423 Armada Lane, FL
Stellar MLS

$359,900

423 Armada Lane

Davenport, FL 33837

Listing updated: May 23, 2026 at 3:05 PM ET

Active
2
Beds
2
Baths
1,970
Sq Ft
0.17
Acres
2009
Built
55+ community$183/sqft360° tour
Single Family Residence

Property type

2009

Year built

7,610 sqft

Lot size

$183

Price / sq ft

$333/mo

HOA dues

4

Days on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Welcome home to Del Webb Orlando! Truly exceptional 55+ resort-style living located in the gated golf community of Ridgewood Lakes. Convenient to shopping, hospital, restaurants, theme parks, airport and just a little over an hour to some of the world's most beautiful beaches! Located on a spacious corner lot, this highly sought-after Segovia model offers elegant living with soaring 12-foot ceilings and an exceptional open floor plan. Featuring 2 bedrooms, 2 baths, plus a versatile flex room with easy conversion potential to a 3rd bedroom, this home combines comfort, style, and functionality. A grand oversized foyer welcomes you into the expansive Gathering Room that flows seamlessly into the kitchen, elegant dining room, and sunny breakfast room — perfect for entertaining and everyday living. The kitchen is beautifully appointed with granite countertops, an eat-at breakfast bar, newer appliances, and convenient roll-out cabinetry. The oversized primary suite is a true retreat featuring an ensuite bath with dual sinks, a relaxing garden tub, separate shower, private commode, and an enormous walk-in closet. The split-bedroom floor plan provides added privacy for guests and owners alike. Additional highlights include an interior laundry room and a Generac whole-house generator for added peace of mind. Roof replaced in 2016 New Exterior Paint 2026, New Heat Pump 2025. Enjoy year-round Florida living in the beautiful 4-season room overlooking the additional screened lanai complete with a hot tub — the perfect place to relax and unwind. This exceptional home offers spacious living, thoughtful upgrades, and wonderful indoor-outdoor entertaining spaces all in one impressive package. LAWN MAINTENANCE INCLUDED IN LOW HOA FEE! Bringing a furry friend? You will love the dog park with separated areas for large and smaller pups, complete with a doggie water station! The resident owned Montecito Clubhouse is a state-of-the-art facility with 30,000 square feet of amenities. Complete with fitness center, indoor walking track, dance/aerobic studio, ballroom, craft rooms, resort-style outdoor pool, and even an indoor pool and hot tubs! Grab a bite to eat and your favorite beverage at La Tapenade Tavern where you can also enjoy live music, karaoke, trivia, and bingo Wednesday - Saturday. Looking for more activities? Try your hand at pickleball, shuffleboard, tennis, bocce ball, or basketball. How about a relaxing day of golf at Ridgewood Lake's White Heron Public Golf Club and Restaurant /Bar? Take a stroll along the picturesque walking paths by the beautiful lakes or try your luck hooking a fish on the fishing dock. 24/7 GUARDED GATE ACCESS. BONUS - This community has NO CDD! You're just minutes away from everything you need. Call today to schedule your private showing. This home truly checks every box—location, upgrades, and lifestyle—all within the sought-after Del Webb Orlando community.

Estimated monthly payment

Principal & interest$1,820
Property taxes$280
Home insurance (est.)$165
HOA dues$333

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    May 19, 2026
  2. Listed$359,900
    May 19, 2026
  3. Price increased$359,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
4
Subdivision
Del Webb Orlando Ridgewood Lakes Villages 3b & 3c
County
Polk
Year built
2009
Living area
1,970 sq ft
Price/sq ft
$183
Building area
2,641 sq ft (Public Records)
Lot size
7,610 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0220G)
Garage
2 spaces
Annual taxes
$3,364 (2025)
Parcel #
27-26-32-709503-002590
MLS #
S5149772

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Heat Pump, Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$333 / Monthly
Monthly HOA
$333/mo
Total monthly fees
$404/mo
Total annual fees
$4,846
HOA name
Del Webb Orlando / Joe Adessa
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No short term rentals. Home must be OWNER occupied minimum of 1 year prior to leasing. All age restrictions and approval process applies to lessee. Please confirm with management company
Approval process
Please confirm with management company. Age affidavit required. One applicant must be at least 55 years old, all other occupants must be 19 and over. Possible approval for 45+ according to percentage rules and management approval.

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Great RoomFirst15x23
KitchenFirst10x16
Dining RoomFirst10x11
DinetteFirst8x9
Primary BedroomFirst12x17
Primary BathroomFirst
Bedroom 2First12x14
OfficeFirst10x10
Bathroom 2First
LaundryFirst
Florida RoomFirst9x24

Listing Details

Listing date
2026-05-19
On market date
2026-05-19
Original list price
$359,900
Occupant type
Owner
MLS area
33837 - Davenport
Listing AOR
Osceola
Status changed
2026-05-19
Tax legal description
RIDGEWOOD LAKES VILLAGES 3B & 3C PB 146 PG 31-35 LOT 259

Flood risk

Minimal riskFEMA Zone XPanel 12105C0220G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-4 South on US HWY 27/ Left at Ridgewood Lakes Blvd/ Right Del Webb Blvd/ Right at Del Sol Ave./ Left at Vista Sol Dr/ Right Armada Ln

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 23, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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