521 Lutz Lake Fern Road, FL

$515,000

521 Lutz Lake Fern Road

Lutz, FL 33548

Active
3
Beds
2
Baths
1,680
Sq Ft
0.35
Acres
1966
Built
$307/sqft360° tour
🏠Single Family Residence

Property type

🏗️1966

Year built

📐15,125 sqft

Lot size

📊$307

Price / sq ft

🏘️No HOA

HOA dues

📅13

Days on market

🌊X

Flood zone

About this home

Well-maintained 3-bedroom, 2-bath concrete block home zoned for highly regarded Steinbrenner High School, situated on an oversized corner lot in the heart of Lutz. Ideally located directly across from Lutz Nature Park and the Oscar Cooler Sports Complex, this property offers convenient access to parks, recreation, shopping, dining, and major commuter routes, all with NO HOA or CDD fees. A wide driveway, spacious 2-car carport, and covered back porch provide excellent functionality, flexible parking, and welcoming curb appeal. Inside, the home features a combination of hardwood, laminate, and tile flooring, crown molding, updated lighting, ceiling fans throughout, and abundant natural light. The functional layout is designed for comfortable everyday living and effortless entertaining. The formal dining and sitting area flows seamlessly into the updated farmhouse-style kitchen, complete with genuine wood cabinetry, tile backsplash, farmhouse sink, custom pull-out shelving, generous storage space, and updated appliances. The adjacent family room offers additional living space filled with natural light, creating a warm and inviting atmosphere. The primary suite includes ample closet space and an updated en-suite bathroom featuring a large walk-in shower and wood-style vanity. Two secondary bedrooms are generously sized, while the guest bathroom features tile flooring, wainscoting details, and a tub/shower combination. The oversized laundry room includes a utility sink, additional storage, and convenient access to both the backyard and primary bathroom. Outdoors, the fully fenced backyard offers a peaceful retreat with a spacious screened lanai, mature oak trees, storage sheds, and plenty of room for gardening, pets, entertaining, or recreational storage. The serene outdoor setting provides a private, country-like feel while still being centrally located near everything in the Lutz and Tampa area. Major updates include newer windows and doors, along with roof, electrical, water heater, kitchen, and flooring updates completed in 2013. Conveniently located near US-41, North Dale Mabry, I-75, and I-275, this property offers a rare combination of space, updates, functionality, and location in one of Lutz’s most established areas. Don't miss this rare opportunity to own a spacious, home on a large corner lot in one of Lutz’s most established and convenient locations.

Estimated monthly payment

Principal & interest$2,604
Property taxes$456
Home insurance (est.)$236

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history13 days on market

  1. Status: Active
    May 20, 2026
  2. Listed$515,000
    May 19, 2026
  3. Price increased$515,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
13
Subdivision
Unplatted
County
Hillsborough
Year built
1966
Living area
1,680 sq ft
Price/sq ft
$307
Building area
2,520 sq ft (Public Records)
Lot size
15,125 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Annual taxes
$5,470 (2025)
Parcel #
U-11-27-18-ZZZ-000000-51990.0
Zoning
ASC-1
MLS #
TB8510014

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Tile, Wood
Appliances
Dishwasher, Microwave, Range, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Covered, Driveway, Oversized
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Connected, Public, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryLutz-HBGreatSchools ↗
MiddleBuchanan-HBGreatSchools ↗
High SchoolSteinbrenner High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Family RoomFirst20x15
KitchenFirst20x15
Living RoomFirst20x12
Primary BedroomFirst14x12

Listing Details

Listing date
2026-05-19
On market date
2026-05-19
Original list price
$515,000
Occupant type
Tenant
MLS area
33548 - Lutz
Listing AOR
Orlando Regional
Status changed
2026-05-20
Tax legal description
TRACT BEG 30 FT N & 362.8 FT W OF SE COR OF NE 1/4 OF NE 1/4 & RUN W 121 FT N 125 FT E 121 FT & S 125 FT TO BEG

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-41 S turn R onto W Lutz Lake Fern Rd. Home will be on the right, across from the Lutz Football Field.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 2:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA