$150,000
622 Ridge Terrace
Winter Haven, FL 33881
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Florida Living at Its Best! Welcome home to this beautifully updated 2-bedroom, 2-bath residence offering the perfect combination of comfort, style, and convenience. From the moment you walk through the door, you'll be impressed by the bright, open floor plan, modern finishes, wood-look flooring, and inviting living spaces designed for everyday living and entertaining. The spacious primary suite serves as a private retreat and features sliding glass doors leading to a screened and covered lanai. A portion of the lanai has been enclosed to create a flexible bonus room—ideal for a home office, reading nook, fitness area, or hobby room. Step outside to your private tiled patio, the perfect place to enjoy your morning coffee, unwind after a long day, or host family and friends. This sought-after community offers amenities rarely found at this price point, including assigned covered parking, a sparkling community pool, and direct access to beautiful Lake Smart with a private boat ramp. Whether you enjoy boating, fishing, kayaking, or simply watching the sunset over the water, you'll love the lifestyle this community provides. Located just minutes from shopping, restaurants, medical facilities, and major roadways, this move-in-ready home offers the convenience buyers are looking for and the Florida lifestyle they dream about. Opportunities like this don't come along often. Schedule your private tour today and discover why this could be the perfect place to call home.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveMay 26, 2026
- Listed$150,000May 25, 2026
- Price increased$150,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 4
- Cumulative DOM
- 131
- Subdivision
- Winter Ridge Condo
- County
- Polk
- Year built
- 1997
- Living area
- 1,073 sq ft
- Price/sq ft
- $140
- Lot size
- 1,142 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0365G)
- Annual taxes
- $1,644 (2025)
- Parcel #
- 26-28-09-530002-001710
- MLS #
- L4962178
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- In Kitchen
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned
- Carport
- Yes
HOA & Financial
- HOA fee
- $253 / Monthly
- Monthly HOA
- $253/mo
- Total monthly fees
- $253/mo
- Total annual fees
- $3,036
- HOA name
- Winter Ridge HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm any lease restrictions with HOA.
- Approval process
- Contact HOA for Approval process and application.
Exterior & Construction
- Exterior features
- None
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Living Room | First | |
| Bedroom 1 | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-05-25
- On market date
- 2026-05-25
- Original list price
- $150,000
- Occupant type
- Owner
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- Lakeland
- Status changed
- 2026-05-26
- Tax legal description
- WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 171 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-27, take Cypress Gardens Blvd (SR-540) east toward Winter Haven. Turn right onto 1st St NW/Winter Lake Rd NW, then left onto Ridge Terrace. Property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 7:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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