$365,000

116 Mandolin Drive

Winter Haven, FL 33884

Active

Beds

Baths

2,248

Sq Ft

0.26

Acres

2009

Built

◆$162/sqft◆360° tour

Single Family Residence

Property type

2009

Year built

11,500 sqft

Lot size

$162

Price / sq ft

$56/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

ARE YOU LOOKING FOR A GATED COMMUNITY WITH A LOW HOA and NO CDD? At 116 Mandolin Dr in WINTER HAVEN, FL! This spacious 4-bedroom, 2-bathroom home offers 2,248 square feet of COMFORTABLE LIVING on a generous 0.26-acre lot! Step inside to soaring VAULTED CEILINGS in the living and dining areas—these ELEVATED CEILINGS create an open, airy feel that makes the home even larger than its footprint. The entire home features durable VINYL FLOORING, and all bedrooms are generously sized, offering FLEXIBILITY FOR FAMILIES, guests, or a home office. NATURAL LIGHT pours in throughout the home, creating a bright and welcoming atmosphere that’s perfect for new homeowners. Major updates include a NEW A/C SYSTEM (2025) and GUTTERS INSTALLED (2024), while the WATER HEATER was replaced in 2017. The roof and plumbing are original, but the seller is willing to NEGOTIATE A BRAND NEW ROOF — making this property an UNBEATABLE VALUE for the price. Situated in a quiet gated community, this property offers both privacy and security. The location is a standout—just a short walk from a newly constructed Publix set to open in the coming months, as well as nearby Dollar General and 7-Eleven for everyday convenience. You’re also just minutes away by car from Eagle Ridge Mall, LEGOLAND Florida Resort, and all the shopping, dining, and entertainment that downtown Winter Haven has! —making this home not only comfortable, but perfectly located.

Estimated monthly payment

Principal & interest$1,846

Property taxes$473

Home insurance (est.)$167

HOA dues$56

Down payment

20%

$73,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history35 days on market

Status: Active
Apr 29, 2026
Listed$370,000
Apr 29, 2026
Price reduced$365,000

Virtual Tour

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 35
Subdivision: Mandolin
County: Polk
Year built: 2009
Living area: 2,248 sq ft
Price/sq ft: $162
Building area: 3,024 sq ft (Public Records)
Lot size: 11,500 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12105C0535H)
Garage: 2 spaces
Annual taxes: $5,678 (2025)
Parcel #: 26-29-13-687553-000860
MLS #: O6403313

Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Luxury Vinyl, Tile
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $56 / Monthly
Monthly HOA: $56/mo
Total monthly fees: $56/mo
Total annual fees: $675
HOA name: MANDOLIN HOMEOWNERS ASSOCIATION, INC
CDD: No
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Lighting, Rain Gutters, Sidewalk
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Water Available

Community

Pets allowed: Breed Restrictions, Cats OK, Dogs OK

Schools

ElementaryChain O Lakes ElemGreatSchools ↗

MiddleDenison MiddleGreatSchools ↗

High SchoolLake Region HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	18x13
Bedroom 2	First	12x11
Bedroom 3	First	12x12
Bedroom 4	First	15x11
Kitchen	First	12x17
Living Room	First	21x20
Dining Room	First	19x11
Foyer	First	7x9
Laundry	First	12x6

Listing Details

Listing date: 2026-04-29
On market date: 2026-04-29
Original list price: $370,000
Occupant type: Vacant
MLS area: 33884 - Winter Haven / Cypress Gardens
Listing AOR: Orlando Regional
Status changed: 2026-04-29
Tax legal description: MANDOLIN I PB 142 PGS 10-14 LOT 86

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Highway 27, head toward Winter Haven and take the exit for Cypress Gardens Boulevard (FL-540). Turn east onto Cypress Gardens Blvd and continue for several miles. Turn right onto Overlook Drive, then continue straight until you reach Mandolin Drive. Turn onto Mandolin Drive and follow it into the gated community—116 Mandolin Dr will be located within the neighborhood.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 6:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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