$389,900

203 Silver Palm Drive

Lake City, FL 32024

Active
4
Beds
2
Baths
1,882
Sq Ft
0.25
Acres
2025
Built
$207/sqft360° tour
🏠Single Family Residence

Property type

🏗️2025

Year built

📐10,890 sqft

Lot size

📊$207

Price / sq ft

🏘️$70/mo

HOA dues

📅3

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Affordable living in North Central Florida near the historic Suwannee River attractions, or an afternoon drive to the coast or the attractions in Orlando. Enjoy a nearly new home in a medium-sized town with excellent shopping, including an indoor mall and modern hospitals less than 5 minutes away. The home could be an investment opportunity for leasing or Airbnb applications for those working remotely from home. The home is located in an area dotted with lakes for recreation and fishing, with Ichetucknee Springs within 30 minutes. The décor is Florida “Coastal-Farmhouse” in style; all furnishings are available for purchase to discerning buyers. The house includes many needed features to be a “completed home” that builders rarely provide: Open floor plan; entire home is light and bright with 10-foot ceiling height in main area. Kitchen and baths with attractive granite counters, white solid wood cabinetry, and Frigidaire® appliance package. Lots of luxury vinyl tile flooring in entry, kitchen, laundry room, and bath areas; warm carpeting in bedrooms. Many other desired optional features including: High-end $10k stone fascia package on front of home. Exceptional building lot with w-i-d-e frontage. 6’ white privacy fence on both sides and rear yard. Master bath with garden tub and separate tiled shower. Seamless 6” gutters, downspouts, and ground spats. GE Profile® front-load washer/dryer. Frigidaire® Gallery model side-by-side refrigerator/freezer. Pentair® reverse osmosis drinking water system for distilled water on tap in kitchen. Installed in-wall safe for valuables. 2” wood-look window blinds installed. ¾” brass-look matching curtain rods. Matching 90” window draperies. Designer chandelier replacements. Exterior features durable Hardie® Board siding. Five (5) installed ceiling fan/LED light combos. 10-foot ceilings in main area, vaulted in others. Garage floor epoxied and built-in shelving added. Master bedroom retreat off of the living area with vaulted ceiling. Master bath dual-sink vanity with granite counter. 19 LED ceiling lights installed throughout. Garage entrance ramp for autos and 4” entry ramp at man-door. Garage includes attic pull-down ladder with floored storage above and electric door opener. Low HOA fee with considered amenities of: private community pool, tennis courts, basketball court, and playground for owner use. Currently, the house is adult-owned, smoke-free, and no pets; fresh and like-new condition.

Estimated monthly payment

Principal & interest$1,972
Property taxes$42
Home insurance (est.)$179
HOA dues$70

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    May 8, 2026
  2. Listed$389,900
    May 8, 2026
  3. Price increased$389,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
3
Subdivision
Preserve/Laurel Lake
County
Columbia
Year built
2025
Living area
1,882 sq ft
Price/sq ft
$207
Building area
2,407 sq ft (Builder)
Lot size
10,890 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12023C0290D)
Garage
2 spaces
Annual taxes
$501 (2025)
Parcel #
03-4S-16-02731-140
Zoning
R1
MLS #
TB8506779

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Epoxy, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, L Dining, Living Room/Dining Room Combo, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Off Street

HOA & Financial

HOA fee
$70 / Monthly
Monthly HOA
$70/mo
Total monthly fees
$70/mo
Total annual fees
$840
HOA name
John McClanahan
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Confirm with HOA
Approval process
Confirm with HOA

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Rain Gutters, Sidewalk, Tennis Court(s)
Construction materials
HardiPlank Type, Stone
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryWestside Elementary School-COGreatSchools ↗
MiddleLake City Middle School-COGreatSchools ↗
High SchoolColumbia High School-COGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst17x13
Primary BathroomFirst12x13
Bedroom 2First12x12
Bedroom 3First10x12
Bedroom 4First10x11
Bathroom 2First8.5x5
Dining RoomFirst10x12
KitchenFirst19x16
Living RoomFirst13x23
FoyerFirst6x15
LaundryFirst6x6

Listing Details

Listing date
2026-05-08
On market date
2026-05-08
Original list price
$389,900
Occupant type
Owner
MLS area
32024 - Lake City
Listing AOR
Suncoast Tampa
Status changed
2026-05-08
Tax legal description
LOT 140 PRESERVE AT LAUREL LAKE UNIT 1. WD 1260-2080, WD 1300-369,

Flood risk

Minimal riskFEMA Zone XPanel 12023C0290D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

In Lake City, FL, head WEST past the I-75 Interchange. Turn LEFT on Route 252B going SOUTH. In approx. 7/10th of a mile, see "The Preserve at Laurel Lake" entrance on the RIGHT. Turn in. Follow the entry road (SW Rosemary Drive) all the way to SW Silver Palm Dr. Turn LEFT, house is 1st driveway on the LEFT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 11, 2026 at 12:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA