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$494,999

408 Talamone Drive

Winter Haven, FL 33884

Listing updated: July 21, 2026 at 11:07 AM ET

Active

Listing courtesy of Lockhart & Associates Inc · Tony Insua, Jr · MLS #P4938753 · Active · 863-293-1234

Beds

Baths

2,333

Sq Ft

0.36

Acres

2005

Built

◆Private pool◆$212/sqft

Single Family Residence

Property type

2005

Year built

15,660 sqft

Lot size

$212

Price / sq ft

$83/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

This well-maintained 4-bedroom, 3-bathroom pool home is located in the sought-after gated community of Tuscany at Winterset, offering both comfort and style in a prime setting. Inside, you’ll find an inviting layout highlighted by solid surface countertops, elegant tray ceilings, and detailed crown molding that adds a refined touch throughout the living spaces. Major updates provide peace of mind, including new windows (2025), a newer roof (2021), kitchen remodel (2023) and an updated HVAC system (2023). Step outside to enjoy the brick-paved driveway and your own private pool (2020)—perfect for relaxing or entertaining. This home combines thoughtful upgrades, functional features, and a desirable location—an excellent opportunity in one of the area’s most desirable gated communities.

Estimated monthly payment

Principal & interest$2,503

Property taxes$314

Home insurance (est.)$227

HOA dues$83

Down payment

20%

$99,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history64 days on market

Status: Active
May 18, 2026
Listed$499,900
May 18, 2026
Price reduced$494,999

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 64
Cumulative DOM: 93
Subdivision: Tuscany/Winterset
County: Polk
Year built: 2005
Living area: 2,333 sq ft
Price/sq ft: $212
Building area: 3,126 sq ft (Public Records)
Lot size: 15,660 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12105C0535H)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $3,765 (2025)
Parcel #: 26-29-14-687803-000030
MLS #: P4938753

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Flooring: Carpet, Ceramic Tile
Appliances: Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Open Floorplan, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Washer Hookup
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central, Electric, Heat Pump
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $1,000 / Annually
Monthly HOA: $83/mo
Total monthly fees: $83/mo
Total annual fees: $1,000
HOA name: Jonathan Hunt
CDD: No
Homestead exemption: Yes
Min lease term: 1-2 Years
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: See HOA restrictions for details.

Exterior & Construction

Exterior features: Sliding Doors
Construction materials: Block
Roof: Shingle
Foundation: Slab
Pool: Private pool
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Natural Gas Connected, Public, Underground Utilities

Community

Pets allowed: Breed Restrictions

Schools

ElementaryChain O Lakes ElemGreatSchools ↗

High SchoolLake Region HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	14x15
Kitchen	First	12x15
Primary Bedroom	First	13x16
Family Room	First	14x19
Bathroom 1	First	13x11
Bedroom 2	First	10x14
Bedroom 3	First	11x14

Listing Details

Listing date: 2026-05-18
On market date: 2026-05-18
Original list price: $499,900
Occupant type: Vacant
MLS area: 33884 - Winter Haven / Cypress Gardens
Listing AOR: Lakeland
Status changed: 2026-05-18
Tax legal description: TUSCANY AT WINTERSET PB 114 PGS 20 & 21 LOT 3

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-4 West to Exit 55, turn right onto Cypress Gardens Blvd, turn left onto Eloise Loop Rd/County Rd 540A, turn right onto Eloise Loop Rd, take first right on Siena Dr. turn Left onto Talamone Dr, home is on left side.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 21, 2026 at 11:07 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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