$855,000
435 Westwinds Drive
Palm Harbor, FL 34683
Listing updated: June 3, 2026 at 5:33 PM ET
Listing courtesy of Pappas Real Estate Llc · Michael Pappas, III · MLS #TB8507454 · Pending · 727-940-5395Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. ACCEPTING BACK UP OFFERS. Waterfront. Elevated. Pool. Boat lift. Massive garage storage. New roof (May 2025). 435 Westwinds Dr is back on the market with a beautiful refresh at an attractive price—and it shows. Enjoy brand new AQUAQUARD waterproof flooring throughout and fresh interior paint on all interior walls, ceilings, and baseboards; plus a kitchen refresh with painted cabinets and soft-close hinges and a sleek updated fireplace. Built in 2005 with 2,384 sq ft, this home offers 3 bedrooms, 3 bathrooms, high ceilings, crown molding, plantation shutters, tons of storage, and large closets in every bedroom. Plumbed for a future elevator. Assumable flood policy of $1206 per year. Outside is where it shines: a large deck for sunsets, a pool and entertaining area, and an updated dock with a 10,000 lb boat lift and kayak lift. Propane powers the cooktop, and you’ll love the Rinnai tankless water heater. Plenty of garage room for multiple cars, boats, an RV, and all the extras—this is the definition of move-in ready, just bring your toys!
Local Insight
The AE flood zone designation is a serious consideration here—this property sits in a high-risk area requiring flood insurance, which will add meaningful ongoing costs beyond the already substantial $6/month HOA fee. At $359/sqft for a 2005 build with waterfront access and a pool, you're paying a premium for location and amenities, so make sure the flood mitigation measures and insurance requirements align with your budget before moving forward. The 5-car garage and private pool are legitimate draws for the Palm Harbor market, but don't overlook getting a detailed flood history and elevation certificate to understand exactly what you're dealing with on this lot.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history23 days on market
- Status: PendingJun 3, 2026
- Listed$850,000May 11, 2026
- Price increased$855,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 23
- Subdivision
- Blue Jay Woodlands Ph - 2
- County
- Pinellas
- Year built
- 2005
- Living area
- 2,384 sq ft
- Price/sq ft
- $359
- Building area
- 5,248 sq ft (Public Records)
- Lot size
- 9,348 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 5 spaces
- Pool
- Private pool
- Annual taxes
- $7,261 (2025)
- Parcel #
- 23-27-15-09421-000-1043
- Zoning
- R
- MLS #
- TB8507454
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 5
- Attached garage
- Yes
- Parking features
- Boat, Garage Door Opener, Garage, Tandem
HOA & Financial
- HOA fee
- $75 / Annually
- Monthly HOA
- $6/mo
- Total monthly fees
- $6/mo
- Total annual fees
- $75
- HOA name
- BAYWOOD VILLAGE HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- VERIFY ALL LEASE RESTRICTIONS WITH PINELLAS COUNTY
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Block, Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Propane, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | 16x13 |
| Living Room | Second | 18x17 |
| Primary Bedroom | Second | 14x17 |
| Bedroom 2 | Second | 13.5x13.5 |
| Bedroom 3 | Second | 13.5x16 |
Listing Details
- Listing date
- 2026-05-11
- On market date
- 2026-05-11
- Original list price
- $850,000
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-03
- Tax legal description
- BLUE JAY WOODLANDS- PHASE 2 PART OF LOT 104 DESC COM NE COR OF SD LOT 104 TH N84D26'10"W 223.93FT TH S41D36'18"W 18.6FT FOR POB TH S84D26'10"E 125.08FT TH S05D33'50"W 36.09FT TH S22D53'27"E 65FT TH CUR LT RAD 811.01FT ARC 60.01FT CB S59D21'44"W 60FT TH N22D53'27"W 20.29FT TH N67D06'33"W 0.55FT TH N22D53'27"W 88.88FT TH N86D28'44"W 26.63FT TH N53D35'29"W 43.18FT TH N41D36'18"E 14.55FT TO POB
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM US ALT 19 / KLOSTERMAN HEAD SOUTH ON US ALT 19 TO WESTWINDS DR. TURN TO WESTWINDS DR. HOME WILL BE ON YOUR RIGHT SIDE #435 WESTWINDS DRIVE.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 3, 2026 at 5:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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