$1,649,400
948 Riverside Ridge Road
Tarpon Springs, FL 34688
Listing updated: June 22, 2026 at 2:39 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Discover a rare waterfront gem with direct Gulf access — now at a dramatically improved price of $1,649,400! This timeless 4-bedroom, 3.5-bath home with a dedicated office, 4,579 sf, and oversized 3-car garage sits on an estate-sized lot along tranquil waters at 948 Riverside Ridge Rd. Tucked away on one quiet, tree-lined street of custom-built homes with classic Old Florida charm, this residence offers the perfect blend of privacy, serenity, and effortless coastal living. Step inside to a bright, open floor plan filled with natural light and breathtaking panoramic water views from nearly every room. New flooring complements the updated kitchen featuring quartz countertops, neutral color cabinets, and stainless steel appliances — ideal for entertaining or quiet evenings watching the sun slowly set over the water. A versatile flex room easily serves as a home office, gym, or creative studio, while expansive windows blur the line between indoor comfort and outdoor tranquility. Outside, your private backyard sanctuary awaits with refreshed landscaping, lush tropical plantings, and golden sunset views. Enjoy the brand-new private covered boat dock for spontaneous Gulf adventures, fishing trips, or sunset cruises. A brand-new roof in 2025, Wind Mitigation Inspection, quality construction, and a Generac home generator all provide peace of mind. Best of all, this home has never flooded — even through the area’s two most recent storms — delivering unmatched reliability and security. Boating enthusiasts and sunset lovers will cherish the direct, protected water access to the Gulf of Mexico, nearby beaches, the historic sponge docks, charming boutiques, and fine dining. This is more than a home — it’s a coveted lifestyle of light, water, and relaxation in one of Tarpon Springs’ most desirable private waterfront neighborhoods. Priced with immediate buyer savings in mind after a substantial price improvement — this exceptional waterfront opportunity won’t last long. Schedule your showing today and make this waterfront dream yours!
Local Insight
At $360/sqft, you're paying a premium for the waterfront location and direct water access in Riverside, which typically commands strong resale value in Tarpon Springs, but the 1991 build means you'll want a thorough inspection on the roof, pool equipment, and seawall condition—waterfront homes in AE flood zones can carry significant insurance costs that aren't always obvious upfront. The 0.89-acre lot and private pool are legitimate draws, though the AE flood designation should prompt a serious conversation with your insurance agent about base flood elevation, required elevation of mechanicals, and long-term premium trends before you commit.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history39 days on market
- Status: PendingJun 17, 2026
- Listed$1,799,400May 7, 2026
- Price reduced$1,649,400
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 39
- Subdivision
- Riverside
- County
- Pinellas
- Year built
- 1991
- Living area
- 4,579 sq ft
- Price/sq ft
- $360
- Building area
- 6,179 sq ft (Public Records)
- Lot size
- 38,638 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE (12103C0036H)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $11,547 (2025)
- Parcel #
- 05-27-16-75800-000-0040
- Zoning
- RPD-0.5
- MLS #
- TB8505243
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Oversized
HOA & Financial
- HOA fee
- $360 / Quarterly
- Monthly HOA
- $120/mo
- Total monthly fees
- $120/mo
- Total annual fees
- $1,440
- HOA name
- Frankly, Coastal, Property Management, Laura Culle
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Leasing is permitted, but the buyer will need to check with the HOA for specific requirementsd.
Exterior & Construction
- Exterior features
- French Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 15x11.5 |
| Living Room | First | 17x25 |
| Family Room | First | 16x21 |
| Primary Bedroom | First | 17x23 |
| Primary Bathroom | First | |
| Foyer | First | |
| Library | First | 13x15 |
| Bedroom 2 | First | 13x12 |
| Bedroom 3 | First | 13x12 |
| Bedroom 4 | First | 13x12 |
| Additional Bedroom | First | 6x8 |
Listing Details
- Listing date
- 2026-05-06
- On market date
- 2026-05-07
- Original list price
- $1,799,400
- Occupant type
- Owner
- MLS area
- 34688 - Tarpon Springs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-17
- Tax legal description
- RIVERSIDE LOT 4
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US-19 S/US Hwy 19 N, Use the left 2 lanes to turn left onto E Tarpon Ave, Continue onto Keystone Rd, Slight left onto N Highland Ave, Turn left onto Riverside Ridge Rd, home will be on the left
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 2:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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