$399,900
11040 Cove Harbor Drive
Crystal River, FL 34428
Listing updated: May 18, 2026 at 5:12 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Rare End-Unit Waterfront Gem in Pelican Cove II with 10,000 lb Lift! Experience the pinnacle of maintenance-free coastal living in the highly coveted Pelican Cove community. This pristine 2-bedroom, 2.5-bathroom end unit masterfully blends privacy with effortless convenience, featuring a fresh exterior professionally painted by the Association just this week. The sophisticated interior is designed for both comfort and entertaining, offering a kitchen and dedicated dining room for evening meals and a conveniently located main-level half-bathroom for guests. The spacious main-floor primary suite provides a peaceful sanctuary with true single-level accessibility, while the second floor serves as a private retreat featuring a large guest bedroom, full bathroom, and a versatile open loft perfect for a home office or media room. An attached one-car garage adds ease and extra storage to this impressive residence. For the avid boater, the private boat slip is a dream come true, equipped with a powerful 10,000 lb lift capable of accommodating vessels up to 33 feet. From the backyard, enjoy rapid, direct access to the Crystal River, the world-famous Three Sisters Springs, and the Gulf of Mexico for world-class fishing and manatee encounters. Pelican Cove offers a resort-style atmosphere with a climate-controlled community pool, active tennis court, a spacious clubhouse with a library, and a fish cleaning station. Your monthly fees ensure total peace of mind by covering exterior maintenance (roof and paint), groundskeeping, irrigation, trash, pest control, and comprehensive property, liability, and flood insurance. This unit includes the exclusive right of use for the assigned boat slip; the slip is an appurtenance to the unit and will be transferred to the buyer at closing via a separate "Assignment of Use" document as required by the Association. Don’t miss this rare opportunity to own a piece of paradise in one of Crystal River’s premier waterfront communities!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history14 days on market
- Status: ActiveMay 4, 2026
- Listed$399,900May 4, 2026
- Price increased$399,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 14
- Subdivision
- Pelican Cove Unrec Condo
- County
- Citrus
- Year built
- 1991
- Living area
- 1,711 sq ft
- Price/sq ft
- $234
- Building area
- 2,117 sq ft (Public Records)
- Lot size
- 1,943 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12017C0186E)
- Garage
- 1 spaces
- Annual taxes
- $4,393 (2025)
- Parcel #
- 17E-18S-17-0000-44410-0240
- Zoning
- PDR
- MLS #
- TB8504386
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $666 / Monthly
- Monthly HOA
- $666/mo
- Total monthly fees
- $828/mo
- Total annual fees
- $9,940
- HOA name
- Robbie Anderson
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- No more than 3 separate leases per year. No more than five (5) persons may reside in a Two Bedroom Unit.
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-05-04
- On market date
- 2026-05-04
- Original list price
- $399,900
- Occupant type
- Owner
- MLS area
- 34428 - Crystal River
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-04
- Tax legal description
- That certain Condominium parcel composed of Unit 24 and an undivided share in that common elements appurtenant thereto, subject to and in accordance with the covenants, conditions, restrictions, terms and other provisions of Declaration of Condominium of PELICAN COVE CONDOMINIUM, with exhibits annexed thereto, as recorded in Official Records Book 773, Pages 1695 through 1772, inclusive, Public Records of Citrus County, Florida, as amended. Subject to all reservations, covenants, conditions, restrictions and easements of record and to all applicable zoning ordinances and/or restrictions imposed by governmental authorities, if any. Together with all the tenements, hereditaments, and appurtenances thereto belonging or in any way appertaining, together with the exclusive right of use for Boat Slip #.
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US-19 Northbound to LEFT on State Park Drive, LEFT on N. Caribbean Ter. (Pelican Cove entrance). Turn Right onto Cove Harbor Dr. Home is on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 18, 2026 at 5:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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