2896 89th Street Circle, FL

$399,000

2896 89th Street Circle

Palmetto, FL 34221

Active
4
Beds
2
Baths
1,627
Sq Ft
0.12
Acres
2024
Built
$245/sqft
Single Family Residence

Property type

2024

Year built

5,410 sqft

Lot size

$245

Price / sq ft

$100/mo

HOA dues

21

Days on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. PERFECT OPPORTUNITY. BARELY LIVED IN. LOOKS BRAND NEW. WON"T LAST AT THIS drastically reduced PRICE. Located in the sought-after community of Heron Bay, this beautifully designed 2024-built corner-lot residence offers modern comfort, style, and convenience in a move-in ready setting. Easily Access from I-75 in an area that is still growing. Very close to the Skyway for boating and fishing. A welcoming front porch sets the tone for the home’s inviting open-concept layout, thoughtfully designed for both everyday living and entertaining. Designated office space at the front of the house. The kitchen features a spacious center island with breakfast bar seating, stainless steel appliances, and a walk-in pantry, seamlessly connecting to the main living and dining areas. Every room has perfect storage. Luxury vinyl plank flooring extends throughout the main living spaces, while the bedrooms have the comfort of carpeting. The primary suite includes a well-appointed ensuite bath with dual sinks and a walk-in glass shower. Additional highlights include a full-size washer and dryer in the dedicated laundry room, impact windows and doors, a covered rear patio, fenced backyard that includes great side yard for either a dog run or a place to practice soccer and an attached large two-car garage. Ideally situated for easy access in and out of the community, the home is also conveniently close to Heron Bay’s exceptional community amenities. Community pool and mail area right across the street. ROOF, A/C, HOT WATER HEATER, AND ELECTRIC ONLY 2 YEARS OLD!!!!!!!!! This is an affordable neighborhood, a starter home, or a perfect second home for winter residents.

Estimated monthly payment

Principal & interest$2,018
Property taxes$384
Home insurance (est.)$183
HOA dues$100

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history21 days on market

  1. Status: Active
    May 7, 2026
  2. Listed$439,000
    May 7, 2026
  3. Price reduced$399,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
21
Subdivision
Heron Bay
County
Manatee
Year built
2024
Living area
1,627 sq ft
Price/sq ft
$245
Building area
2,274 sq ft (Public Records)
Lot size
5,410 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0156F)
Garage
2 spaces
Annual taxes
$4,604 (2025)
Parcel #
631602909
Zoning
PUD
MLS #
A4692928

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$300 / Quarterly
Monthly HOA
$100/mo
Total monthly fees
$100/mo
Total annual fees
$1,200
HOA name
uniquepropertyservices.com
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
see attached governing documents
Approval process
see attached governing documents

Exterior & Construction

Exterior features
Private Yard, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst13x13
KitchenFirst20x9
Living RoomFirst14x12

Listing Details

Listing date
2026-05-07
On market date
2026-05-07
Original list price
$439,000
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Status changed
2026-05-07
Tax legal description
LOT 38, HERON BAY PI #6316.0290/9

Flood risk

Minimal riskFEMA Zone XPanel 12081C0156F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

EXIT 228 off 1-75, Exit 2, HERON BAY ON RIGHT, ver Left into Nighborhood. House in right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 2:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA