$450,000

4350 Fanny Bass Road

St Cloud, FL 34772

Active
4
Beds
2
Baths
1,560
Sq Ft
2.83
Acres
2015
Built
WaterfrontWater access2.83 acres$288/sqft

About this home

Special financing incentive available — lender-paid 2/1 BUYDOWN AVAILABLE to qualified buyers WITH PREFERRED LENDER. Ask agent for details. Peaceful 2.83-Acre Retreat with Private Pond, Room for RVs, Horses & Big Toys — Ask your agent for the full property highlights sheet with additional property features. After a long day, you can still come home to peace and serenity on your own slice of country living—complete with a private pond, fishing pier, and views of cattle grazing beyond the fence line. Yes, this kind of property still exists! BEAUTIFUL, WARM AND COMFORTABLE LIVING! This meticulously maintained 4 bedroom, 2 bath home is immaculate, lives large, and SHOWS LIKE A MODEL. Step inside and you're greeted by a bright, airy living room with vaulted ceilings and crown molding, where natural light pours in and the space immediately feels open and welcoming—perfect for relaxing or gathering with friends and family. The PRIMARY SUITE is tucked to one side and features dual sinks with tall cabinetry, a walk-in shower, private water closet, a generous walk-in closet, and a high window that brings in natural light without sacrificing privacy. The split bedroom layout offers three additional bedrooms and a large full bath featuring dual sinks, tall cabinets and a tub/shower. The bright KITCHEN AND DINING COMBO with cohesive, stylish light fixtures offers a large island, abundant cabinet and counter space, stainless appliances, and a closet pantry—perfect for everything from holiday baking to everyday living. The kitchen flows seamlessly to the dining area with sliding glass doors, creating an easy connection to outdoor living. OUTDOOR LIFESTYLE - Start your mornings on the charming covered front porch overlooking the pond, and wind down in the evening on the screened back porch—perfect for outdoor dining or relaxing with a glass of wine while watching the neighbor's cows grazing or some of the Florida wildlife roaming about including wild turkeys and deer. The property is fully fenced with multiple gates, making it ideal for animals or simply enjoying the space. Outbuildings include a small pole barn for boat or equipment storage, a shed housing the water system (aeration and softener), and cross fenced with a small animal shelter currently used for storage but is also suitable for goats, chickens, or other small animals. BRING THE BIG TOYS! There is plenty of room for a boat or RV, plus an RV hookup is already in place. UPDATES include a newer A/C (2021, under warranty) and well and septic replaced in 2015 (septic recently pumped). Tucked away in South St. Cloud, you get the best of both worlds—quiet country living just minutes from Publix, Walmart, and the Turnpike for an easy Orlando commute. So don't wait! SO DON’T WAIT! SCHEDULE YOUR SHOWING TODAY!

Estimated monthly payment

$2,640/mo

Principal & interest$2,275
Property taxes$158
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history27 days on market

  1. Status: Active
    May 1, 2026
  2. Listed$475,000
    May 1, 2026
  3. Price reduced$450,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
27
Subdivision
S L & I C
County
Osceola
Year built
2015
Living area
1,560 sq ft
Price/sq ft
$288
Building area
1,908 sq ft (Public Records)
Lot size
123,275 sq ft
Lot category
2 to less than 5
Flood zone
A, X (12097C0270G)
Annual taxes
$1,894 (2025)
Parcel #
02-27-30-4950-0001-0985
Zoning
OA2M
MLS #
S5148911

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Laminate
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyers/Buyer's agent to confirm leasing restrictions with the county.

Exterior & Construction

Exterior features
Rain Gutters, RV Hookup, Sliding Doors, Storage
Construction materials
Metal Frame, Vinyl Siding
Roof
Shingle
Foundation
Crawlspace
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryCanoe Creek K-8GreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolHarmony HighGreatSchools ↗

School data from listing agent. Verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst19x16
Dining RoomFirst12x10
KitchenFirst
Living RoomFirst19x16
Primary BedroomFirst14x11
Primary BathroomFirst
Bedroom 2First11x9
Bathroom 2First
Bedroom 3First12x9
Bedroom 4First11x9

Listing Details

Listing date
2026-05-01
On market date
2026-05-01
Original list price
$475,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Osceola
Status changed
2026-05-01
Tax legal description
S L & I C PB B PG 35 COM AT NE COR OF LOT 98, S 164.97 FT TO NW COR OF S 1/2 LOT 97 & POB; E 384.45 FT, S 57 DEG W 738.04 FT, N 402.92 FT, E 237.50 FT TO E/L LOT 98, S 8,71 FT TO POB

Location

Flood zone
A, X(12097C0270G)

Directions

From 192 in St Cloud, head south on Vermont which turns into Canoe Creek Rd, turn right on Fanny Bass Rd, house is on the right

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 5:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA