4054 River Bank Way, FL
Stellar MLS

$399,777

4054 River Bank Way

Punta Gorda, FL 33980

Listing updated: June 11, 2026 at 2:02 PM ET

Active
4
Beds
3
Baths
2,466
Sq Ft
0.28
Acres
2014
Built
3-car garage$162/sqft
Single Family Residence

Property type

2014

Year built

12,288 sqft

Lot size

$162

Price / sq ft

$398/mo

HOA dues

13

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to this beautifully appointed home located in the desirable River Club community. Offering over 2,400 square feet of living space, this residence features an open-concept design enhanced with upscale finishes and a functional layout ideal for both everyday living and entertaining. Step inside to find a spacious great room with abundant natural light, complemented by elegant interior details and upgraded finishes throughout. The gourmet kitchen showcases solid wood cabinetry, solid surface countertops, and ample prep space, seamlessly flowing into the main living and dining areas. The primary suite offers a private retreat with a walk-in closet and a well-appointed en-suite bath designed for comfort and convenience. A split-bedroom floor plan provides added privacy, along with a versatile den perfect for a home office or flex space. Step outside to your private outdoor living area featuring a fully equipped outdoor kitchen—ideal for entertaining and enjoying Florida living year-round. Situated on a premium corner lot, the property provides additional space and a sense of privacy. Additional highlights include a 3-car garage, indoor laundry room, and access to River Club’s gated amenities, including a community pool and fitness center. Conveniently located near shopping, dining, and major roadways, this home blends comfort, style, and location.

Estimated monthly payment

Principal & interest$2,021
Property taxes$296
Home insurance (est.)$183
HOA dues$398

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history13 days on market

  1. Status: Active
    May 29, 2026
  2. Listed$399,777
    May 29, 2026
  3. Price increased$399,777

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
13
Subdivision
River Club
County
Charlotte
Year built
2014
Living area
2,466 sq ft
Price/sq ft
$162
Building area
3,368 sq ft (Public Records)
Lot size
12,288 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
3 spaces
Annual taxes
$3,548 (2025)
Parcel #
402319328023
Zoning
PD
MLS #
A4695234

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Laminate, Tile
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
Interior features
Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Attic Fan

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$398 / Monthly
Monthly HOA
$398/mo
Total monthly fees
$398/mo
Total annual fees
$4,776
HOA name
HAYDEN & ASSOCIATES
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact HOA
Approval process
Contact HOA

Exterior & Construction

Exterior features
Other
Construction materials
Block, Stone, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected

Community

Pets allowed
Breed Restrictions, Number Limit, Yes

Schools

ElementaryPeace River ElementaryGreatSchools ↗
MiddlePort Charlotte MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst11x23
Dining RoomFirst14.5x17
Great RoomFirst20x15
DenFirst14x10.5
Primary BedroomFirst17x16.5
Bathroom 2First9.5x14
Bathroom 3First10x14
Bathroom 4First10x14.5

Listing Details

Listing date
2026-05-29
On market date
2026-05-29
Original list price
$399,777
Occupant type
Vacant
MLS area
33980 - Port Charlotte
Listing AOR
Suncoast Tampa
Status changed
2026-05-29
Tax legal description
RIVER CLUB LT 128 E3130/1209 3187/1017 3329/217 3877/1876 3922/2119

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Kings Highway turn onto Westchester Blvd. Travel 0.23 miles. You will arrive at the end which turns into River Bank Way. Home is straight ahead at the bend.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026 at 2:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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