1997 Georgia Circle, FL
Stellar MLS

$260,000

1997 Georgia Circle

Clearwater, FL 33760

Listing updated: June 1, 2026 at 12:49 PM ET

Active
3
Beds
3
Baths
1,464
Sq Ft
0.07
Acres
1990
Built
Fireplace$178/sqft360° tour
Condominium

Property type

1990

Year built

2,953 sqft

Lot size

$178

Price / sq ft

$783/mo

HOA dues

33

Days on market

1

Garage space

X500

Flood zone

About this home

Take advantage of this opportunity to own a beautiful townhome located in a non-flood zone in the prime area of Clearwater/Mid-Pinellas County, FL, all at a great price! This well-maintained home features an open and airy floor plan designed for modern living. Tile flooring flows throughout the main floor, including the great room, kitchen, dining area, and primary bedroom, providing a perfect blend of comfort and convenience. The great room boasts vaulted ceilings that allow ample natural light, creating a warm and inviting space ideal for relaxation and entertainment. A wood-burning fireplace is also located in the great room, perfect for those cooler nights. The spacious kitchen features wrap-around cabinets and a pantry that offers plenty of storage space, along with a cozy breakfast nook positioned by a large window. Next to the kitchen, there is a half guest bath and convenient access to the garage, which includes a utility area with washer and dryer hookups. The primary suite is located downstairs and serves as a peaceful retreat. It includes an en-suite bathroom with ample storage. The primary bathroom features wood cabinets with a granite countertop, double sinks, and a step-in shower. Upstairs, you’ll find newer carpeting in the main walkway, along with a comfortable landing area that can be used as a sitting nook or computer space. This level also includes two additional bedrooms and a guest bathroom with a tub. Step outside to your private screened lanai, complete with an in-ground spa, or enjoy fun afternoons at the community pool located directly across the street from your unit. Centrally situated in Pinellas County, you are conveniently close to major attractions, including the vibrant cities of St. Petersburg and Tampa, the pristine Gulf beaches, the historic Sponge Docks of Tarpon Springs, and the beautiful nature preserve of Honeymoon Island. Additionally, both Tampa International Airport and Clearwater/St. Pete Airport are within easy reach. Enjoy nearby walking trails and picturesque parks that overlook the stunning Tampa Bay. This townhome also boasts recent upgrades, including a newer HVAC system, water heater, and roof. It is located in a pet-friendly community, and the HOA fee covers access to the sparkling community pool, lush walking trails, water, trash, sewer, internet, and cable. Experience the tranquility of this centrally located community, which offers a cozy, family-friendly atmosphere. Welcome home for many years to come!

Local Insight

At $178/sqft, this is priced below the broader Clearwater market, but that $783 monthly HOA is substantial and should be factored into your true carrying costs—over $9,400 annually on top of mortgage, taxes, and insurance. The 1990 construction date means you're looking at potential upcoming expenses for roof, HVAC, and plumbing, so get a thorough inspection before committing. Being in flood zone X500 is a positive for insurance costs, and the three full baths for three bedrooms makes this layout practical for a small family or multi-generational living.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,315
Property taxes$415
Home insurance (est.)$119
HOA dues$783

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history33 days on market

  1. Status: Active
    Apr 29, 2026
  2. Listed$300,000
    Apr 29, 2026
  3. Price reduced$260,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
33
Subdivision
Middlecreek
County
Pinellas
Year built
1990
Living area
1,464 sq ft
Price/sq ft
$178
Lot size
2,953 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12103C0137H)
Garage
1 spaces
Annual taxes
$4,974 (2025)
Parcel #
28-29-16-57686-000-0410
MLS #
TB8503070

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
Two
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Ground Level, Guest, Parking Pad

HOA & Financial

HOA fee
$783 / Monthly
Monthly HOA
$783/mo
Total monthly fees
$783/mo
Total annual fees
$9,396
HOA name
Condominium Associates
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Rules & Regs
Approval process
See Rules & Regs

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions, Number Limit, Yes

Schools

ElementaryFrontier Elementary-PNGreatSchools ↗
MiddleOak Grove Middle-PNGreatSchools ↗
High SchoolPinellas Park High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst13x15
KitchenFirst8x16
Primary BedroomFirst12x16
Bedroom 2Second14x11
Bedroom 3Second11x10
Dining RoomFirst10x12

Listing Details

Listing date
2026-04-29
On market date
2026-04-29
Original list price
$300,000
Occupant type
Tenant
MLS area
33760 - Clearwater
Listing AOR
Osceola
Status changed
2026-04-29
Tax legal description
MIDDLECREEK LOT 41

Flood risk

Moderate riskFEMA Zone X500Panel 12103C0137H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Whitney Rd East of 19. Go past 58th St. to north (left) into Middlecreek neighborhood on Plantation Blvd. Left onto Georgia Circle, then left onto Georgia Cir S to property.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 12:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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