$650,000

1160 Mill Creek

Bradenton, FL 34212

Active

Beds

Baths

1,760

Sq Ft

0.82

Acres

2001

Built

◆Waterfront◆Water access◆Private pool◆Fireplace◆$369/sqft◆360° tour

Single Family Residence

Property type

2001

Year built

35,809 sqft

Lot size

$369

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

** SELLER MOTIVATED , NO HOA & NO CDD! Discover a once-in-a-lifetime opportunity to own a piece of Florida paradise on this secluded 0.82-acre waterfront retreat. This custom, contractor-built stilt home was engineered for ultimate peace of mind, featuring 2x6 framing, rebar-reinforced concrete pillars, and a BRAND NEW 2025 METAL ROOF. Rest easy with superior flood resilience; the main living floor sits at a high 17.11’ elevation—nearly 5 feet above the Base Flood Elevation. Boaters will love the direct access to the Manatee River from a private lagoon frontage, featuring a concrete/wood dock equipped with electric, water, and a fish-cleaning station. Inside, the light-filled layout features vaulted ceilings, a wood-burning fireplace, and custom Kraftmaid cabinetry. The expansive ground level is an entertainer’s dream, offering a 4-car covered carport, a private in-ground gunite pool, and a functional bonus area with a kitchenette, half-bath, and outdoor shower. Located at the end of a private, dead-end road near the Fort Hamer bridge, this "high and dry" oasis offers total privacy while remaining minutes from Lakewood Ranch shopping and dining. Your riverfront lifestyle awaits!

Estimated monthly payment

Principal & interest$3,287

Property taxes$197

Home insurance (est.)$298

Down payment

20%

$130,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history21 days on market

Status: Active
May 12, 2026
Listed$680,000
May 12, 2026
Price reduced$650,000

Virtual Tour

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 21
Subdivision: Not In A Subdivision
County: Manatee
Year built: 2001
Living area: 1,760 sq ft
Price/sq ft: $369
Building area: 3,760 sq ft (Public Records)
Lot size: 35,809 sq ft
Lot category: 1/2 to less than 1
Flood zone: AE
Pool: Private pool
Annual taxes: $2,368 (2025)
Parcel #: 540000007
Zoning: RSF3
MLS #: A4693007

Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Laminate, Tile
Appliances: Dishwasher, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener, Whole House R.O. System
Interior features: Accessibility Features, Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Window Treatments
Laundry: Laundry Room
Stories / Levels: One
Direction faces: West
Fireplace: Yes

Heating & Cooling

Heating: Electric
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Hurricane Shutters, Lighting, Outdoor Kitchen, Private Entrance, Private Mailbox, Private Yard, Storage
Construction materials: Frame
Roof: Metal
Foundation: Stilt/On Piling
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Dirt

Utilities

Sewer: Septic Tank
Water source: Well
Utilities: BB/HS Internet Available, Electricity Connected, Phone Available

Community

Pets allowed: Yes

Schools

ElementaryGene Witt ElementaryGreatSchools ↗

MiddleCarlos E. Haile MiddleGreatSchools ↗

High SchoolParrish Community HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	Upper	14x25
Kitchen	Upper	15.5x20
Primary Bedroom	Upper	17.6x13.5
Bedroom 2	Upper	10x11.5
Bedroom 3	Upper	12x16
Bathroom 2	Upper	3x4
Bathroom 1	First
Bathroom 2	First

Listing Details

Listing date: 2026-05-07
On market date: 2026-05-12
Original list price: $680,000
Occupant type: Tenant
MLS area: 34212 - Bradenton
Listing AOR: Sarasota - Manatee
Status changed: 2026-05-12
Tax legal description: BEG AT THE SE COR OF THE NW1/4 OF SW1/4 OF SEC 16; TH N 89 DEG 51 MIN 56 SEC E 310.27 FT; TH N 62 DEG 30 MIN E 50 FT; TH S 27 DEG 30 MIN E 55 FT FOR A POB; TH N 27 DEG 30 MIN W 172.72 FT; TH N 63 DEG 49 MIN E 340.55 FT; TH S 0 DEG 25 MIN W 22.37 FT; TH S 63 DEG 49 MIN W 165 FT; TH S 4 DEG 09 MIN 12 SEC E 186.21 FT; TH S 76 DEG 06 MIN 32 SEC W 94.5 FT TO THE POB; TOGETHER WITH ALL LANDS LYING BETWEEN SD LOT & THE WATERS OF A LAGOON; SUBJ TO PRIVATE STREET PER RESO REC IN OR 420/721. PI#5400.0000/7

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 224 for I-301 North toward Ellenton/Parrish. Merge onto US-301 N and continue for approximately 3 miles. Turn right onto Fort Hamer Road and travel south for 4.5 miles. Turn right onto Golf Course Road, then take an immediate left onto Mill Creek Road. Follow Mill Creek Road to the very end of the private drive. The property is located at the end of the dead-end road on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 4:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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