11081 103rd Terrace, FL

$394,990

11081 103rd Terrace

Largo, FL 33778

Active
2
Beds
2
Baths
917
Sq Ft
0.14
Acres
1969
Built
$431/sqft
🏠Single Family Residence

Property type

🏗️1969

Year built

📐6,181 sqft

Lot size

📊$431

Price / sq ft

🏘️No HOA

HOA dues

📅10

Days on market

🚗1

Garage space

🌊X

Flood zone

About this home

11081 103rd Ter N truly stands out! Featuring a brand-new roof and located in a quiet and highly desirable Largo neighborhood, this beautifully renovated home offers the perfect combination of style, comfort, and location. Just 10 minutes from the sandy shores of Indian Shores Beach, this 2-bedroom, 2-bathroom residence features 917 square feet of thoughtfully updated living space and is NOT in a flood zone, offering added peace of mind with no required flood insurance. Inside, the home has been tastefully renovated throughout with a bright, clean, modern feel. The updated kitchen flows seamlessly into the living areas, creating an inviting layout perfect for everyday living or entertaining guests. Both bathrooms have been beautifully remodeled with contemporary finishes, while updated flooring throughout the home adds warmth and style to every space. Located in a prime Largo location close to beaches, parks, shopping, restaurants, and everyday conveniences, this home combines lifestyle, flexibility, and value all in one. Whether you are searching for a primary residence, vacation home, or income-producing property, 11081 103rd Ter N presents a rare opportunity to own a fully updated home in one of the area’s most desirable locations. The large circular driveway not only enhances curb appeal but also provides ample parking and convenience for homeowners and guests alike. The beautiful backyard offers the perfect space to relax, entertain, host gatherings, or simply enjoy Florida living year-round. Additional highlights include being located in unincorporated Pinellas County, no HOA, and close proximity to local parks, shopping, dining, and everyday conveniences. Whether you are looking for a primary residence, seasonal getaway, or simply a beautifully updated home near the beach, this property is an incredible opportunity in one of Largo’s most sought-after locations.

Estimated monthly payment

Principal & interest$1,997
Property taxes$83
Home insurance (est.)$181

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

  1. Status: Active
    May 23, 2026
  2. Listed$394,990
    May 23, 2026
  3. Price increased$394,990

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
10
Subdivision
Hi-Ridge Estates 1st Add
County
Pinellas
Year built
1969
Living area
917 sq ft
Price/sq ft
$431
Building area
1,460 sq ft (Public Records)
Lot size
6,181 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0181H)
Garage
1 spaces
Annual taxes
$993 (2025)
Parcel #
15-30-15-40104-000-0800
Zoning
R-3
MLS #
TB8511653

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Cooktop, Dishwasher, Microwave
Interior features
Ninguno
Laundry
Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Room Details

RoomLevelDimensions
Primary BedroomFirst12x11
KitchenFirst10x10
Bedroom 2First11x10
Living RoomFirst14x12

Listing Details

Listing date
2026-05-23
On market date
2026-05-23
Original list price
$394,990
Occupant type
Vacant
MLS area
33778 - Largo/Seminole
Listing AOR
Suncoast Tampa
Status changed
2026-05-23
Tax legal description
HI-RIDGE ESTATES 1ST ADD LOT 80

Flood risk

Minimal riskFEMA Zone XPanel 12103C0181H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take US-19 S - East Bay Dr - turn right on Seminole Blvd - left on 102nd Ave N - right on 111th St N - left on 103rd Ter N. Property is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 2:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA