$390,000
98 Highland Avenue
Tarpon Springs, FL 34689
Listing updated: June 14, 2026 at 7:33 PM ET
Listing courtesy of Keller Williams Realty Portfolio Collection · Helen Spanos · MLS #TB8505892 · Pending · 727-489-0800Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Lakefront life awaits! Enjoy all that waterfront living has to enjoy without the waterfront price in the highly desirable Tarpon Sail & Tennis Club, nestled along beautiful Lake Tarpon. This three-bedroom, three-bath residence plus a versatile bonus room offers the perfect blend of comfort, convenience and an active Florida lifestyle. Designed for flexible living, the spacious third-floor bonus room can easily serve as a fourth bedroom, private in-law suite, home office, media room, or guest retreat, providing endless possibilities to fit your needs. Relax and unwind on spacious patios on every level, offering plenty of room for outdoor entertaining, morning coffee, or enjoying peaceful lake breezes. A huge two-car garage provides abundant space for vehicles, storage, hobbies, and recreational gear. Residents enjoy exceptional community amenities, including boat docks, a private boat launch, and access to one of Pinellas County’s premier lakes for boating, fishing, kayaking, and waterfront recreation. The beautifully maintained community offers resort-style living with none of the upkeep. Ideally located just minutes from Gulf beaches, the historic Tarpon Springs Sponge Docks, shopping, dining, parks, and local attractions, this home places the very best of the area within easy reach. Whether you’re spending the day on the water, exploring the charm of Tarpon Springs, or relaxing in your maintenance-free retreat, this is Florida living at its finest. Perfect as a vacation home or permanent vacation!
Local Insight
At $181/sqft you're paying fair market for a 2005 townhouse in this area, but that $718 monthly HOA is steep—factor in roughly $8,600 annually on top of your mortgage, which significantly impacts the true cost of ownership. The in-law suite is a genuine asset if you need rental income or multi-generational living, though it's worth verifying what restrictions the HOA places on that use. Being in flood zone X is a major plus for insurance costs, and the Tarpon Highlands location gives you lake access and amenities, though you're getting a relatively modest lot at 0.15 acres for a four-bedroom.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history24 days on market
- Status: PendingJun 14, 2026
- Listed$390,000May 21, 2026
- Price increased$390,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Pending
- Days on market
- 24
- Cumulative DOM
- 206
- Subdivision
- Tarpon Highlands Lake Tarpon Sail Tennis Club
- County
- Pinellas
- Year built
- 2005
- Living area
- 2,154 sq ft
- Price/sq ft
- $181
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0038H)
- Garage
- 2 spaces
- Annual taxes
- $6,198 (2025)
- Parcel #
- 08-27-16-89880-001-0102
- MLS #
- TB8505892
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- East
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $718 / Monthly
- Monthly HOA
- $718/mo
- Total monthly fees
- $718/mo
- Total annual fees
- $8,616
- HOA name
- Kristen Marchese
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Verify with HOA and management company
- Approval process
- Verify with HOA and management company
Exterior & Construction
- Exterior features
- Balcony, Tennis Court(s)
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | Second | |
| Additional Bedroom | Second | |
| Additional Bedroom | Second | |
| Additional Bedroom | Third | |
| Primary Bathroom | Second | |
| Bathroom 2 | First | |
| Bathroom 3 | Third | |
| Bathroom 4 | First |
Listing Details
- Listing date
- 2026-05-02
- On market date
- 2026-05-21
- Original list price
- $390,000
- Occupant type
- Vacant
- MLS area
- 34689 - Tarpon Springs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-14
- Tax legal description
- TARPON HIGHLANDS LK TARPON SAIL TENNIS CLUB I CONDO BLDG 1, UNIT 102
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
GPS
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 14, 2026 at 7:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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