$600,000
14728 Bay Drive
Largo, FL 33774
Listing updated: June 26, 2026 at 3:33 PM ET
Listing courtesy of Lpt Realty Llc · Andrew Duncan · MLS #TB8513588 · Active · 813-359-8990Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
BUYER FINANCING FELL THROUGH! Just 1.5 miles from Indian Rocks Beach, this move-in-ready pool home sits on a rare .38-acre double lot in unincorporated Pinellas County, offering the freedom of no HOA, no CDD fees, and short-term rental potential. Located in an X flood zone, no flood insurance is required. The home offers 1,494 square feet of comfortable living space with 3 bedrooms, 2 bathrooms, a one-car garage, and a wraparound driveway that provides ample parking. Excellent curb appeal, mature landscaping, and hurricane shutters—including electric shutters on several windows—add both charm and peace of mind. Inside, durable vinyl plank flooring flows throughout much of the home. The spacious family room creates an inviting gathering space, while the kitchen features wood cabinetry, granite countertops, stainless steel appliances, and a bright eat-in dining area. Adjacent to the kitchen, the Florida room is lined with wall-to-wall windows, filling the space with natural light and offering beautiful views of the backyard. A versatile office or bonus room overlooks the pool and backyard through oversized windows, making it ideal for a home office, fitness room, playroom, or additional living space. The primary suite features vinyl plank flooring, a stylish chandelier, and tranquil views of the outdoor living area. The en-suite bath includes a walk-in tiled shower and vanity. Two additional bedrooms also feature vinyl plank flooring and modern chandeliers, while the guest bathroom offers a quartz vanity and a shower/tub combination. Designed for enjoying the Florida lifestyle, the backyard is a private retreat complete with a paver patio and pool deck, saltwater pool, hot tub, and lush mature landscaping. Recent pool updates include a new heater/chiller in 2024 and a new salt cell in 2025. The fully fenced yard includes a gate providing access for boat or RV storage—an increasingly rare feature this close to the Gulf beaches. The one-car garage includes a dedicated laundry area and additional storage space. Conveniently located near shopping, dining, entertainment, and some of Pinellas County's most beautiful beaches, this property offers exceptional flexibility as a primary residence, vacation getaway, or income-producing investment. Large lots, private pools, no deed restrictions, and proximity to the beach make opportunities like this increasingly hard to find. ***FREE 1/0 Rate Buydown when using the seller's preferred lender!***
Local Insight
At $402/sqft for a 1957 home with a private pool, you're paying a premium for the waterfront location and that amenity, so make sure the pool's condition and maintenance history justify the cost since older pools can become money pits fast. The no-HOA situation is a genuine plus for flexibility, but being a 67-year-old property in flood zone X means you'll want a thorough inspection of the foundation, roof, and any past water damage—even in a non-flood zone, older Pinellas County homes in this price range often have hidden surprises. The 0.38-acre lot with direct bay access is the real draw here, so if waterfront living is your priority and you're comfortable with deferred maintenance risk on an older home, it's worth the deep dive; otherwise, you might find better value in newer construction elsewhere in Largo.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveJun 26, 2026
- Listed$600,000May 29, 2026
- Price increased$600,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 4
- Subdivision
- Bayview Estates Of Indian Rocks 5th Add
- County
- Pinellas
- Year built
- 1957
- Living area
- 1,494 sq ft
- Price/sq ft
- $402
- Building area
- 1,894 sq ft (Public Records)
- Lot size
- 16,457 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12103C0177H)
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $8,680 (2025)
- Parcel #
- 18-30-15-05436-015-0010
- Zoning
- R-3
- MLS #
- TB8513588
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Convection Oven, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Solid Wood Cabinets, Stone Counters, Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Attic Fan
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- ***Buyer responsible for verifying any and all lease restrictions.
- Approval process
- ***Buyer responsible for verifying any and all approval process.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Rain Barrel/Cistern(s), Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Fiber Optics, Public
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x21 |
| Kitchen | First | 10x12 |
| Primary Bedroom | First | 11x13 |
Listing Details
- Listing date
- 2026-05-29
- On market date
- 2026-05-29
- Original list price
- $600,000
- Occupant type
- Owner
- MLS area
- 33774 - Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-26
- Tax legal description
- BAYVIEW ESTATES OF INDIAN ROCKS 5TH ADD BLK O, LOTS 1 AND 2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take I-275 S, I-275Exp and FL-690/Gateway Expy to 118th Ave N in Pinellas Park. Take the CR-296 S exit from FL-690/Gateway Expy. Merge onto 118th Ave N. Continue onto Bryan Dairy Rd. Continue onto 102nd Ave N. Turn right onto Hamlin Blvd. Turn left onto Bay Dr. Destination will be on the left.
More homes like this
$630,000
10472 Orange Blossom Ln
Seminole, FL 33772
3 bd · 2 ba · 1,814 sqft
Blossom Lake Village Sec 2
MLS ID #TB8523618, LPT REALTY, LLC.
Listing provided by Stellar MLS
$549,900
14803 Sunset Dr
Largo, FL 33774
3 bd · 2 ba · 1,570 sqft
Bayview Estates Of Indian Rocks
MLS ID #L4963086, REMAX EXPERTS.
Listing provided by Stellar MLS
$475,000
102 158th Ave
Redington Beach, FL 33708
2 bd · 2 ba · 1,507 sqft
Lone Palm Beach 2nd Add
MLS ID #TB8521415, TOTAL REALTY SERVICES INC.
Listing provided by Stellar MLS
$499,900
542 Boca Ciega Point Blvd N #2108
Madeira Beach, FL 33708
2 bd · 2 ba · 1,450 sqft
Boca Ciega Point East
MLS ID #TB8521724, REALTY CONCEPTS OF PINELLAS.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 3:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA