435 Westwinds Drive, FL
Stellar MLS

$855,000

435 Westwinds Drive

Palm Harbor, FL 34683

Pending
3
Beds
3
Baths
2,384
Sq Ft
0.21
Acres
2005
Built
WaterfrontWater accessPrivate poolFireplace5-car garage$359/sqft
Single Family Residence

Property type

2005

Year built

9,348 sqft

Lot size

$359

Price / sq ft

$6/mo

HOA dues

23

Days on market

5

Garage spaces

AE

Flood zone

About this home

Under contract-accepting backup offers. ACCEPTING BACK UP OFFERS. Waterfront. Elevated. Pool. Boat lift. Massive garage storage. New roof (May 2025). 435 Westwinds Dr is back on the market with a beautiful refresh at an attractive price—and it shows. Enjoy brand new AQUAQUARD waterproof flooring throughout and fresh interior paint on all interior walls, ceilings, and baseboards; plus a kitchen refresh with painted cabinets and soft-close hinges and a sleek updated fireplace. Built in 2005 with 2,384 sq ft, this home offers 3 bedrooms, 3 bathrooms, high ceilings, crown molding, plantation shutters, tons of storage, and large closets in every bedroom. Plumbed for a future elevator. Assumable flood policy of $1206 per year. Outside is where it shines: a large deck for sunsets, a pool and entertaining area, and an updated dock with a 10,000 lb boat lift and kayak lift. Propane powers the cooktop, and you’ll love the Rinnai tankless water heater. Plenty of garage room for multiple cars, boats, an RV, and all the extras—this is the definition of move-in ready, just bring your toys!

Local Insight

At $359/sqft you're paying a reasonable premium for waterfront access and a private pool in an established community, but the AE flood zone is a serious consideration that will impact insurance costs and resale appeal—factor that into your true cost of ownership. The 5-car garage and 2005 construction give you practical appeal for a larger household, though you'll want a thorough inspection on the pool and any prior flood history given the designation. The minimal $6 monthly HOA is genuinely rare for a gated waterfront community, which suggests either older governing structures or limited shared amenities.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,323
Property taxes$605
Home insurance (est.)$392
HOA dues$6

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history23 days on market

  1. Status: Pending
    Jun 3, 2026
  2. Listed$850,000
    May 11, 2026
  3. Price increased$855,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
23
Subdivision
Blue Jay Woodlands Ph - 2
County
Pinellas
Year built
2005
Living area
2,384 sq ft
Price/sq ft
$359
Building area
5,248 sq ft (Public Records)
Lot size
9,348 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
5 spaces
Pool
Private pool
Annual taxes
$7,261 (2025)
Parcel #
23-27-15-09421-000-1043
Zoning
R
MLS #
TB8507454

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
5
Attached garage
Yes
Parking features
Boat, Garage Door Opener, Garage, Tandem

HOA & Financial

HOA fee
$75 / Annually
Monthly HOA
$6/mo
Total monthly fees
$6/mo
Total annual fees
$75
HOA name
BAYWOOD VILLAGE HOA
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
VERIFY ALL LEASE RESTRICTIONS WITH PINELLAS COUNTY

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block, Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Propane, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySunset Hills Elementary-PNGreatSchools ↗
MiddleTarpon Springs Middle-PNGreatSchools ↗
High SchoolTarpon Springs High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenSecond16x13
Living RoomSecond18x17
Primary BedroomSecond14x17
Bedroom 2Second13.5x13.5
Bedroom 3Second13.5x16

Listing Details

Listing date
2026-05-11
On market date
2026-05-11
Original list price
$850,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-06-03
Tax legal description
BLUE JAY WOODLANDS- PHASE 2 PART OF LOT 104 DESC COM NE COR OF SD LOT 104 TH N84D26'10"W 223.93FT TH S41D36'18"W 18.6FT FOR POB TH S84D26'10"E 125.08FT TH S05D33'50"W 36.09FT TH S22D53'27"E 65FT TH CUR LT RAD 811.01FT ARC 60.01FT CB S59D21'44"W 60FT TH N22D53'27"W 20.29FT TH N67D06'33"W 0.55FT TH N22D53'27"W 88.88FT TH N86D28'44"W 26.63FT TH N53D35'29"W 43.18FT TH N41D36'18"E 14.55FT TO POB

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM US ALT 19 / KLOSTERMAN HEAD SOUTH ON US ALT 19 TO WESTWINDS DR. TURN TO WESTWINDS DR. HOME WILL BE ON YOUR RIGHT SIDE #435 WESTWINDS DRIVE.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 5:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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