509 Bay Street, FL
Stellar MLS

$1,175,000

509 Bay Street

Tampa, FL 33606

Listing updated: May 28, 2026 at 6:52 AM ET

Active
2
Beds
2
Baths
1,839
Sq Ft
2006
Built
Water view$639/sqft
Condominium

Property type

2006

Year built

2 sqft

Lot size

$639

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

AE

Flood zone

About this home

The Christiansted is a boutique condominium that is convenient, private, and serene. Bayshore views from the living room and primary bedroom are inviting. This unit on the third floor provides a wonderful view of the outside world. Two spacious bedrooms plus a third room which although it does not have a closet has served as a child's bedroom for the current owner provide ample space. The kitchen is open and spacious and features stainless appliances and quartz countertops. The laundry room is conveniently located off the kitchen. The HVAC unit and hot water heater are both newer. The association is responsible for the roof. There are two storage units, one in the garage adjacent to the two reserved parking spaces and one on the fourth floor. This location is so convenient to downtown and Water Street and a short drive to Hyde Park Village. There are only 22 units in the building.

Estimated monthly payment

Principal & interest$5,941
Property taxes$395
Home insurance (est.)$539

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 27, 2026
  2. Listed$1,175,000
    May 27, 2026
  3. Price increased$1,175,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Christiansted A Condo
County
Hillsborough
Year built
2006
Living area
1,839 sq ft
Price/sq ft
$639
Building area
1,989 sq ft (Public Records)
Lot size
2 sq ft
Flood zone
AE (12057C0354J)
Garage
2 spaces
Annual taxes
$4,738 (2025)
Parcel #
A-24-29-18-92Q-000000-00305.0
Zoning
PD
MLS #
TB8512145

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Convection Oven, Cooktop, Dishwasher, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Basement

HOA & Financial

Total monthly fees
$1,450/mo
Total annual fees
$17,400
HOA name
Amanda Smith
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Only 3 units can be rented at a time.
Approval process
Submit application to HOA

Exterior & Construction

Exterior features
Balcony, Courtyard, Sidewalk
Construction materials
Concrete, HardiPlank Type
Roof
Other
Foundation
Slab
Water view
Yes
Road surface
Brick

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryGorrie-HBGreatSchools ↗
MiddleWilson-HBGreatSchools ↗
High SchoolPlant-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst18x16
Dining RoomFirst12x16
KitchenFirst11x16
LaundryFirst6x6
Primary BedroomFirst13x19
Bedroom 2First14x14
OfficeFirst13x19

Listing Details

Listing date
2026-05-27
On market date
2026-05-27
Original list price
$1,175,000
Occupant type
Owner
MLS area
33606 - Tampa / Davis Island/University of Tampa
Listing AOR
Suncoast Tampa
Status changed
2026-05-27
Tax legal description
CHRISTIANSTED A CONDOMINIUM UNIT 305 AND AN UNDIV INT IN COMMON ELEMENTS

Flood risk

High riskFEMA Zone AEPanel 12057C0354J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Howard Ave and Bayshore, go north on Bayshore Blvd. Go left on Magnolia. Take a right on Bay St. Building will be on the left. You may park on the street across from building or in the semi circle in front of the building. If you do this, make sure that you do not block traffic in and out of the semicircle

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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