2796 Challenger Drive, FL
Stellar MLS

$869,900

2796 Challenger Drive

Palm Harbor, FL 34683

Active
4
Beds
2
Baths
2,248
Sq Ft
0.22
Acres
1991
Built
Private poolFireplace$387/sqft360° tour
Single Family Residence

Property type

1991

Year built

9,771 sqft

Lot size

$387

Price / sq ft

$85/mo

HOA dues

6

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this Modern Coastal Oasis !!! Step into this stunningly remodeled 4-bedroom, 2-bathroom, pool home located in a highly sought-after neighborhood just minutes away from Honeymoon beach/Caladesi Island and Pinellas Trails. This beautiful home perfectly captures the essence of modern living, offering the ultimate blend of style, luxury, and convenience. Some of the key features include a sleek, modern design throughout. Every inch in this home has been updated with high-end finishes, clean lines, and an open-concept layout. The gourmet kitchen features contemporary cabinetry, premium stainless-steel appliances, and quartz countertops. The master bathroom is a dream !! The centerpiece is a freestanding soaking tub and the beautiful chandelier. The enormous walk-in shower features frameless glass panels, 24 x 48 porcelain tiles, and a sleek faucet and showerhead. The spacious living area accentuates the high ceilings and the beautifully designed style lighting. The private outdoor area features a newly remodeled pool with pebble tech finish and gorgeous glass tiles. The amazing home is exactly what you have been waiting for… No Flood Insurance Required!

Local Insight

At $387 per square foot, this 1991 home is reasonably priced for Palm Harbor, and the private pool adds real value if you're looking for that amenity without paying resort pricing. The low HOA fee and X flood zone (no flood insurance requirement) help offset the older construction, though you'll want a solid inspection to understand what 30+ years means for the major systems here. With only 0.22 acres, this is a tight lot despite the pool, so it's best suited for buyers who don't need much yard space beyond the water feature.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,399
Property taxes$302
Home insurance (est.)$399
HOA dues$85

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    May 5, 2026
  2. Listed$869,900
    May 4, 2026
  3. Price increased$869,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
6
Subdivision
Waterford Crossing Ph I
County
Pinellas
Year built
1991
Living area
2,248 sq ft
Price/sq ft
$387
Lot size
9,771 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0067H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,622 (2025)
Parcel #
14-28-15-95070-000-1040
MLS #
TB8505103

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator, Wine Refrigerator
Interior features
Ceiling Fans(s), Dry Bar, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$85 / Monthly
Monthly HOA
$85/mo
Total monthly fees
$85/mo
Total annual fees
$1,020
HOA name
HOA
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Approval process
Contact HOA for additional Information.

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard, Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Living RoomFirst24x32
KitchenFirst22x30
Primary BedroomFirst22x18

Listing Details

Listing date
2026-05-04
On market date
2026-05-04
Original list price
$869,900
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-05-05
Tax legal description
WATERFORD CROSSING PHASE I LOT 104

Flood risk

Minimal riskFEMA Zone XPanel 12103C0067H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US Hwy 19 north, west on 586, right on Challenger Dr.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 10, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA