3625 Suwannee Point, FL
Stellar MLS

$895,000

3625 Suwannee Point

Crystal River, FL 34428

Active
4
Beds
3
Baths
2,530
Sq Ft
0.25
Acres
2002
Built
Waterfront$354/sqft
Single Family Residence

Property type

2002

Year built

10,982 sqft

Lot size

$354

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

AE

Flood zone

About this home

Experience Gulf Coast lifestyle in this elevated custom waterfront home offering deep water, direct Gulf access—perfect for boating enthusiasts and nature lovers alike. With 4 spacious bedrooms and 3 full baths, this home is designed for both comfort and flexibility. The three-story layout includes covered parking for 2 vehicles and an expansive lower-level area with a tackle room complete with ice machine hookups and extra storage, plus a huge space ideal for a workshop, hobby area, or even conversion into additional indoor/outdoor space. A sturdy dumbwaiter makes it easy to transport groceries or gear upstairs. On the main floor, you’ll find a welcoming living space with custom built-ins and an inviting screened porch overlooking the water—perfect for relaxing and entertaining. The primary suite features an electric fireplace and large ensuite. All bedrooms are generously sized, offering plenty of room for family and guests. The fenced backyard is a true Florida retreat, complete with mature fruit trees, a ground-level deck, firepit, and hammock area. Boaters will love the 75 feet of dock space with room for two large boats, a rip-rap concrete seawall, floating dock with water and 30-amp power, a fish-cleaning station, and easy access to a nearby boat ramp. Currently operating as a successful short-term rental, this home also offers the opportunity to continue as an income-producing property—all contents are negotiable for a turnkey setup. Best of all, there are no deed restrictions, giving you the freedom to use it however you choose.

Estimated monthly payment

Principal & interest$4,526
Property taxes$973
Home insurance (est.)$410

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 20, 2026
  2. Listed$895,000
    May 20, 2026
  3. Price increased$895,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Indian Waters Unit 02
County
Citrus
Year built
2002
Living area
2,530 sq ft
Price/sq ft
$354
Building area
4,620 sq ft (Public Records)
Lot size
10,982 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12017C0186E)
Garage
2 spaces
Annual taxes
$11,677 (2025)
Parcel #
17E-18S-17-0220-000D0-0440
Zoning
CLR
MLS #
OM725111

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Laundry Room
Stories / Levels
Three Or More
Direction faces
West

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Co-op
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Storage
Construction materials
HardiPlank Type, Frame
Roof
Metal
Foundation
Slab, Stilt/On Piling
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Dogs OK

Schools

ElementaryCrystal River Primary SchoolGreatSchools ↗
MiddleCrystal River Middle SchoolGreatSchools ↗
High SchoolCrystal River High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond
KitchenSecond
Bedroom 2Third
Living RoomSecond

Listing Details

Listing date
2026-05-20
On market date
2026-05-20
Original list price
$895,000
Occupant type
Owner
MLS area
34428 - Crystal River
Listing AOR
Ocala - Marion
Status changed
2026-05-20
Tax legal description
INDIAN WATERS UNIT 2 PB 4 PG 71 LOT 44 BLK D. SUBJECT TO UTLTY EASE WITH CITY OF CRYSTAL RIVER MORE PART DESC OR BK 3437 PG 1398.

Flood risk

High riskFEMA Zone AEPanel 12017C0186E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Crystal River head north on Hwy 19 to left on 19th st to right on N Suwanee Pt. Home will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA