$355,000

22 Prospect Lane

Palm Coast, FL 32164

Active
3
Beds
2
Baths
1,274
Sq Ft
0.24
Acres
1996
Built
Private pool$279/sqft360° tour

About this home

**Private Pool Home in Palm Coast — Updated, Turn-Key, Airbnb-Friendly Potential & Buyer Financing Incentive** Welcome to **22 Prospect**, a beautifully maintained Palm Coast pool home where the major updates are already done and the Florida lifestyle is ready from day one. Whether you are searching for a primary residence, seasonal retreat, or a property with **short-term rental / Airbnb potential**, this home checks the boxes buyers are looking for: privacy, updates, outdoor living, and a private pool. Since 2021, the home has been thoughtfully improved with a **new roof**, fresh exterior paint, updated mechanicals, a **2023 HVAC system with UV air purification**, a **2023 water heater**, updated plumbing valves, and a **transferable termite bond** for added peace of mind. Inside, the home feels clean, bright, and refreshed with interior paint, updated lighting, **2024 stainless steel kitchen appliances**, updated fixtures, and refreshed primary shower tile. Out back is where the home really shines. The private fenced pool area creates the perfect setting for relaxing, entertaining, hosting guests, or enjoying everyday Florida living. The pool includes a **heater added in 2022** and a **new high-efficiency pump motor in 2025**, making it ready to enjoy year-round. Adding even more value, the seller’s preferred lender is offering a **complimentary temporary rate buydown option for qualified buyers**, with a possible introductory rate as low as **5.1% for the first year**. This lender-provided incentive may help reduce the buyer’s initial monthly payment and make this updated Palm Coast pool home even more attainable. **Rate incentive is available with an accepted offer through 6/30.** With its turn-key condition, private pool, desirable Palm Coast location, and added financing incentive, **22 Prospect offers strong lifestyle appeal for homeowners, snowbirds, and investors exploring short-term rental opportunities**. Move in, unpack, and head straight for the pool — or start building your Florida rental strategy.

Estimated monthly payment

$2,334/mo

Principal & interest$1,795
Property taxes$376
Home insurance (est.)$163

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 17, 2026
  2. Listed$355,000
    May 17, 2026
  3. Price increased$355,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Palm Coast Sec 24
County
Flagler
Year built
1996
Living area
1,274 sq ft
Price/sq ft
$279
Building area
1,915 sq ft (Public Records)
Lot size
10,629 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12035C0138E)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,510 (2025)
Parcel #
07-11-31-7024-00530-0250
Zoning
DPX
MLS #
FC318358

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Split Bedroom
Laundry
Inside
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Block
Roof
Shingle
Foundation
Block
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected

Room Details

RoomLevelDimensions
KitchenFirst
Great RoomFirst
Primary BedroomFirst
Primary BathroomFirst

Listing Details

Listing date
2026-05-17
On market date
2026-05-17
Original list price
$355,000
Occupant type
Owner
MLS area
32164 - Palm Coast
Listing AOR
Flagler
Status changed
2026-05-17
Tax legal description
PALM COAST SEC 24 BL 53 LT 25

Location

Flood zone
X(12035C0138E)

Directions

From I-95, take the Palm Coast exit and head west toward Palm Coast Parkway. Continue on Palm Coast Parkway, then turn onto Belle Terre Parkway. Follow Belle Terre Parkway to Prospect Lane/Prospect area and continue to 22 Prospect.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 18, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA