$869,900
2796 Challenger Drive
Palm Harbor, FL 34683
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this Modern Coastal Oasis !!! Step into this stunningly remodeled 4-bedroom, 2-bathroom, pool home located in a highly sought-after neighborhood just minutes away from Honeymoon beach/Caladesi Island and Pinellas Trails. This beautiful home perfectly captures the essence of modern living, offering the ultimate blend of style, luxury, and convenience. Some of the key features include a sleek, modern design throughout. Every inch in this home has been updated with high-end finishes, clean lines, and an open-concept layout. The gourmet kitchen features contemporary cabinetry, premium stainless-steel appliances, and quartz countertops. The master bathroom is a dream !! The centerpiece is a freestanding soaking tub and the beautiful chandelier. The enormous walk-in shower features frameless glass panels, 24 x 48 porcelain tiles, and a sleek faucet and showerhead. The spacious living area accentuates the high ceilings and the beautifully designed style lighting. The private outdoor area features a newly remodeled pool with pebble tech finish and gorgeous glass tiles. The amazing home is exactly what you have been waiting for… No Flood Insurance Required!
Local Insight
At $387 per square foot, this 1991 home is reasonably priced for Palm Harbor, and the private pool adds real value if you're looking for that amenity without paying resort pricing. The low HOA fee and X flood zone (no flood insurance requirement) help offset the older construction, though you'll want a solid inspection to understand what 30+ years means for the major systems here. With only 0.22 acres, this is a tight lot despite the pool, so it's best suited for buyers who don't need much yard space beyond the water feature.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history6 days on market
- Status: ActiveMay 5, 2026
- Listed$869,900May 4, 2026
- Price increased$869,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 6
- Subdivision
- Waterford Crossing Ph I
- County
- Pinellas
- Year built
- 1991
- Living area
- 2,248 sq ft
- Price/sq ft
- $387
- Lot size
- 9,771 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0067H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,622 (2025)
- Parcel #
- 14-28-15-95070-000-1040
- MLS #
- TB8505103
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Dry Bar, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $85 / Monthly
- Monthly HOA
- $85/mo
- Total monthly fees
- $85/mo
- Total annual fees
- $1,020
- HOA name
- HOA
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Approval process
- Contact HOA for additional Information.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Private Yard, Rain Gutters
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 24x32 |
| Kitchen | First | 22x30 |
| Primary Bedroom | First | 22x18 |
Listing Details
- Listing date
- 2026-05-04
- On market date
- 2026-05-04
- Original list price
- $869,900
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-05
- Tax legal description
- WATERFORD CROSSING PHASE I LOT 104
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US Hwy 19 north, west on 586, right on Challenger Dr.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 10, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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