$399,900
3109 Lakes Crest Avenue
St Cloud, FL 34772
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
No rear neighbors or right-side neighbors, a premium corner lot, and a low HOA of just $102 total annually make this turn-key, move-in ready, 2019-built 4-bedroom, 2-bath a standout in the highly sought-after Gramercy Farms community in Saint Cloud. An open-concept floor plan and a bright kitchen built for hosting set the tone the moment you arrive. The kitchen is the showpiece: 42-inch cabinets with crown molding, granite countertops, and a large center island that flows right into the dining and family room combo, ideal for everyday living and entertaining. Easy-care tile runs through the main living areas with carpet in the bedrooms. The spacious primary suite delivers a large walk-in closet and a spa-style ensuite with dual sinks, a walk-in shower, linen closet, and elegant tile finishes, while three generously sized secondary bedrooms share a full bath. Step out through sliding glass doors to a fully screened and covered lanai, the perfect spot to relax or entertain year-round, with the integrated solar system adding everyday energy efficiency. Residents enjoy resort-style amenities including playgrounds, basketball courts, and a dog park, all just minutes from shopping, dining, and major roadways. A short distance from Kissimmee, Lake Nona, and Orlando International Airport, this energy-efficient single-family home offers low-maintenance Florida living in one of Saint Cloud's most desirable communities. ***Up to 1% lender credit toward buyer closing costs available when working with the seller's preferred lender (buyer must qualify, terms apply).
Local Insight
At $197/sqft for a 2019-built home with four bedrooms, you're looking at solid pricing for the current Osceola County market, especially with that minimal $9/month HOA and X flood zone designation—St. Cloud's real appeal right now is its positioning between Lake Nona overflow demand and the incoming semiconductor jobs at NeoCity, which could quietly drive property values over the next few years. The tight 0.13-acre lot is typical for this subdivision, so don't expect much yard space, but the schools feeding from here are solid, and you're genuinely in a family-oriented community with actual walkable downtown bones, not just generic sprawl.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history6 days on market
- Status: ActiveMay 27, 2026
- Listed$399,900May 27, 2026
- Price increased$399,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 6
- Subdivision
- Gramercy Farms
- County
- Osceola
- Year built
- 2019
- Living area
- 2,025 sq ft
- Price/sq ft
- $197
- Building area
- 2,608 sq ft (Public Records)
- Lot size
- 5,663 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $6,866 (2025)
- Parcel #
- 19-26-31-0163-0001-5530
- Zoning
- X
- MLS #
- S5150030
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Convection Oven, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $102 / Annually
- Monthly HOA
- $9/mo
- Total monthly fees
- $9/mo
- Total annual fees
- $102
- HOA name
- Rizzetta & Company - Brian Mendes
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please verify with HOA
- Approval process
- buyer/buyer's agent to verify with HOA
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Phone Available, Sewer Available, Sprinkler Meter, Water Available
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x20 |
| Primary Bedroom | First | 14x18 |
| Dining Room | First | 21x11 |
| Living Room | First | 18x15 |
| Bedroom 2 | First | 12x10 |
| Bedroom 3 | First | 12x11 |
| Bedroom 4 | First | 12x10 |
Listing Details
- Listing date
- 2026-05-15
- On market date
- 2026-05-27
- Original list price
- $399,900
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-05-27
- Tax legal description
- GRAMERCY FARMS PH 8 PB 27 PGS 196-197 LOT 553
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From turnpike southbound take exit 240, Turn left towards St. Cloud, Turn left onto Kissimmee Park Rd., Turn left onto Old Canoe Creek Rd., Turn right onto W New Nolte Rd., Turn right onto Hickory Grove Rd., At the roundabout take the second exit onto Surrey Spring Way, Turn right onto Gramercy Farms Blvd., Turn right onto Lakes Crest Ave., the destination is on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 5:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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