$260,000
1997 Georgia Circle
Clearwater, FL 33760
Listing updated: June 1, 2026 at 12:49 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Take advantage of this opportunity to own a beautiful townhome located in a non-flood zone in the prime area of Clearwater/Mid-Pinellas County, FL, all at a great price! This well-maintained home features an open and airy floor plan designed for modern living. Tile flooring flows throughout the main floor, including the great room, kitchen, dining area, and primary bedroom, providing a perfect blend of comfort and convenience. The great room boasts vaulted ceilings that allow ample natural light, creating a warm and inviting space ideal for relaxation and entertainment. A wood-burning fireplace is also located in the great room, perfect for those cooler nights. The spacious kitchen features wrap-around cabinets and a pantry that offers plenty of storage space, along with a cozy breakfast nook positioned by a large window. Next to the kitchen, there is a half guest bath and convenient access to the garage, which includes a utility area with washer and dryer hookups. The primary suite is located downstairs and serves as a peaceful retreat. It includes an en-suite bathroom with ample storage. The primary bathroom features wood cabinets with a granite countertop, double sinks, and a step-in shower. Upstairs, you’ll find newer carpeting in the main walkway, along with a comfortable landing area that can be used as a sitting nook or computer space. This level also includes two additional bedrooms and a guest bathroom with a tub. Step outside to your private screened lanai, complete with an in-ground spa, or enjoy fun afternoons at the community pool located directly across the street from your unit. Centrally situated in Pinellas County, you are conveniently close to major attractions, including the vibrant cities of St. Petersburg and Tampa, the pristine Gulf beaches, the historic Sponge Docks of Tarpon Springs, and the beautiful nature preserve of Honeymoon Island. Additionally, both Tampa International Airport and Clearwater/St. Pete Airport are within easy reach. Enjoy nearby walking trails and picturesque parks that overlook the stunning Tampa Bay. This townhome also boasts recent upgrades, including a newer HVAC system, water heater, and roof. It is located in a pet-friendly community, and the HOA fee covers access to the sparkling community pool, lush walking trails, water, trash, sewer, internet, and cable. Experience the tranquility of this centrally located community, which offers a cozy, family-friendly atmosphere. Welcome home for many years to come!
Local Insight
At $178/sqft, this is priced below the broader Clearwater market, but that $783 monthly HOA is substantial and should be factored into your true carrying costs—over $9,400 annually on top of mortgage, taxes, and insurance. The 1990 construction date means you're looking at potential upcoming expenses for roof, HVAC, and plumbing, so get a thorough inspection before committing. Being in flood zone X500 is a positive for insurance costs, and the three full baths for three bedrooms makes this layout practical for a small family or multi-generational living.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history33 days on market
- Status: ActiveApr 29, 2026
- Listed$300,000Apr 29, 2026
- Price reduced$260,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 33
- Subdivision
- Middlecreek
- County
- Pinellas
- Year built
- 1990
- Living area
- 1,464 sq ft
- Price/sq ft
- $178
- Lot size
- 2,953 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12103C0137H)
- Garage
- 1 spaces
- Annual taxes
- $4,974 (2025)
- Parcel #
- 28-29-16-57686-000-0410
- MLS #
- TB8503070
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- Two
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Ground Level, Guest, Parking Pad
HOA & Financial
- HOA fee
- $783 / Monthly
- Monthly HOA
- $783/mo
- Total monthly fees
- $783/mo
- Total annual fees
- $9,396
- HOA name
- Condominium Associates
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Rules & Regs
- Approval process
- See Rules & Regs
Exterior & Construction
- Exterior features
- Rain Gutters, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Number Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 13x15 |
| Kitchen | First | 8x16 |
| Primary Bedroom | First | 12x16 |
| Bedroom 2 | Second | 14x11 |
| Bedroom 3 | Second | 11x10 |
| Dining Room | First | 10x12 |
Listing Details
- Listing date
- 2026-04-29
- On market date
- 2026-04-29
- Original list price
- $300,000
- Occupant type
- Tenant
- MLS area
- 33760 - Clearwater
- Listing AOR
- Osceola
- Status changed
- 2026-04-29
- Tax legal description
- MIDDLECREEK LOT 41
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Whitney Rd East of 19. Go past 58th St. to north (left) into Middlecreek neighborhood on Plantation Blvd. Left onto Georgia Circle, then left onto Georgia Cir S to property.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 1, 2026 at 12:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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