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$799,000

7425 Terrace River Drive

Tampa, FL 33637

Listing updated: August 1, 2026 at 1:02 PM ET

Active

Listing courtesy of Smith & Associates Real Estate · Ravelle Vakili · MLS #TB8511405 · Active · 813-839-3800

Beds

Baths

3,401

Sq Ft

0.33

Acres

1975

Built

◆Waterfront◆Water access◆Private pool◆Fireplace◆$235/sqft

Single Family Residence

Property type

1975

Year built

14,364 sqft

Lot size

$235

Price / sq ft

$33/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

RIVERFRONT POOL HOME! Enjoy Florida living at its finest with panoramic water views, a private pool, beautiful sunsets, & NO FLOOD INSURANCE REQUIRED! Seller is offering a $10,000 credit toward buyer closing costs, prepaid expenses, or a possible interest rate buydown with an acceptable offer, helping reduce upfront costs and improve affordability. Qualified buyers may also benefit from a VA assumable loan at 3% (veteran status is NOT required). This home offers endless possibilities for multi-generational living, extended guest accommodations, executive rentals, and large-scale entertaining. The home features 4 bedrooms, 3.5 baths, and 3,400 square feet of living space, PLUS a large basement with a bar area and additional unfinished rooms ready for customization. Outdoor amenities include an oversized pool and deck area, an outdoor kitchen, and a rooftop patio. Interior highlights include soaring ceilings, a gas fireplace, granite kitchen countertops, and a main-level primary suite with a spa-like bathroom and custom walk-in closet. Upstairs, two bedrooms feature private ensuite bathrooms and walk-in closets. The fourth bedroom, smaller in size, is ideal for an office, hobby room, or sitting area and includes access to the rooftop balcony. A new roof was installed in 2021. Conveniently located near the University of South Florida, major hospitals, recreation facilities, Amazon facilities, and easy access to I-75, I-4, and I-275.

Estimated monthly payment

Principal & interest$4,040

Property taxes$853

Home insurance (est.)$366

HOA dues$33

Down payment

20%

$159,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history67 days on market

Status: Active
Aug 1, 2026
Listed$799,000
May 23, 2026
Price increased$799,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 67
Subdivision: Terrace River Ph 2
County: Hillsborough
Year built: 1975
Living area: 3,401 sq ft
Price/sq ft: $235
Building area: 4,439 sq ft (Public Records)
Lot size: 14,364 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12057C0219H)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $10,232 (2025)
Parcel #: T-26-28-19-83R-000000-B0000.0
Zoning: PD
MLS #: TB8511405

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Half bathrooms: 1
Flooring: Ceramic Tile, Wood
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry: Inside, Laundry Room
Stories / Levels: Three Or More
Direction faces: Northeast
Fireplace: Yes

Heating & Cooling

Heating: Electric
Cooling: Central Air, Mini-Split Unit(s)

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Driveway

HOA & Financial

HOA fee: $399 / Annually
Monthly HOA: $33/mo
Total monthly fees: $33/mo
Total annual fees: $399
HOA name: Sal Saleh
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Buyer to verify lease restrictions with HOA.

Exterior & Construction

Exterior features: Lighting, Outdoor Kitchen, Outdoor Shower, Rain Gutters, Sidewalk
Construction materials: Block, Stucco, Frame
Roof: Shingle
Foundation: Basement, Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryFolsom-HBGreatSchools ↗

MiddleGreco-HBGreatSchools ↗

High SchoolKing-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	16x25
Dining Room	First	16x14
Kitchen	First	10x13
Primary Bedroom	First	17x12
Bedroom 2	Second	13x12
Bedroom 3	Second	12x12
Bedroom 4	Second	16x8

Listing Details

Listing date: 2026-05-22
On market date: 2026-05-23
Original list price: $799,000
Occupant type: Owner
MLS area: 33637 - Tampa / Temple Terrace
Listing AOR: Suncoast Tampa
Status changed: 2026-08-01
Tax legal description: TERRACE RIVER PHASE 2 PARCEL B

Flood risk

Minimal riskFEMA Zone XPanel 12057C0219H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 301, turn west on Harney Road to Terrace River Drive. Stay to the left on Terrace River Drive and follow around to the culdesac. 7425 is on your left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 1, 2026 at 1:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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