487 Pinellas Bayway, FL

$1,099,000

487 Pinellas Bayway

St Petersburg, FL 33715

Active
4
Beds
4
Baths
2,970
Sq Ft
0.09
Acres
1995
Built
In-law suite$370/sqft360° tour
🏠Townhouse

Property type

🏗️1995

Year built

📐3,899 sqft

Lot size

📊$370

Price / sq ft

🏘️$500/mo

HOA dues

📅21

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

BIG PRICE REDUCTION! Tucked into Tierra Verde, this property gives you that “I’m on vacation” feeling the moment you arrive. Set along the new bike path and just minutes from Fort De Soto Park/Beach and Pass-a-Grille beach, this unit is an easy choice for anyone who wants to be close to the water without giving up everyday convenience. The main townhome offers 3 bedrooms and 2.5 bathrooms, with a layout that feels both open and practical. The kitchen was thoughtfully renovated with upgraded cabinet storage in mind, including pull-out shelving that makes organizing and accessing everything much easier. The primary bedroom includes a 3rd floor loft-style bonus space—perfect for a home office, reading nook, extra storage, or even a tucked-away sleeping area. Upstairs, the third bedroom has an additional flex space that could be used as storage or potentially expanded into another bathroom. There's even the ability to add an elevator if your heart desires! Out back, there’s a covered patio that works well for relaxing or entertaining year-round, along with a mature cactus garden featuring unique species—including dragonfruit cactus that will produce fruit. Above the detached two-car garage, there’s a separate 1-bedroom, 1-bath apartment. Whether you use it for guests, extended family, or an office/work space, it adds a lot of flexibility to the property. The home has been well cared for by its original owners and includes thoughtful updates like a newer roof (about a year old), a reverse osmosis system under the kitchen sink, and a whole-house water softener. The community pool sits right on the water, making it an easy spot to unwind at the end of the day. And for peace of mind—this property had no flooding or damage from recent storms, including Helene and Milton. If you’ve been looking for a place that blends coastal living with versatility and solid upkeep, this one is worth a closer look.

Estimated monthly payment

Principal & interest$5,557
Property taxes$247
Home insurance (est.)$504
HOA dues$500

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history21 days on market

  1. Status: Active
    May 5, 2026
  2. Listed$1,199,000
    May 5, 2026
  3. Price reduced$1,099,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
21
Subdivision
Bridgewater Twnhms
County
Pinellas
Year built
1995
Living area
2,970 sq ft
Price/sq ft
$370
Lot size
3,899 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0286H)
Garage
2 spaces
Annual taxes
$2,962 (2025)
Parcel #
20-32-16-11352-000-0140
Zoning
RM-15
MLS #
TB8505494

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters
Laundry
Inside, Laundry Room
Stories / Levels
Three Or More
Direction faces
Northwest
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$1,500 / Quarterly
Monthly HOA
$500/mo
Total monthly fees
$500/mo
Total annual fees
$6,000
HOA name
Ben Davis
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer/buyer agent to confirm with the association directly.
Approval process
Buyer/buyer agent to confirm with the association directly.

Exterior & Construction

Exterior features
Awning(s), Balcony, Courtyard, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Room Details

RoomLevelDimensions
Primary BedroomSecond22.1x22.9
Living RoomFirst16.1x24.1
LoftSecond11.7x13.1
KitchenFirst14.7x14.2

Listing Details

Listing date
2026-05-05
On market date
2026-05-05
Original list price
$1,199,000
Occupant type
Vacant
MLS area
33715 - St Pete/Tierra Verde
Listing AOR
Suncoast Tampa
Status changed
2026-05-05
Tax legal description
BRIDGEWATER TOWNHOMES PHASE III LOT 14

Flood risk

High riskFEMA Zone AEPanel 12103C0286H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

275 S to Pinellas Bayway S to Bridgewater community.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 6:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA