3822 Cardenal Avenue, FL

$486,000

3822 Cardenal Avenue

Sun City Center, FL 33573

Active
4
Beds
3
Baths
2,494
Sq Ft
0.21
Acres
2005
Built
3-car garage$195/sqft
🏠Single Family Residence

Property type

🏗️2005

Year built

📐9,350 sqft

Lot size

📊$195

Price / sq ft

🏘️$23/mo

HOA dues

📅14

Days on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

Immaculate and move-in ready 4-bedroom, 3-bath home in the Village of La Paloma located in Sun City Center/Ruskin! This spacious one-story home features a desirable split-bedroom layout, formal living and dining areas, a den/office, a large great room, and a well-appointed kitchen with stone counters, solid wood cabinets, center island, pantry, and ample storage. The primary suite includes two walk-in closets, double vanity, and a walk-in shower, creating a comfortable private retreat. Enjoy Florida living year-round on the large, screened lanai overlooking the fully fenced PRIVATE backyard, plus a huge outdoor patio surrounded by fruit trees, perfect for relaxing, entertaining, and gardening with a LOW water bill thanks to the in-ground well system! Additional highlights include plantation shutters, ceiling fans, inside laundry room, three-car garage, and a new ROOF 2026. It is conveniently located near shopping, dining, schools, and Gulf Coast beaches. This home combines comfort, space, outdoor living, and true move-in-ready condition. Schedule your private showing today!

Estimated monthly payment

Principal & interest$2,457
Property taxes$404
Home insurance (est.)$223
HOA dues$23

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history14 days on market

  1. Status: Active
    May 1, 2026
  2. Listed$519,000
    May 1, 2026
  3. Price reduced$486,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
14
Subdivision
La Paloma Village Unit 2 Ph
County
Hillsborough
Year built
2005
Living area
2,494 sq ft
Price/sq ft
$195
Building area
3,730 sq ft (Public Records)
Lot size
9,350 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12057C0657J)
Garage
3 spaces
Annual taxes
$4,848 (2025)
Parcel #
U-02-32-19-63K-000005-00029.0
Zoning
PD
MLS #
TB8504079

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Other
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$270 / Annually
Monthly HOA
$23/mo
Total monthly fees
$34/mo
Total annual fees
$405
HOA name
Peter Byrnes
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
The property owner must reside in the home for one year prior to leasing
Approval process
lease must be submitted to HOA Board of Directors

Exterior & Construction

Exterior features
Private Entrance, Private Yard, Rain Gutters, Shade Shutter(s), Sidewalk, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Water Available

Community

Pets allowed
No

Schools

ElementaryCypress Creek-HBGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First11x12
Bedroom 3First12x10.8
Bedroom 4First11.7x12
Bathroom 2First
Dining RoomFirst14.4x10
Living RoomFirst13.3x12.5
Primary BedroomFirst12.6x19.11
Primary BathroomFirst
KitchenFirst13x14.4
Great RoomFirst16.7x16
Balcony/Porch/LanaiFirst17x24

Listing Details

Listing date
2026-04-28
On market date
2026-05-01
Original list price
$519,000
Occupant type
Owner
MLS area
33573 - Sun City Center / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-05-01
Tax legal description
LA PALOMA VILLAGE UNIT 2 PHASE 2 LOT 29 BLOCK 5

Flood risk

Minimal riskFEMA Zone XPanel 12057C0657J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head northeast on Upper Creek Dr. Turn left onto La Paloma Dr. Turn left onto Gaviota Dr. Turn right onto Cardenal Ave. Destination will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 15, 2026 at 9:29 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA