$345,000

89 Navigation Circle

Osprey, FL 34229

Active
2
Beds
2
Baths
1,449
Sq Ft
2014
Built
Water view$238/sqft360° tour
🏠Condominium

Property type

🏗️2014

Year built

📊$238

Price / sq ft

🏘️No HOA

HOA dues

📅6

Days on market

🚗1

Garage space

🌊AE

Flood zone

About this home

One or more photo(s) has been virtually staged. Hidden within the gated community of Bay Street Village, this rarely available first-floor waterfront residence blends peaceful lakefront living with the convenience of Sarasota’s vibrant Gulf Coast lifestyle. From tranquil water views and warm Florida sunsets to nearby beaches, dining, shopping, and entertainment, this beautifully positioned condo creates the perfect balance of relaxation, comfort, and everyday convenience. From the moment you walk through the door, the tranquil pond views immediately draw your attention, creating a sense of calm that carries throughout the home. Imagine starting your mornings on the screened lanai with coffee in hand, overlooking the sparkling water feature while enjoying the warm Florida breeze and peaceful surroundings. With over 1,400 square feet of thoughtfully designed living space, this beautifully maintained 2-bedroom, 2-bathroom condo also features a versatile den, separate laundry room, and attached one-car garage. Rare first-floor units with water views and this level of convenience are highly desirable for full-time residents, seasonal owners, and investors alike. The open-concept floor plan was designed to maximize both comfort and entertaining. The kitchen showcases granite countertops, solid wood cabinetry, stainless steel appliances, stylish backsplash details, a spacious island, and breakfast bar seating that flows seamlessly into the bright and inviting living area. Crown molding, modern lighting, fresh neutral paint, and updated flooring throughout elevate the home with a clean and timeless feel. The spacious primary suite serves as a private retreat featuring peaceful water views, a large walk-in closet, linen closet, and an updated en-suite bathroom complete with dual sinks and a custom walk-in tile shower. A generously sized guest bedroom, beautiful guest bath, and flexible bonus room provide endless possibilities for guests, a home office, hobby space, or additional lounge area. Bay Street Village offers true maintenance-free living with resort-style amenities including a sparkling pool, fitness center, clubhouse, and beautifully maintained grounds. Centrally located between Sarasota and Venice, residents enjoy quick access to world-renowned Gulf beaches including, Nokomis Beach, and Venice Beach, along with downtown Sarasota, marinas, waterfront dining, shopping, golf, entertainment, Sarasota Bay, the Legacy Trail, and countless local restaurants and attractions. Located near the nationally recognized Pine View School and tucked away from the heavy tourist traffic while still remaining close to everything, this condo offers the perfect combination of convenience, comfort, and the relaxed coastal lifestyle that everyone dream about when moving to Florida. Whether you are searching for a primary residence, seasonal escape, or investment opportunity, this exceptional waterfront condo delivers location, lifestyle, and value all in one. Schedule your private showing today and experience firsthand why this hidden gem in Bay Street Village is the perfect place to call home.

Estimated monthly payment

Principal & interest$1,745
Property taxes$328
Home insurance (est.)$158

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    May 22, 2026
  2. Listed$345,000
    May 22, 2026
  3. Price increased$345,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
6
Subdivision
Bay Street Village
County
Sarasota
Year built
2014
Living area
1,449 sq ft
Price/sq ft
$238
Building area
1,816 sq ft (Public Records)
Flood zone
AE (0228G)
Garage
1 spaces
Annual taxes
$3,931 (2025)
Parcel #
0147081013
Zoning
RMF3
MLS #
A4694435

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest

HOA & Financial

Total monthly fees
$475/mo
Total annual fees
$5,700
HOA name
Progressive Community Management Inc
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact association management for all Leasing restrictions.
Approval process
Association application and approval required. Contact association management for all approval processes.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes

Schools

ElementaryLaurel Nokomis ElementaryGreatSchools ↗
MiddleLaurel Nokomis MiddleGreatSchools ↗
High SchoolVenice Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst11x16
Living RoomFirst23x21
Primary BedroomFirst16x13
DenFirst9x11
Bedroom 2First13x12
Bathroom 2First

Listing Details

Listing date
2026-05-22
On market date
2026-05-22
Original list price
$345,000
Occupant type
Vacant
MLS area
34229 - Osprey
Listing AOR
Sarasota - Manatee
Status changed
2026-05-22
Tax legal description
UNIT 101, BLDG 3, BAY STREET VILLAGE

Flood risk

High riskFEMA Zone AEPanel 0228G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take US-41 South/Tamiami Trail to East Bay St and turn left. Continue to Explorer Drive and turn right into the main gated entrance. You will need the gate code to enter. Once through the gate, the first building directly ahead of you is the correct building. Unit 89 Navigation Circle is located on the first floor.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 4:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA