14728 Bay Drive, FL

$600,000

14728 Bay Drive

Largo, FL 33774

Active
3
Beds
2
Baths
1,494
Sq Ft
0.38
Acres
1957
Built
Private pool$402/sqft
🏠Single Family Residence

Property type

🏗️1957

Year built

📐16,457 sqft

Lot size

📊$402

Price / sq ft

🏘️No HOA

HOA dues

📅1

Day on market

🚗1

Garage space

🌊X

Flood zone

About this home

Just 1.5 miles from Indian Rocks Beach, this move-in-ready pool home sits on a rare .38-acre double lot in unincorporated Pinellas County, offering the freedom of no HOA, no CDD fees, and short-term rental potential. Located in an X flood zone, no flood insurance is required. The home offers 1,494 square feet of comfortable living space with 3 bedrooms, 2 bathrooms, a one-car garage, and a wraparound driveway that provides ample parking. Excellent curb appeal, mature landscaping, and hurricane shutters—including electric shutters on several windows—add both charm and peace of mind. Inside, durable vinyl plank flooring flows throughout much of the home. The spacious family room creates an inviting gathering space, while the kitchen features wood cabinetry, granite countertops, stainless steel appliances, and a bright eat-in dining area. Adjacent to the kitchen, the Florida room is lined with wall-to-wall windows, filling the space with natural light and offering beautiful views of the backyard. A versatile office or bonus room overlooks the pool and backyard through oversized windows, making it ideal for a home office, fitness room, playroom, or additional living space. The primary suite features vinyl plank flooring, a stylish chandelier, and tranquil views of the outdoor living area. The en-suite bath includes a walk-in tiled shower and vanity. Two additional bedrooms also feature vinyl plank flooring and modern chandeliers, while the guest bathroom offers a quartz vanity and a shower/tub combination. Designed for enjoying the Florida lifestyle, the backyard is a private retreat complete with a paver patio and pool deck, saltwater pool, hot tub, and lush mature landscaping. Recent pool updates include a new heater/chiller in 2024 and a new salt cell in 2025. The fully fenced yard includes a gate providing access for boat or RV storage—an increasingly rare feature this close to the Gulf beaches. The one-car garage includes a dedicated laundry area and additional storage space. Conveniently located near shopping, dining, entertainment, and some of Pinellas County's most beautiful beaches, this property offers exceptional flexibility as a primary residence, vacation getaway, or income-producing investment. Large lots, private pools, no deed restrictions, and proximity to the beach make opportunities like this increasingly hard to find. ***FREE 1/0 Rate Buydown when using the seller's preferred lender!***

Estimated monthly payment

Principal & interest$3,034
Property taxes$723
Home insurance (est.)$275

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 29, 2026
  2. Listed$600,000
    May 29, 2026
  3. Price increased$600,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Bayview Estates Of Indian Rocks 5th Add
County
Pinellas
Year built
1957
Living area
1,494 sq ft
Price/sq ft
$402
Building area
1,894 sq ft (Public Records)
Lot size
16,457 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12103C0177H)
Garage
1 spaces
Pool
Private pool
Annual taxes
$8,680 (2025)
Parcel #
18-30-15-05436-015-0010
Zoning
R-3
MLS #
TB8513588

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Vinyl
Appliances
Convection Oven, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Solid Wood Cabinets, Stone Counters, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air, Attic Fan

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Circular Driveway, Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
***Buyer responsible for verifying any and all lease restrictions.
Approval process
***Buyer responsible for verifying any and all approval process.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Rain Barrel/Cistern(s), Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Fiber Optics, Public

Schools

ElementaryOakhurst Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst13x21
KitchenFirst10x12
Primary BedroomFirst11x13

Listing Details

Listing date
2026-05-29
On market date
2026-05-29
Original list price
$600,000
Occupant type
Owner
MLS area
33774 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-05-29
Tax legal description
BAYVIEW ESTATES OF INDIAN ROCKS 5TH ADD BLK O, LOTS 1 AND 2

Flood risk

Minimal riskFEMA Zone XPanel 12103C0177H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-275 S, I-275Exp and FL-690/Gateway Expy to 118th Ave N in Pinellas Park. Take the CR-296 S exit from FL-690/Gateway Expy. Merge onto 118th Ave N. Continue onto Bryan Dairy Rd. Continue onto 102nd Ave N. Turn right onto Hamlin Blvd. Turn left onto Bay Dr. Destination will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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