$435,000

1405 Jen Ma Jo Lane

Lutz, FL 33549

Active
3
Beds
2
Baths
1,880
Sq Ft
0.34
Acres
1968
Built
WaterfrontWater access$231/sqft
🏠Single Family Residence

Property type

🏗️1968

Year built

📐15,000 sqft

Lot size

📊$231

Price / sq ft

🏘️No HOA

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

BRING YOUR BOATS AND BRING YOUR TOYS! NO HOA or CDD, this WATERFRONT home nestled on 0.34 acres in Keene Lake Manors with LAKE ACCESS to Keene Lake in the heart of Lutz is a RARE find! With 3-bedrooms + flex room, 2 bathrooms, and a 2-car garage, this home has it all Upon entering, light shines through the freshly painted (2026) open floor plan living, dining, and kitchen. Stepping inside your moody primary retreat, with rich plum walls and newer LVP dark wood flooring (2022), this spacious bedroom is designed to be a true escape. Fully equipped with a walk-in closet with custom shelving and its own en-suite bathroom, this is the kind of room you won’t want to leave. The kitchen boasts wood cabinets, granite countertops, an additional pantry, and newer stainless-steel appliances (oven and dishwasher 2022), all overlooking the sunroom and patio with water views. The remodeled sunroom (2023-2024) offers a speakeasy-inspired charm, with a newer, dramatic ceiling and warm lighting (2022). You’ll find it the perfect space to connect with others, get cozy with a good book, or simply watch the abundant wildlife. Bedroom three blends English library charm with newer LVP wood flooring (2022), botanical wallpaper, detailed crown molding, and a vintage-style chandelier (2024); this room is perfect for a home office, reading room, and so much more. Some additional upgrades include IMPACT WINDOWS AND DOOR THROUGHOUGHT (2020), WATER SOFTENER SYSTEM, and a NEWER SEPTIC AND DRAIN FIELD (2019). Stepping outside, the fully screened-in patio was added in 2020, overlooking your FULLY FENCED IN BACKYARD, with canal views, leading to the 30-acre and private Lake Keene. A boat dock can easily be added, with the structure there to add one. Jen Ma Jo is a quiet, dead-end street with quick access to US 41 and I-275 heading south to Tampa. FL-54 is a short distance away, where you will find endless shopping, food, and more. This RARE gem offers country living while being close to all that Tampa has to offer. What are you waiting for? SCHEDULE TODAY!!

Estimated monthly payment

Principal & interest$2,200
Property taxes$571
Home insurance (est.)$199

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 28, 2026
  2. Listed$435,000
    May 28, 2026
  3. Price increased$435,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Keene Lake Manors
County
Hillsborough
Year built
1968
Living area
1,880 sq ft
Price/sq ft
$231
Building area
2,620 sq ft (Public Records)
Lot size
15,000 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Annual taxes
$6,852 (2025)
Parcel #
U-07-27-19-ZZZ-000001-14490.0
Zoning
RSC-3
MLS #
TB8512371

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
Laundry
In Garage, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please check the Hillsborough County code.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sliding Doors
Construction materials
Concrete
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Public

Community

Pets allowed
Yes

Schools

ElementaryLutz-HBGreatSchools ↗
MiddleLiberty-HBGreatSchools ↗
High SchoolFreedom-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst10.5x11
Primary BedroomFirst14x17
Primary BathroomFirst5.75x8
Bedroom 1First12x11.5
Bedroom 2First12x16.5
Living RoomFirst12x17
Bathroom 1First5x11
Bonus RoomFirst9.5x19.5
Dining RoomFirst11x11

Listing Details

Listing date
2026-05-28
On market date
2026-05-28
Original list price
$435,000
Occupant type
Owner
MLS area
33549 - Lutz
Listing AOR
Suncoast Tampa
Status changed
2026-05-28
Tax legal description
TRACT BEG 180 FT N AND 346.4 FT W OF SE COR OF SW 1/4 & RUN N 150 FT W 100 FT S 150 FT & E 100 FT TO BEG

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Tampa, take I-275 North toward Ocala, then merge onto FL-589 North/Veterans Expressway. Exit onto FL-54 East, then head south on US-41. Turn left onto Sunset Lane, right onto Hanna Road, then left onto Jen Ma Jo Lane. The property, 1405 Jen Ma Jo Ln in Lutz, will be near the end of the street.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 12:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA