5207 Bay State Road, FL

$1,999,999

5207 Bay State Road

Palmetto, FL 34221

Active
3
Beds
3
Baths
3,645
Sq Ft
0.31
Acres
1983
Built
WaterfrontWater accessPrivate pool$549/sqft360° tour
🏠Single Family Residence

Property type

🏗️1983

Year built

📐13,500 sqft

Lot size

📊$549

Price / sq ft

🏘️No HOA

HOA dues

📅12

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Welcome to your fully reimagined open-water retreat in Palmetto, where modern upgrades, effortless coastal living, and long-term peace of mind come together in one exceptional property. Boasting 100 feet of waterfront with unobstructed open water views, this residence offers a rare advantage—no bridges to the Gulf, allowing for seamless boating access and the true Florida lifestyle right from your backyard. Just minutes away, explore Egmont Key’s crystal-clear emerald waters and powder-soft sand beaches, one of the Gulf Coast’s most coveted destinations. Designed for both comfort and functionality, this home features true one-floor living, providing ease and accessibility ideal for full-time residents or seasonal owners. Extensively updated in 2025, the property delivers a fully turnkey experience with new tile flooring throughout, fresh interior and exterior paint, and beautifully updated bathrooms. The thoughtfully designed layout offers a perfect balance of open living and private retreat spaces, while the kitchen is equipped with new appliances, including a dishwasher and refrigerator, blending modern convenience with everyday usability. Step outside into your private waterfront oasis. The backyard is designed for both relaxation and entertaining, featuring a resurfaced pool (2025), brand-new pool cage and screens, and a custom pergola—perfect for enjoying warm Florida evenings. Lush new landscaping (2025) and a circular driveway enhance both curb appeal and functionality. For boating enthusiasts, this property is exceptionally well-equipped with a repaired dock (2025) and two private boat lifts: 9,000 lb lift and 16,000 lb lift. Offering flexibility for multiple vessels and immediate access to the open Gulf. A new retaining wall (2025) provides added durability and long-term shoreline protection, ensuring peace of mind for years to come. This home also stands out for its efficiency and resilience, featuring: Solar panels with minimal electric bills (paid off at closing), Whole-house generator for uninterrupted power, Buried propane tank for reliability and clean aesthetics and Solar water heater. With a brand-new roof (2025) and a history of no flood damage from previous storms, this property offers a level of security and preparedness that is increasingly sought after in today’s market. Ideally located near Tampa, St. Petersburg, and the Gulf beaches, this home presents a rare opportunity for full-time residents, second-home buyers, or those relocating from out of state seeking a move-in ready waterfront lifestyle with direct Gulf access and uncompromised upgrades. This is more than a home, it’s a fully upgraded, open-water coastal investment designed for effortless Florida living.

Estimated monthly payment

Principal & interest$10,113
Property taxes$684
Home insurance (est.)$917

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history12 days on market

  1. Status: Active
    May 18, 2026
  2. Listed$1,999,999
    May 18, 2026
  3. Price increased$1,999,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
12
Subdivision
Palmetto Skyway
County
Manatee
Year built
1983
Living area
3,645 sq ft
Price/sq ft
$549
Building area
4,587 sq ft (Public Records)
Lot size
13,500 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$8,203 (2025)
Parcel #
2211900002
Zoning
RSF4.5
MLS #
TB8505742

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify county rental restrictions.

Exterior & Construction

Exterior features
Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle, Tile
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public, Well
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter

Room Details

RoomLevelDimensions
Bedroom 2First14x13
Dining RoomFirst14x11
KitchenFirst20x13
Living RoomFirst29x28
Primary BedroomFirst21x15

Listing Details

Listing date
2026-05-18
On market date
2026-05-18
Original list price
$1,999,999
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Orlando Regional
Status changed
2026-05-18
Tax legal description
Lot 54 Palmetto Skyway Sec 2 Pi#22119.0000/2

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

NORTH OF PALMETTO HWY 19 WEST ON 50TH ST.TO STOP SIGH,LEFT ON PALMETTO POINT DR. RIGHT ON BAY STATE RD.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 8:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA