


$150,000
622 Ridge Terrace
Winter Haven, FL 33881
Listing updated: July 23, 2026 at 8:43 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Newly Remodeled Kitchen and Bathrooms! Welcome to Florida living at its best in this beautifully updated 2-bedroom, 2-bath home offering comfort, style, and an easygoing waterfront lifestyle. Step inside to a bright, open floor plan featuring modern finishes, wood-look flooring, and inviting living spaces perfect for relaxing or entertaining. The remodeled kitchen and bathrooms add a fresh, move-in-ready feel throughout the home. The spacious primary suite offers a peaceful retreat with sliding glass doors leading to the screened and covered lanai. The lanai has been divided, with one portion enclosed to create a versatile bonus room that can be used as a home office, reading nook, fitness space, hobby room, or additional sitting area. The space can also be converted back into a full lanai, giving the new owner flexibility to customize it to their needs. Step outside to the private tiled patio, an ideal spot for morning coffee, evening relaxation, or entertaining family and friends. This desirable community offers amenities rarely found at this price point, including assigned covered parking, a sparkling community pool, and direct access to beautiful Lake Smart with a private boat ramp. Enjoy boating, fishing, kayaking, or peaceful sunsets over the water—all just steps from home. Conveniently located near shopping, restaurants, medical facilities, and major roadways, this move-in-ready property delivers the convenience today’s buyers want and the Florida lifestyle they’ve been dreaming about. Don’t miss this opportunity—schedule your private showing today and discover everything this beautiful home and community have to offer!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history59 days on market
- Status: ActiveMay 26, 2026
- Listed$150,000May 25, 2026
- Price increased$150,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 59
- Cumulative DOM
- 186
- Subdivision
- Winter Ridge Condo
- County
- Polk
- Year built
- 1997
- Living area
- 1,073 sq ft
- Price/sq ft
- $140
- Lot size
- 1,142 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0365G)
- Annual taxes
- $1,644 (2025)
- Parcel #
- 26-28-09-530002-001710
- MLS #
- L4962178
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- In Kitchen
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned
- Carport
- Yes
HOA & Financial
- HOA fee
- $253 / Monthly
- Monthly HOA
- $253/mo
- Total monthly fees
- $253/mo
- Total annual fees
- $3,036
- HOA name
- Winter Ridge HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm any lease restrictions with HOA.
- Approval process
- Contact HOA for Approval process and application.
Exterior & Construction
- Exterior features
- None
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Living Room | First | |
| Bedroom 1 | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-05-25
- On market date
- 2026-05-25
- Original list price
- $150,000
- Occupant type
- Owner
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- Lakeland
- Status changed
- 2026-05-26
- Tax legal description
- WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 171 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-27, take Cypress Gardens Blvd (SR-540) east toward Winter Haven. Turn right onto 1st St NW/Winter Lake Rd NW, then left onto Ridge Terrace. Property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 23, 2026 at 8:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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