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$319,900

328 Vail Drive

Winter Haven, FL 33884

Listing updated: July 18, 2026 at 11:36 AM ET

Active

Listing courtesy of Century 21 Be3 · Patty Hernandez · MLS #TB8511866 · Active · 727-596-1811

Beds

Baths

1,712

Sq Ft

0.27

Acres

1984

Built

◆Fireplace◆$187/sqft

Single Family Residence

Property type

1984

Year built

11,835 sqft

Lot size

$187

Price / sq ft

$13/mo

HOA dues

Days on market

Garage space

Flood zone

About this home

*With an acceptable offer, the seller will provide a NEW ROOF prior to closing! *NEW HOT WATER HEATER has already been installed. *Updates to the AC UNIT have been done. *All appliances stay with the sale of the home! *A Wood Destroying Organism (WDO) report, Four-Point Inspection, and Wind Mitigation Report are also available for buyer review. ***The majority of the repairs needed to be done on the report have already been completed! *Situated on more than a quarter acre!! *Privacy fence that has double-gate access *Expansive screened lanai measuring approximately 17' x 15' that overlooks the fenced backyard (and BIG lot behind home). *Brick paver patio *Detached storage shed *Located on a VERY QUIET cul-de-sac *Lots of space with 2 big oak trees! *The living room has vaulted ceilings *Step down living room to separate it from the foyer *Fireplace *Skylights *Spacious primary suite features: *his & her's closets, *motorized blackout blinds, and an *updated bathroom with a tiled walk-in shower and modern finishes. *The kitchen offers abundant cabinetry and *oversized pantry. *2 Large hall closets for extra storage *Even MORE cabinets in the laundry room *Fresh interior paint throughout the entire home and hard-surface flooring **The home is located minutes from PUBLIC BOAT RAMPS serving Lake Eloise and Winter Haven's renowned Chain of Lakes, offering convenient access to boating, fishing, watersports, and outdoor recreation. **Located 10 mins from LEGOLAND!

Estimated monthly payment

Principal & interest$1,618

Property taxes$282

Home insurance (est.)$147

HOA dues$13

Down payment

20%

$63,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history56 days on market

Status: Active
May 24, 2026
Listed$345,000
May 23, 2026
Price reduced$319,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 56
Subdivision: Cedar Cove Ph 01
County: Polk
Year built: 1984
Living area: 1,712 sq ft
Price/sq ft: $187
Building area: 2,411 sq ft (Public Records)
Lot size: 11,835 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12105C0530G)
Garage: 1 spaces
Annual taxes: $3,387 (2025)
Parcel #: 26-29-09-687041-000140
MLS #: TB8511866

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Laminate, Tile
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: South
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes
Parking features: Driveway, On Street

HOA & Financial

HOA fee: $150 / Annually
Monthly HOA: $13/mo
Total monthly fees: $13/mo
Total annual fees: $150
HOA name: Cedar Cove HOA / Rebbeca Denney
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Other
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Septic Tank
Water source: Public
Utilities: Public

Community

Pets allowed: Yes

Schools

ElementaryCPinewood ElemGreatSchools ↗

MiddleDenison MiddleGreatSchools ↗

High SchoolLake Region HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen	First	9x16
Dining Room	First	9x14
Living Room	First	13x20
Balcony/Porch/Lanai	First	16x20
Primary Bedroom	First	11x16
Bedroom 2	First	11x11
Bedroom 3	First	11x10

Listing Details

Listing date: 2026-05-23
On market date: 2026-05-23
Original list price: $345,000
Occupant type: Owner
MLS area: 33884 - Winter Haven / Cypress Gardens
Listing AOR: Orlando Regional
Status changed: 2026-05-24
Tax legal description: CEDAR COVE PHASE ONE PB 73 PG 41 LOT 14

Flood risk

Minimal riskFEMA Zone XPanel 12105C0530G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

from RT 60, head North On Rifle Range Rd, Right on Eloise Loop Rd, Right on Cedar Cove, Left on Kendall Dr, Left on Vail Dr. end of Cul-de-sac. Sign in yard.

Property sale history

Public records

328 VAIL DR, WINTER HAVEN 33884

Jun 2024$300,000

1,712 sq ft · Built 1984 · 0.2717 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 18, 2026 at 11:36 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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