$310,000
3434 Diamond Terrace
Mulberry, FL 33860
Listing updated: June 22, 2026 at 8:26 PM ET
Listing courtesy of Engel & Voelkers Lakeland · Lisa Matheny · MLS #L4961884 · Active · 863-412-6633Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 3434 Diamond Terrace in the established Imperial Lakes community of Mulberry, Florida — offering the freedom of NO HOA and a comfortable open-concept layout designed for everyday living. This 3-bedroom, 2-bathroom home with a 2-car garage sits on approximately .23 acres and features a spacious living room with carpet flooring and double doors leading to the screened rear patio, creating a seamless indoor-outdoor flow. The kitchen overlooks the main living areas and includes bar seating, an additional dining nook, color-neutral appliances, color-neutral countertops, pantry storage, and ample cabinet space. The split-bedroom floorplan offers added privacy, with the primary suite thoughtfully separated from the guest bedrooms. The primary suite features a walk-in closet, dual sinks, a separate soaking tub, and walk-in shower. Guest bedrooms offer carpet flooring, including one with a walk-in closet, and the guest bathroom includes a tub/shower combination. **WITH FULL PRICE OFFER, SELLER IS OFFERING $5,000 IN CONCESSIONS FOR BUYERS BENEFIT** Additional highlights include an inside laundry room, roof replaced in 2017 (approx), A/C approximately 4 years old, and an owned Brinks security system with window sensors and smoke detectors. Conveniently located near shopping, dining, and major roadways, this property presents an excellent opportunity to enjoy space, functionality, and flexibility in a well-established community.
Local Insight
At $191/sqft for a 1999-built home on a modest 0.23-acre lot in a non-HOA subdivision, you're getting solid value for Mulberry's market, but you're also buying into a genuinely rural lifestyle 45+ minutes from Tampa—this isn't a commuter compromise, it's a deliberate choice for affordability and small-town authenticity over job center proximity. The flood zone X designation and age of the home are neutral factors here, though you'll want a thorough inspection given the property's vintage and confirm whether the local school system (James W Sikes, Mulberry Middle/High) aligns with your family needs, since options are limited by design in a town of 3,000. This works best for buyers prioritizing genuine cost of living and community character over suburban amenities or career convenience.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history40 days on market
- Status: ActiveMay 13, 2026
- Listed$325,000May 13, 2026
- Price reduced$310,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 40
- Subdivision
- Imperialakes Ph 02 Sec 01-B
- County
- Polk
- Year built
- 1999
- Living area
- 1,620 sq ft
- Price/sq ft
- $191
- Building area
- 2,084 sq ft (Public Records)
- Lot size
- 9,975 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0470G)
- Garage
- 2 spaces
- Annual taxes
- $806 (2025)
- Parcel #
- 23-29-34-142460-000730
- MLS #
- L4961884
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Private Mailbox, Private Yard, Sidewalk
- Construction materials
- Brick, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 19x17 |
| Kitchen | First | 17x13 |
| Primary Bedroom | First | 14x12 |
| Bedroom 2 | First | 12x10 |
| Bedroom 3 | First | 12x10 |
Listing Details
- Listing date
- 2026-05-13
- On market date
- 2026-05-13
- Original list price
- $325,000
- Occupant type
- Owner
- MLS area
- 33860 - Mulberry
- Listing AOR
- Lakeland
- Status changed
- 2026-05-13
- Tax legal description
- IMPERIALAKES PHASE TWO SECTION ONE B PB 69 PGS 21 THRU 26 LOT 73
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Shepherd Road Turn onto Imperial Parkway Turn Right onto Opal Drive Turn Left onto Diamond Terrace Arrive at 3434 Diamond Terrace on your Right side
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 8:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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