4317 40th Terrace, FL4317 40th Terrace, FL4317 40th Terrace, FL
Stellar MLS
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$369,900

4317 40th Terrace

Cape Coral, FL 33993

Listing updated: June 30, 2026 at 9:40 PM ET

Active
Stellar MLSListing courtesy of Trend Realty · Liz Wiggins · MLS #A4691858 · Active · 941-928-3449
4
Beds
2
Baths
1,712
Sq Ft
0.23
Acres
2007
Built
$216/sqft
Single Family Residence

Property type

2007

Year built

10,019 sqft

Lot size

$216

Price / sq ft

No HOA

HOA dues

61

Days on market

2

Garage spaces

AE

Flood zone

About this home

Motivated Seller Relocating – Stunning 4-Bed Pool-Ready Home on a Fully Fenced 1/4-Acre Oasis in Cape Coral! Welcome home to this beautifully updated 4-bedroom, 2-bath residence offering the perfect blend of modern comfort and exceptional outdoor living. Situated on a spacious 0.23-acre fully fenced lot, this home features privacy, room for a future pool, pets, and endless entertaining — something most new builds simply cannot match. Recent Upgrades & Features: • New Roof (June 2022) • New A/C (August 2022) • Updated Kitchen with new cabinets (2022–2023) • Both bathrooms fully renovated • Fresh interior & exterior paint (2022) • New water heater (2024), water softener (2025), and well tank (2022) • New appliances (2022–2023) • Hurricane-rated front door (2024) • Expanded screened lanai + covered deck • Soaring cathedral ceilings and bright open-concept layout Enjoy quick, low-traffic access to Cape Coral and Punta Gorda amenities, shopping, dining, parks, and trails. Buyer Incentives: • 1-Year Home Warranty included • Seller contribution toward closing costs, title fees, prepaids, or rate buy-down • Almost-new spa available with an acceptable offer! Utility Note: Private well & septic (no current public water/sewer assessments — review not until 2045), keeping monthly costs lower. This is a rare opportunity to own an upgraded home on a large fenced lot. Priced to sell due to seller relocation — don’t miss out! Schedule your private showing today.

Estimated monthly payment

Principal & interest$1,870
Property taxes$261
Home insurance (est.)$170

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history61 days on market

  1. Status: Active
    Apr 30, 2026
  2. Listed$384,900
    Apr 30, 2026
  3. Price reduced$369,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
61
Subdivision
Cape Coral
County
Lee
Year built
2007
Living area
1,712 sq ft
Price/sq ft
$216
Building area
2,347 sq ft (Public Records)
Lot size
10,019 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12071C0231G)
Garage
2 spaces
Annual taxes
$3,128 (2025)
Parcel #
13-43-22-C3-05461.0310
Zoning
R1
MLS #
A4691858

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Check county for rules/regulations of leasing.

Exterior & Construction

Exterior features
Private Yard, Rain Gutters, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-04-28
On market date
2026-04-30
Original list price
$384,900
Occupant type
Owner
MLS area
33993 - Cape Coral
Listing AOR
Sarasota - Manatee
Status changed
2026-04-30
Tax legal description
CAPE CORAL UNIT 90 BLK 5461 PB 24 PG 28 LOTS 31 + 32

Flood risk

High riskFEMA Zone AEPanel 12071C0231G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Burnt Store to Kismet to Old Burnt Store to NW 41st to NW 40th Ter. House is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 30, 2026 at 9:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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