$375,000
640 Encarnacion Street
Punta Gorda, FL 33983
Listing updated: June 12, 2026 at 4:26 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Virtually staged. DISCOVER YOUR DREAM HOME in Deep Creek! This STUNNING 2021-BUILT ESTATE offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT backing to a SERENE GREENBELT. This exceptional 3 bedroom, 2 bathroom home also features a versatile DEN/FLEX ROOM perfect for a 4TH BEDROOM, OFFICE, or FORMAL DINING ROOM. The eye-catching STONE-ACCENTED EXTERIOR, mature landscaping, charming gingerbread trim, spacious L-SHAPED SCREENED ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED LANAI overlooking peaceful wooded views. Plenty of room for a POOL plus a FENCED SIDE YARD perfect for pets or gardening! The CHEF’S KITCHEN is designed for entertaining with RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, DESIGNER HARDWARE, a massive 12-FOOT BREAKFAST BAR, WALK-IN PANTRY, and adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living. Retreat to the luxurious PRIMARY SUITE featuring a TRAY CEILING with crown molding and ambient lighting. The SPA-INSPIRED ENSUITE includes DUAL VANITIES, makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a LARGE WALK-IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3-CAR GARAGE, oversized laundry room with extra storage, pedestal GE washer, and SMART SENSOR DRYER. Located in a peaceful DEED-RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, Sunseeker Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. DON’T LET THIS ONE SLIP AWAY. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history23 days on market
- Status: ActiveMay 20, 2026
- Listed$399,000May 20, 2026
- Price reduced$375,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 23
- Cumulative DOM
- 210
- Subdivision
- Punta Gorda Isles Sec 20
- County
- Charlotte
- Year built
- 2021
- Living area
- 2,066 sq ft
- Price/sq ft
- $182
- Building area
- 3,075 sq ft (Public Records)
- Lot size
- 11,025 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12015C0070G)
- Garage
- 2 spaces
- Annual taxes
- $5,021 (2025)
- Parcel #
- 402303358001
- Zoning
- RSF3.5
- MLS #
- C7526039
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized
HOA & Financial
- HOA fee
- $200 / Annually
- Monthly HOA
- $17/mo
- Total monthly fees
- $17/mo
- Total annual fees
- $200
- HOA name
- Deb Barett
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- contact HOA
Exterior & Construction
- Exterior features
- Dog Run, Hurricane Shutters, Private Yard, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Fire Hydrant, Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 26x17 |
| Kitchen | First | 16x10 |
| Dinette | First | 11x9 |
| Primary Bedroom | First | 16x14 |
| Primary Bathroom | First | 11x10 |
| Office | First | 14x12.5 |
| Laundry | First | 11x7 |
| Bedroom 2 | First | 12x12 |
| Bathroom 2 | First | 9x5.5 |
| Bedroom 3 | First | 12x12 |
| Balcony/Porch/Lanai | First | 14.5x14 |
Listing Details
- Listing date
- 2026-05-20
- On market date
- 2026-05-20
- Original list price
- $399,000
- Occupant type
- Owner
- MLS area
- 33983 - Punta Gorda
- Listing AOR
- Port Charlotte
- Status changed
- 2026-05-20
- Tax legal description
- PGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head north on US-41/Tamiami Trail. Turn right onto Rio De Janeiro Ave. Continue about 2.5 miles into Deep Creek. Turn left onto Sandhill Blvd. Turn right onto Seasons Dr. Turn right onto Encarnacion St. 640 Encarnacion St will be immediately on your right.
More homes like this
$30,000
26476 Trujillo Dr
Punta Gorda, FL 33983
0.25 acres
Punta Gorda Isles Sec 20
MLS ID #C7518540
Listing provided by Stellar MLS
$31,500
133 Valdiva St
Punta Gorda, FL 33983
0.3 acres
Punta Gorda Isles Sec 20
MLS ID #C7517442
Listing provided by Stellar MLS
$32,000
507 Santiguay St
Punta Gorda, FL 33983
0.22 acres
Punta Gorda Isles Sec 20
MLS ID #C7486296
Listing provided by Stellar MLS
$37,500
537 San Ambrosio St
Punta Gorda, FL 33983
0.22 acres
Punta Gorda Isles Sec 20
MLS ID #A4628654
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 12, 2026 at 4:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA