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$1,150,000

40 Sunset Bay Drive

Belleair, FL 33756

Listing updated: June 19, 2026 at 9:03 AM ET

Pending

Listing courtesy of Bhhs Florida Properties Group · Maryann Spearman · MLS #TB8510344 · Pending · 727-461-1700

Beds

Baths

2,208

Sq Ft

0.2

Acres

1954

Built

◆Waterfront◆Water access◆$521/sqft◆360° tour

Single Family Residence

Property type

1954

Year built

8,625 sqft

Lot size

$521

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Under contract-accepting backup offers. Great location in Belleair! This 3-bedroom, 2-bath waterfront home features a 12,000-pound boat lift and private dock with direct water access. Property sustained hurricane damage and is being sold as-is — a great opportunity to renovate or rebuild in a highly desirable area. Features include a newer roof and hurricane-impact windows. Ideal for boaters, investors, or buyers looking to customize their dream waterfront home.

Local Insight

At $521/sqft for a 1954 waterfront home in Belleair, you're paying a premium for location and water access rather than modern updates—so budget carefully for the renovation work a house this age typically needs. The AE flood zone designation means mandatory flood insurance, which will add meaningful annual costs that should factor into your long-term affordability picture. The tight 0.2-acre lot is the real limiting factor here; you're getting direct water access and that Belleair address, but not much room to expand or maneuver.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$5,815

Property taxes$1,549

Home insurance (est.)$527

Down payment

20%

$230,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history27 days on market

Status: Pending
Jun 19, 2026
Listed$1,150,000
May 22, 2026
Price increased$1,150,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Pending
Days on market: 27
Subdivision: Sunset Bay
County: Pinellas
Year built: 1954
Living area: 2,208 sq ft
Price/sq ft: $521
Building area: 2,855 sq ft (Public Records)
Lot size: 8,625 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE
Garage: 2 spaces
Annual taxes: $18,593 (2025)
Parcel #: 32-29-15-87372-000-0400
MLS #: TB8510344

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Tile
Appliances: Dishwasher, Microwave, Range
Interior features: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry: Inside
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Circular Driveway

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: 7 Months
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Check Town of Belleair Code Ordinance

Exterior & Construction

Exterior features: Rain Gutters, Sliding Doors, Sprinkler Metered
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Public, Sprinkler Meter

Community

Pets allowed: Yes

Schools

ElementaryMildred Helms Elementary-PNGreatSchools ↗

MiddleLargo Middle-PNGreatSchools ↗

High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	14x15
Bedroom 2	First	14x12
Bedroom 3	First	13x11
Family Room	First	19x17
Kitchen	First	20x10
Dining Room	First	15x20
Bathroom 1	First	10x8
Bathroom 2	First	12x10
Living Room	First	20x15

Listing Details

Listing date: 2026-05-22
On market date: 2026-05-22
Original list price: $1,150,000
Occupant type: Vacant
MLS area: 33756 - Clearwater/Belleair
Listing AOR: Suncoast Tampa
Status changed: 2026-06-19
Tax legal description: SUNSET BAY LOT 40

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West Bay heading toward the beach. Turn right on Bluff View, (last road before bridge) Turn left on Sunset Bay Drive. 1/2 way down street on right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 19, 2026 at 9:03 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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