3705 Bay Drive, FL3705 Bay Drive, FL3705 Bay Drive, FL
Stellar MLS
1 / 32

$468,000

3705 Bay Drive

Holmes Beach, FL 34217

Listing updated: June 5, 2026 at 2:07 PM ET

Active
Stellar MLSListing courtesy of Marcus & Company Realty · Jessica Adair · MLS #A4693492 · Active · 941-932-8550
2
Beds
2
Baths
1,121
Sq Ft
0.69
Acres
1980
Built
$417/sqft360° tour
Condominium

Property type

1980

Year built

29,876 sqft

Lot size

$417

Price / sq ft

No HOA

HOA dues

21

Days on market

Ae

Flood zone

About this home

Just a couple blocks from the beautiful beaches of Holmes Beach, this charming 2-bedroom, 2-bath corner unit offers the perfect blend of comfort, convenience, and coastal living. Inside, you’ll find new flooring throughout, an open-concept living and dining area filled with natural light, and a spacious screened-in patio perfect for relaxing after a day at the beach. Other upgrades include New appliances, custom closets built in, and new kitchen appliances! Sunbow is located right off Manatee Avenue and close to all the necessities of island living. Located in a desirable community featuring a sparkling pool and a peaceful walking trail surrounding the water, this property is ideal as a full-time residence, vacation getaway, or investment opportunity. Enjoy easy access to shopping, dining, and the laid-back island lifestyle all just moments away.

Local Insight

At $417/sqft for a 1980 condo on Anna Maria Island, you're paying a fair price for waterfront proximity without the premium of newer construction, but the AE flood zone means flood insurance will be a real ongoing cost you need to factor in. The lack of HOA is a genuine plus for long-term ownership and resale flexibility, though you'll want to verify what that means for building maintenance and reserves—older waterfront buildings can surprise you with major assessments. The 0.69-acre lot and 360° tour suggest good views and walkability potential, so take the virtual tour seriously to evaluate the actual condition of the structure and whether the interior has kept pace with market expectations.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,366
Property taxes$204
Home insurance (est.)$215

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history21 days on market

  1. Status: Active
    May 15, 2026
  2. Listed$469,000
    May 15, 2026
  3. Price reduced$468,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
21
Subdivision
Sunbow Bay Ph Iii
County
Manatee
Year built
1980
Living area
1,121 sq ft
Price/sq ft
$417
Building area
1,222 sq ft (Public Records)
Lot size
29,876 sq ft
Flood zone
Ae
Annual taxes
$2,451 (2025)
Parcel #
7401413351
Zoning
R3
MLS #
A4693492

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile, Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Elevator, Open Floorplan, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$1,010/mo
Total annual fees
$12,120
HOA name
Kaitlyn Morkus, CAM,
CDD
No
Min lease term
1 Month
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Monthly minimum
Approval process
Email management.

Exterior & Construction

Exterior features
Outdoor Grill, Sidewalk, Sliding Doors
Construction materials
Block
Roof
Metal
Foundation
Stilt/On Piling
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected

Community

Pets allowed
Size Limit

Room Details

RoomLevelDimensions
Primary BedroomFirst10x14
KitchenFirst6x10
Living RoomFirst14x14

Listing Details

Listing date
2026-05-09
On market date
2026-05-15
Original list price
$469,000
Occupant type
Vacant
MLS area
34217 - Holmes Beach/Bradenton Beach
Listing AOR
Sarasota - Manatee
Status changed
2026-05-15
Tax legal description
UNIT 117 SUNBOW BAY PHASE III CONDO PI#74014.1335/1

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading west on manatee Avenue you will make a left on gulf drive and then make a left onto the Sunbow community. Building is in the far back.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 2:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA