8221 78th Terrace Road, FL
Stellar MLS

$359,900

8221 78th Terrace Road

Ocala, FL 34476

Listing updated: June 14, 2026 at 11:39 AM ET

Active
3
Beds
2
Baths
1,874
Sq Ft
0.23
Acres
2017
Built
55+ community$192/sqft360° tour
Single Family Residence

Property type

2017

Year built

9,918 sqft

Lot size

$192

Price / sq ft

$268/mo

HOA dues

44

Days on market

2

Garage spaces

X

Flood zone

About this home

Super MOTIVATED Seller! This upgraded Orchid model in On Top of the World was designed for gathering, relaxing, and enjoying the Florida lifestyle to the fullest. Located in the highly desirable Indigo East neighborhood, this beautifully maintained 3-bedroom, 2-bath home sits on an oversized lot and offers the perfect combination of indoor comfort and outdoor living. From the moment you arrive, you’ll notice the thoughtful upgrades and inviting spaces that make this home truly stand out. The heart of the home is the stunning kitchen featuring an impressive 15-foot quartz island, glass tile backsplash, and open-concept layout that flows seamlessly into the main living areas—perfect for entertaining family and friends. Natural light fills the home, creating a bright and welcoming atmosphere throughout. One of the home’s most unique features is the expanded screened outdoor living space. The original lanai has been opened and screened to create a massive entertainment area complete with room for a hot tub, fire pit, outdoor seating, and peaceful private panel views. The additional 22-foot screened lanai offers even more space to relax and enjoy Florida evenings year-round. Upgrades and features include: • Ring security system with video doorbell • Garage screen with walk-through door • Additional garage outlets and extra insulation • Seamless glass walk-in shower in owner’s suite • Upgraded faucets and showerheads • Ceiling fans throughout • Fresh interior paint • Full rain gutter system • Upgraded irrigation and landscaping Located in golf cart-friendly Indigo East, residents enjoy access to resort-style amenities, fitness centers, pools, clubs, activities, and nearby shopping within one of Ocala’s most sought-after 55+ communities. This is more than a home. It’s your own private Florida retreat with the perfect setup for entertaining, relaxing, and living the active lifestyle you’ve been dreaming about. ???

Estimated monthly payment

Principal & interest$1,820
Property taxes$131
Home insurance (est.)$165
HOA dues$268

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history44 days on market

  1. Status: Active
    May 1, 2026
  2. Listed$425,000
    May 1, 2026
  3. Price reduced$359,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
44
Subdivision
Indigo East
County
Marion
Year built
2017
Living area
1,874 sq ft
Price/sq ft
$192
Building area
2,866 sq ft (Public Records)
Lot size
9,918 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0701E)
Garage
2 spaces
Annual taxes
$1,575 (2025)
Parcel #
3566-7705-22
Zoning
PUD
MLS #
OM723919

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$268 / Monthly
Monthly HOA
$268/mo
Total monthly fees
$268/mo
Total annual fees
$3,215
HOA name
Lori Sands
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please Check with HOA.
Approval process
Please check with HOA.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-05-01
On market date
2026-05-01
Original list price
$425,000
Occupant type
Owner
MLS area
34476 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-05-01
Tax legal description
SEC 18 TWP 16 RGE 21 PLAT BOOK 009 PAGE 136 INDIGO EAST PHASE 1 UNIT GG BLK E LOT 22

Flood risk

Minimal riskFEMA Zone XPanel 12083C0701E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR 200 west to SW 90th ST turn right. Go to SW 79th Ter Rd and turn right. Go to SW 82nd Pl turn right, Go to SW 78th Ter Rd and turn right. Property will be on right after curve.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 14, 2026 at 11:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA