$450,000
4350 Fanny Bass Road
St Cloud, FL 34772
About this home
Special financing incentive available — lender-paid 2/1 BUYDOWN AVAILABLE to qualified buyers WITH PREFERRED LENDER. Ask agent for details. Peaceful 2.83-Acre Retreat with Private Pond, Room for RVs, Horses & Big Toys — Ask your agent for the full property highlights sheet with additional property features. After a long day, you can still come home to peace and serenity on your own slice of country living—complete with a private pond, fishing pier, and views of cattle grazing beyond the fence line. Yes, this kind of property still exists! BEAUTIFUL, WARM AND COMFORTABLE LIVING! This meticulously maintained 4 bedroom, 2 bath home is immaculate, lives large, and SHOWS LIKE A MODEL. Step inside and you're greeted by a bright, airy living room with vaulted ceilings and crown molding, where natural light pours in and the space immediately feels open and welcoming—perfect for relaxing or gathering with friends and family. The PRIMARY SUITE is tucked to one side and features dual sinks with tall cabinetry, a walk-in shower, private water closet, a generous walk-in closet, and a high window that brings in natural light without sacrificing privacy. The split bedroom layout offers three additional bedrooms and a large full bath featuring dual sinks, tall cabinets and a tub/shower. The bright KITCHEN AND DINING COMBO with cohesive, stylish light fixtures offers a large island, abundant cabinet and counter space, stainless appliances, and a closet pantry—perfect for everything from holiday baking to everyday living. The kitchen flows seamlessly to the dining area with sliding glass doors, creating an easy connection to outdoor living. OUTDOOR LIFESTYLE - Start your mornings on the charming covered front porch overlooking the pond, and wind down in the evening on the screened back porch—perfect for outdoor dining or relaxing with a glass of wine while watching the neighbor's cows grazing or some of the Florida wildlife roaming about including wild turkeys and deer. The property is fully fenced with multiple gates, making it ideal for animals or simply enjoying the space. Outbuildings include a small pole barn for boat or equipment storage, a shed housing the water system (aeration and softener), and cross fenced with a small animal shelter currently used for storage but is also suitable for goats, chickens, or other small animals. BRING THE BIG TOYS! There is plenty of room for a boat or RV, plus an RV hookup is already in place. UPDATES include a newer A/C (2021, under warranty) and well and septic replaced in 2015 (septic recently pumped). Tucked away in South St. Cloud, you get the best of both worlds—quiet country living just minutes from Publix, Walmart, and the Turnpike for an easy Orlando commute. So don't wait! SO DON’T WAIT! SCHEDULE YOUR SHOWING TODAY!
Estimated monthly payment
$2,640/mo
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history27 days on market
- Status: ActiveMay 1, 2026
- Listed$475,000May 1, 2026
- Price reduced$450,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 27
- Subdivision
- S L & I C
- County
- Osceola
- Year built
- 2015
- Living area
- 1,560 sq ft
- Price/sq ft
- $288
- Building area
- 1,908 sq ft (Public Records)
- Lot size
- 123,275 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- A, X (12097C0270G)
- Annual taxes
- $1,894 (2025)
- Parcel #
- 02-27-30-4950-0001-0985
- Zoning
- OA2M
- MLS #
- S5148911
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Split Bedroom, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyers/Buyer's agent to confirm leasing restrictions with the county.
Exterior & Construction
- Exterior features
- Rain Gutters, RV Hookup, Sliding Doors, Storage
- Construction materials
- Metal Frame, Vinyl Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
School data from listing agent. Verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 19x16 |
| Dining Room | First | 12x10 |
| Kitchen | First | |
| Living Room | First | 19x16 |
| Primary Bedroom | First | 14x11 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 11x9 |
| Bathroom 2 | First | |
| Bedroom 3 | First | 12x9 |
| Bedroom 4 | First | 11x9 |
Listing Details
- Listing date
- 2026-05-01
- On market date
- 2026-05-01
- Original list price
- $475,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-05-01
- Tax legal description
- S L & I C PB B PG 35 COM AT NE COR OF LOT 98, S 164.97 FT TO NW COR OF S 1/2 LOT 97 & POB; E 384.45 FT, S 57 DEG W 738.04 FT, N 402.92 FT, E 237.50 FT TO E/L LOT 98, S 8,71 FT TO POB
Location
- Flood zone
- A, X(12097C0270G)
Directions
From 192 in St Cloud, head south on Vermont which turns into Canoe Creek Rd, turn right on Fanny Bass Rd, house is on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 5:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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