4856 Summerfield Circle, FL4856 Summerfield Circle, FL4856 Summerfield Circle, FL
Stellar MLS
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$299,900

4856 Summerfield Circle

Winter Haven, FL 33881

Listing updated: June 24, 2026 at 8:46 PM ET

Active
Stellar MLSListing courtesy of Orlando Reo Prof I Inc · Ronald Gentile · MLS #O6405577 · Active · 407-704-6924
4
Beds
2
Baths
1,688
Sq Ft
0.14
Acres
2016
Built
$178/sqft
Single Family Residence

Property type

2016

Year built

6,238 sqft

Lot size

$178

Price / sq ft

$36/mo

HOA dues

49

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Discover the perfect blend of modern updates and serene living in this stunning 4-bedroom, 2-bathroom home. Located in the highly sought-after Country Club Estates, this residence offers the privacy you've been searching for with a screened-in back patio overlooking a peaceful pond-meaning no rear neighbors, just tranquil water views. Step inside to find a bright and airy open floor plan, freshly enhanced with new interior and exterior paint. The home is designed for both style and durability: Elegant luxury vinyl plank in all bedrooms and easy-to-maintain ceramic tile throughout the main living areas. Features timeless oak cabinetry, sleek granite countertops, and plenty of prep space. The popular split-bedroom floor plan ensures a private primary retreat, separate from the guest rooms.A dedicated inside laundry room and a spacious 2-car garage provide ultimate functionality. Location is everything! Enjoy the quiet atmosphere of an established community while being just moments away from modern conveniences. The brand-new Publix shopping center is right around the corner, making grocery runs and errands a breeze.Schedule your private showing today and experience Florida living at its finest!

Local Insight

At $178/sqft for a 2016 build in Country Club Estates, you're getting solid per-square-foot value for the Winter Haven market, though the tight 0.14-acre lot means limited outdoor space—a real consideration if you're drawn to lakefront living and expecting acreage. The $36/month HOA is refreshingly low, but your actual lake access and waterfront amenities depend entirely on what's included in the subdivision, so you'll want to verify pool/dock/beach privileges before assuming you're getting the full Chain of Lakes lifestyle. This price point makes sense for someone who wants Winter Haven's fishing culture and LEGOLAND proximity without overpaying, but confirm the property itself has decent walkability to neighborhood amenities since the lot size limits your own recreational space.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,516
Property taxes$356
Home insurance (est.)$137
HOA dues$36

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history49 days on market

  1. Status: Active
    May 7, 2026
  2. Listed$309,900
    May 6, 2026
  3. Price reduced$299,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
49
Subdivision
Country Club Estates
County
Polk
Year built
2016
Living area
1,688 sq ft
Price/sq ft
$178
Building area
2,209 sq ft (Public Records)
Lot size
6,238 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0368G)
Garage
2 spaces
Annual taxes
$4,268 (2025)
Parcel #
26-28-24-588503-000360
MLS #
O6405577

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Stone Counters
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$430 / Annually
Monthly HOA
$36/mo
Total monthly fees
$36/mo
Total annual fees
$430
HOA name
Highland Community Mgmt.
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
MUST VERIFY WITH THE HOA.
Approval process
MUST VERIFY WITH THE HOA.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Sewer Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryElbert ElemGreatSchools ↗
MiddleDenison MiddleGreatSchools ↗
High SchoolWinter Haven SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst20x15
KitchenFirst17x11
Primary BedroomFirst14x12
Bedroom 2First10x9.5
Bedroom 3First12x10
Bedroom 4First12x11

Listing Details

Listing date
2026-05-06
On market date
2026-05-06
Original list price
$309,900
Occupant type
Vacant
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
Orlando Regional
Status changed
2026-05-07
Tax legal description
COUNTRY CLUB ESTATES PB 144 PG 25-28 LOT 36

Flood risk

Minimal riskFEMA Zone XPanel 12105C0368G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West on Dundee Rd from Hwy 27, Right on Overlook, Left on Fieldstone, Right on Summerfield Circle to the house on your Right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 24, 2026 at 8:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA