$299,000

3251 Mcmath Drive

Palm Harbor, FL 34684

Active
2
Beds
2
Baths
1,332
Sq Ft
0.15
Acres
1982
Built
55+ community$224/sqft
🏠Villa

Property type

🏗️1982

Year built

📐6,578 sqft

Lot size

📊$224

Price / sq ft

🏘️$163/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to this 3-bedroom, 2-bathroom villa situated on a corner lot in the highly sought-after 55+ community of Highland Lakes in Palm Harbor. This clean and move-in-ready villa offers comfort in an active Florida lifestyle community. Major updates include a 2018 roof, 2022 A/C system, and 2023 water heater. Step inside through the foyer entrance featuring a convenient coat closet and high ceilings that create a bright and spacious feel. The living room and dining room combination provides an open layout ideal for entertaining and everyday living. The kitchen features updated cabinets and countertops, matching appliances, abundant storage space, a breakfast nook, and a convenient pass-through window to the dining area. The spacious primary bedroom includes dual closets and a private en-suite bathroom with a glass-enclosed step-in shower and built-in bench seating. Two additional bedrooms provide flexibility for guests, hobbies, or a home office. A dedicated washer and dryer closet adds everyday convenience. Enjoy relaxing year-round in the enclosed lanai complete with its own window A/C unit. The two-car garage offers additional storage and parking space, while the corner lot provides added curb appeal. Highland Lakes offers exceptional resort-style amenities including golf access, tennis courts, pickleball, bocce ball and shuffleboard courts, an Olympic-sized heated pool and spa, and a vibrant clubhouse featuring a library, card and game rooms, crafts, clubs, and endless social activities. Conveniently located near multiple restaurants, shopping centers, and just a short drive to the Gulf beaches, this home is the perfect opportunity to enjoy the best of Florida living. Schedule your showing today!

Estimated monthly payment

Principal & interest$1,512
Property taxes$115
Home insurance (est.)$137
HOA dues$163

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 28, 2026
  2. Listed$299,000
    May 28, 2026
  3. Price increased$299,000

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
1
Cumulative DOM
154
Subdivision
Highland Lakes
County
Pinellas
Year built
1982
Living area
1,332 sq ft
Price/sq ft
$224
Lot size
6,578 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0078G)
Garage
2 spaces
Annual taxes
$1,379 (2025)
Parcel #
05-28-16-38906-000-0990
Zoning
RPD-7.5
MLS #
TB8512566

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Parking, Underground

HOA & Financial

HOA fee
$163 / Monthly
Monthly HOA
$163/mo
Total monthly fees
$327/mo
Total annual fees
$3,924
HOA name
Duplex Village II
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Lease Restrictions to be verified by the HOA
Approval process
Approval Process to be verified by the HOA

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Other
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Water Connected

Community

Pets allowed
Number Limit, Size Limit, Yes
Senior community
Yes

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-05-22
On market date
2026-05-28
Original list price
$299,000
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-05-28
Tax legal description
HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 99

Flood risk

Minimal riskFEMA Zone XPanel 12103C0078G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 N To Highland Lakes Main Entrance (Fountains) North Of Nebraska. Follow Entrance Road To A Right Onto Mc Math Dr. Property Located On Left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA