$619,000
10 Monterrey Drive
Palm Coast, FL 32137
Listing updated: July 28, 2026 at 10:47 AM ET
Listing courtesy of Coastal Gateway Real Estate Gr · Carlene Reardon · MLS #FC318619 · Active · 888-977-1588Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Located within the exclusive gated community of Hammock Dunes, this Spanish Mediterranean-style 3-bedroom, 2.5-bath residence offers timeless architectural character, golf course views, and an exceptional opportunity to personalize within one of Palm Coast’s most sought-after private communities. Surrounded by mature landscaping, the home features a tile roof, paver driveway and walkway, and a welcoming French door entry. Inside, the functional floor plan offers a blend of formal and casual living spaces. A formal dining room is positioned just off the entry, while a separate family room with a half bath and corridor laundry room provides additional flexibility and direct access to the garage. Upstairs, two guest bedrooms share a full bathroom, creating comfortable accommodations for family and guests. The main living area and spacious kitchen overlook the rear patio and golf course beyond. The kitchen features abundant cabinetry, tile countertops, a built-in desk area, and ample prep and storage space. Wood-look flooring extends throughout the main living space and continues into the first-floor primary suite, which includes a walk-in closet, dual vanities, a jetted soaking tub, and a walk-in tiled shower. French doors lead to a covered and screened tile patio overlooking the Hammock Dunes Links Course, offering a peaceful outdoor setting framed by lush landscaping and mature trees. With solid bones, a desirable layout, and an outstanding location within Hammock Dunes, this home presents an excellent opportunity for a buyer to update and create their own private coastal retreat.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history71 days on market
- Status: ActiveMay 18, 2026
- Listed$715,000May 18, 2026
- Price reduced$619,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 71
- Subdivision
- Monterrey Sub
- County
- Flagler
- Year built
- 1993
- Living area
- 2,408 sq ft
- Price/sq ft
- $257
- Building area
- 3,438 sq ft (Public Records)
- Lot size
- 13,591 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12035C0133E)
- Garage
- 2 spaces
- Annual taxes
- $4,045 (2025)
- Parcel #
- 04-11-31-2988-00000-0370
- Zoning
- PUD
- MLS #
- FC318619
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile, Vinyl, Wood
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
- Laundry
- Corridor Access, Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $394 / Monthly
- Monthly HOA
- $394/mo
- Total monthly fees
- $632/mo
- Total annual fees
- $7,584
- HOA name
- Southern States - Brie Cunniff
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA Docs
Exterior & Construction
- Exterior features
- French Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Tile
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Primary Bathroom | First | |
| Bathroom 2 | First | |
| Bathroom 3 | Second |
Listing Details
- Listing date
- 2026-05-18
- On market date
- 2026-05-18
- Original list price
- $715,000
- Occupant type
- Vacant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-05-18
- Tax legal description
- MONTERREY SUBD LOT 37 OR 29 PG 77 OR 462 PG 30 OR 489 PG 1385 OR 569 PG 1643 OR 721 PG 623 OR 1021/599 OR 1991/419 OR 2252/162
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Palm Coast Pkwy over Hammock Dunes Toll Bridge. Right at Stop to Main Gate continue on Camino Del Mar Pkwy. Right on Camino Del Ray Pkwy then left into Monterrey Dr.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 28, 2026 at 10:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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