$419,000
1321 Wood Lake Circle
St Cloud, FL 34772
Listing updated: June 24, 2026 at 1:13 PM ET
Listing courtesy of The Firm Re · Nimrah Ashraf · MLS #O6408261 · Active · 407-227-3345Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome home to this spacious and beautifully maintained 3-bedroom, 3 full-bath home located in a quiet and established neighborhood. Featuring a desirable split floor plan, this home is perfect for families, first-time home buyers, or anyone looking for their forever home. One of the standout features is the private in-law suite with its own separate entrance, making it ideal for extended family, guests, rental potential, or additional private living space. Step outside and enjoy the beautiful covered saltwater pool, perfect for relaxing or entertaining year-round. The home also features a large front and backyard with plenty of space to enjoy outdoor living. Major updates have already been completed for peace of mind, including a newer roof, newer AC, electronic WiFi-enabled water heater, updated saltwater pool finish, and full house replumbing. This well-maintained home is truly move-in ready — the new owner can simply unpack and enjoy!
Local Insight
At $184/sqft for a 1989 pool home in Canoe Creek Woods, you're paying solidly mid-market for Osceola County, which makes sense given the private pool and 3/3 layout—but at nearly 35 years old, you'll want a thorough inspection on the roof, HVAC, and pool equipment before committing. St. Cloud itself is genuinely positioned for real growth with NeoCity semiconductor manufacturing and Lake Nona spillover, so the location has fundamentals beyond typical central Florida sprawl, though you're buying into those future gains rather than current momentum. The X flood zone is a genuine plus here, and the minimal HOA keeps carrying costs lean, but the tight 0.23-acre lot means you're not getting privacy or expansion room—this is a move for the house and amenities, not the land.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history40 days on market
- Status: ActiveMay 15, 2026
- Listed$425,000May 15, 2026
- Price reduced$419,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 40
- Subdivision
- Canoe Creek Woods Unit 1
- County
- Osceola
- Year built
- 1989
- Living area
- 2,273 sq ft
- Price/sq ft
- $184
- Building area
- 9,931 sq ft (Public Records)
- Lot size
- 9,932 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,496 (2025)
- Parcel #
- 23-26-30-0417-0001-0320
- Zoning
- SR1A
- MLS #
- O6408261
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Hardwood
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Kitchen/Family Room Combo, Living Room/Dining Room Combo
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $23 / Monthly
- Monthly HOA
- $23/mo
- Total monthly fees
- $23/mo
- Total annual fees
- $276
- HOA name
- N/A
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other, Private Mailbox, Sidewalk
- Construction materials
- Block, Concrete, Stucco
- Roof
- Other
- Foundation
- Concrete Perimeter
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Other
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-05-15
- On market date
- 2026-05-15
- Original list price
- $425,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-05-15
- Tax legal description
- CANOE CREEK WOODS UNIT ONE PB 5 PG 14 LOT 32
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Orlando, take FL-408 East toward Titusville. Merge onto Florida’s Turnpike South toward Miami and continue for approximately 17 miles. Take Exit 244 toward US-192/US-441/Kissimmee–St. Cloud. Turn left onto US-192 East/US-441 South and continue toward St. Cloud. Turn right onto Canoe Creek Road, then turn left onto Woodlake Circle. The property, 1321 Woodlake Cir, Saint Cloud, FL 34772, will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 1:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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