$495,000
521 Lutz Lake Fern Road
Lutz, FL 33548
Listing updated: July 2, 2026 at 12:16 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Well-maintained 3-bedroom, 2-bath concrete block home zoned for highly regarded Steinbrenner High School, situated on an oversized corner lot in the heart of Lutz. Ideally located directly across from Lutz Nature Park and the Oscar Cooler Sports Complex, this property offers convenient access to parks, recreation, shopping, dining, and major commuter routes, all with NO HOA or CDD fees. A wide driveway, spacious 2-car carport, and covered back porch provide excellent functionality, flexible parking, and welcoming curb appeal. Inside, the home features a combination of hardwood, laminate, and tile flooring, crown molding, updated lighting, ceiling fans throughout, and abundant natural light. The functional layout is designed for comfortable everyday living and effortless entertaining. The formal dining and sitting area flows seamlessly into the updated farmhouse-style kitchen, complete with genuine wood cabinetry, tile backsplash, farmhouse sink, custom pull-out shelving, generous storage space, and updated appliances. The adjacent family room offers additional living space filled with natural light, creating a warm and inviting atmosphere. The primary suite includes ample closet space and an updated en-suite bathroom featuring a large walk-in shower and wood-style vanity. Two secondary bedrooms are generously sized, while the guest bathroom features tile flooring, wainscoting details, and a tub/shower combination. The oversized laundry room includes a utility sink, additional storage, and convenient access to both the backyard and primary bathroom. Outdoors, the fully fenced backyard offers a peaceful retreat with a spacious screened lanai, mature oak trees, storage sheds, and plenty of room for gardening, pets, entertaining, or recreational storage. The serene outdoor setting provides a private, country-like feel while still being centrally located near everything in the Lutz and Tampa area. Major updates include newer windows and doors, along with roof, electrical, water heater, kitchen, and flooring updates completed in 2013. Conveniently located near US-41, North Dale Mabry, I-75, and I-275, this property offers a rare combination of space, updates, functionality, and location in one of Lutz’s most established areas. Don't miss this rare opportunity to own a spacious, home on a large corner lot in one of Lutz’s most established and convenient locations.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history44 days on market
- Status: ActiveMay 20, 2026
- Listed$515,000May 19, 2026
- Price reduced$495,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 44
- Subdivision
- Unplatted
- County
- Hillsborough
- Year built
- 1966
- Living area
- 1,680 sq ft
- Price/sq ft
- $295
- Building area
- 2,520 sq ft (Public Records)
- Lot size
- 15,125 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X
- Annual taxes
- $5,470 (2025)
- Parcel #
- U-11-27-18-ZZZ-000000-51990.0
- Zoning
- ASC-1
- MLS #
- TB8510014
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate, Tile, Wood
- Appliances
- Dishwasher, Microwave, Range, Water Softener
- Interior features
- Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Covered, Driveway, Oversized
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Available, Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Family Room | First | 20x15 |
| Kitchen | First | 20x15 |
| Living Room | First | 20x12 |
| Primary Bedroom | First | 14x12 |
Listing Details
- Listing date
- 2026-05-19
- On market date
- 2026-05-19
- Original list price
- $515,000
- Occupant type
- Tenant
- MLS area
- 33548 - Lutz
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-20
- Tax legal description
- TRACT BEG 30 FT N & 362.8 FT W OF SE COR OF NE 1/4 OF NE 1/4 & RUN W 121 FT N 125 FT E 121 FT & S 125 FT TO BEG
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-41 S turn R onto W Lutz Lake Fern Rd. Home will be on the right, across from the Lutz Football Field.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 2, 2026 at 12:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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