$425,000

3185 Rose Arbor Drive

Hernando Beach, FL 34607

Active
2
Beds
2
Baths
1,296
Sq Ft
0.13
Acres
2025
Built
WaterfrontWater accessFireplace$328/sqft
🏠Single Family Residence

Property type

🏗️2025

Year built

📐5,598 sqft

Lot size

📊$328

Price / sq ft

🏘️No HOA

HOA dues

📅11

Days on market

🌊AE

Flood zone

About this home

BUILT IN 2025, this extraordinary MODERN ELEVATED COASTAL RETREAT in beautiful Hernando Beach offers AMAZING GULF VIEWS, a spectacular ROOFTOP SUN DECK, COMMERCIAL-STYLE CHEF'S KITCHEN, relaxing HOT TUB, and an entire PRIVATE PRIMARY SUITE FLOOR designed for luxury coastal living. A local contractor has already been hired to ADD A SEAWALL AT THE SELLER'S EXPENSE. Perfectly positioned on a peaceful CUL-DE-SAC, this stunning waterfront home combines upscale design, breathtaking sunsets, and the ultimate Florida boating lifestyle. From the moment you arrive, you'll appreciate the elevated coastal architecture featuring IMPACT WINDOWS & DOORS, LUXURY VINYL FLOORING, upscale finishes, and expansive outdoor living spaces designed to maximize panoramic WEST-FACING WATER VIEWS. The OPEN GREAT ROOM FLOOR PLAN is designed for entertaining and effortless indoor-outdoor living with soaring ceilings, abundant natural light, and seamless flow throughout the living, dining, and kitchen areas. The spacious family room features a modern ELECTRIC FIREPLACE and opens to a large second-floor waterfront porch complete with a HOT TUB overlooking the canal. One of the home's most impressive features is the incredible ROOFTOP SUN DECK offering breathtaking panoramic views of Hernando Beach, the Gulf, and unforgettable Florida sunsets. The heart of the home is the spectacular COMMERCIAL-STYLE CHEF'S KITCHEN featuring COMMERCIAL-GRADE APPLIANCES, oversized island, QUARTZ COUNTERTOPS, custom wood cabinetry, designer backsplash, built-in microwave, breakfast bar, unique built-in dishwasher design, and an incredible 8-BURNER GAS COOKTOP WITH DOUBLE OVENS. A full-size side-by-side commercial-style refrigerator and freezer, custom hood, and expansive prep space make this kitchen both luxurious and functional. The thoughtfully designed SPLIT FLOOR PLAN provides privacy and comfort for family and guests. A spacious guest bedroom and laundry room are conveniently located on the second floor. Beautiful NATURAL WOOD STAIRS lead to the entire third-floor PRIMARY SUITE RETREAT -- a private sanctuary with its own PRIVATE PORCH and spectacular water views. The spa-inspired PRIMARY BATHROOM features a CUSTOM VANITY, designer sinks, modern FREE-STANDING SOAKING TUB, and upscale finishes throughout. An additional FREE-STANDING SOAKING TUB in the downstairs bathroom adds luxury and convenience for guests. Additional highlights include a 12-FOOT-HIGH 4-CAR CARPORT, RV PARKING WITH ELECTRIC HOOKUP, HYBRID WATER HEATER, abundant covered parking, and exceptional outdoor entertaining areas. Current insurance costs are exceptionally reasonable for waterfront living with FLOOD INSURANCE 2,446 per year and HOMEOWNERS INSURANCE 2,766 per year. The property is located on a high street and had NO IMPACTS FROM HURRICANE HELENE. FURNITURE IS NEGOTIABLE. Property has 81 ft of waterfront and plenty of room for a future pool. Located in the vibrant HERNANDO BEACH WATERFRONT COMMUNITY offering BOATING, KAYAKING, PADDLEBOARDING, FISHING, AND GULF ACCESS through the community boat lift. Minutes from Weeki Wachee Springs State Park, plus nearby SHOPPING, DINING, AND MEDICAL FACILITIES. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA OR DEED RESTRICTIONS, making it ideal for FULL-TIME LIVING, A VACATION HOME, OR A HIGH-PERFORMING INVESTMENT PROPERTY. RARE, ICONIC, AND UNLIKE ANYTHING ELSE ON THE MARKET!

Estimated monthly payment

Principal & interest$2,149
Property taxes$73
Home insurance (est.)$195

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    May 16, 2026
  2. Listed$425,000
    May 15, 2026
  3. Price increased$425,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
11
Cumulative DOM
130
Subdivision
Hernando Beach
County
Hernando
Year built
2025
Living area
1,296 sq ft
Price/sq ft
$328
Lot size
5,598 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12053C0282E)
Annual taxes
$871 (2025)
Parcel #
R13-223-16-2390-1290-0270
Zoning
R1B
MLS #
TB8507962

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Three Or More
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Electric, Heat Pump, Other
Cooling
Mini-Split Unit(s)

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Lighting, Private Mailbox, Sliding Doors
Construction materials
HardiPlank Type, Frame
Roof
Membrane
Foundation
Stilt/On Piling
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Propane, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryWestside Elementary-HNGreatSchools ↗
MiddleFox Chapel Middle SchoolGreatSchools ↗
High SchoolWeeki Wachee High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenSecond
Primary BedroomThird
Living RoomFirst
Dining RoomSecond

Listing Details

Listing date
2026-05-15
On market date
2026-05-15
Original list price
$425,000
Occupant type
Owner
MLS area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Listing AOR
Suncoast Tampa
Status changed
2026-05-16
Tax legal description
HERNANDO BEACH UNIT 14 BLK 129 LOT 27

Flood risk

High riskFEMA Zone AEPanel 12053C0282E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Shoal Line Blvd North to Left on Hermosa Blvd to left on Rose Arbor Dr property on rt side on Cul-de-Sac .

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 9:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA