276 Bell Tower Crossing, FL
Stellar MLS

$445,000

276 Bell Tower Crossing

Kissimmee, FL 34759

Listing updated: May 9, 2026 at 6:52 AM ET

Active
3
Beds
3
Baths
2,561
Sq Ft
0.17
Acres
2003
Built
WaterfrontWater accessIn-law suite55+ community$174/sqft360° tour
Single Family Residence

Property type

2003

Year built

7,540 sqft

Lot size

$174

Price / sq ft

$415/mo

HOA dues

1

Day on market

2

Garage spaces

x

Flood zone

About this home

One or more photo(s) has been virtually staged. Experience an unparalleled lifestyle in this stunning waterfront home, where breathtaking views and thoughtfully designed living spaces come together seamlessly. This exquisite property features 3 spacious bedrooms, 3 modern bathrooms, and a versatile den/study, making it ideal for both everyday living and entertaining. As you arrive, you’re welcomed by an elegant screened courtyard with custom double leaded glass entry doors, setting a sophisticated tone from the very beginning. Inside, the home showcases a seamless blend of style and comfort with ceramic tile and luxury vinyl plank flooring throughout the main living areas. The expansive great room is a true centerpiece, offering panoramic water views and abundant natural light that create a warm, inviting atmosphere. The gourmet kitchen is a chef’s dream, featuring Beautiful tile backsplash, Stainless steel appliances, Spacious eat-at bar, Ample cabinetry and counter space and Upgraded lighting. Adjacent to the kitchen, the dining area continues the experience with picturesque waterfront views, making every meal feel extraordinary. The primary suite is a private retreat, complete with a cozy sitting area, two large walk-in closets, and a luxurious en-suite bath featuring a custom walk-in shower. For added flexibility and privacy, the home includes a separate casita/in-law suite located across the courtyard—perfect for guests or extended family or a craft room. Step outside to your covered and extended screened lanai, where you can relax, entertain, and enjoy serene water views and stunning sunsets year-round. Additional highlights include 2-car garage with ample storage, Extra-large laundry room with utility sink, New roof (2023), New HVAC for casita (2023), Main HVAC updated (2017),and a water softener system. This exceptional waterfront property offers the perfect blend of luxury, comfort, and functionality—your private oasis awaits. Solivita is a premier 55+ community, offering residents an exceptional lifestyle with state-of-the-art amenities. Enjoy 2 fully equipped fitness centers, dance and aerobics studios, and an impressive array of recreational options including 14 heated swimming pools, two heated spas, tennis courts, pickleball courts, shuffleboard, bocce ball, billiards, and an art gallery. The community also features three on-site restaurants and two championship 18-hole golf courses. With a full calendar of activities and events, there’s always something new to explore and enjoy. This home is conveniently located near a hospital and medical office complex, and shopping center.

Estimated monthly payment

Principal & interest$2,250
Property taxes$485
Home insurance (est.)$204
HOA dues$415

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 8, 2026
  2. Listed$445,000
    May 8, 2026
  3. Price increased$445,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Solivita Ph 03b
County
Polk
Year built
2003
Living area
2,561 sq ft
Price/sq ft
$174
Building area
3,492 sq ft (Public Records)
Lot size
7,540 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$5,825 (2025)
Parcel #
28-27-23-933961-000890
MLS #
S5148887

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$415 / Monthly
Monthly HOA
$415/mo
Total monthly fees
$415/mo
Total annual fees
$4,976
HOA name
HOA Manager
CDD
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
One Lessee must be 55 years or older and be approved by Membership department.
Approval process
At least one occupant must be 55 or older, no one under 18 may reside in the property or visit more than 30 days a year cumulatively.

Exterior & Construction

Exterior features
Courtyard, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst19x15
Dining RoomFirst17x14
KitchenFirst15x12
Florida RoomFirst15x13
Primary BedroomFirst27x14
Bedroom 2First13x12
Primary BathroomFirst30x24
Balcony/Porch/LanaiFirst25x12
Balcony/Porch/LanaiFirst30x24

Listing Details

Listing date
2026-05-04
On market date
2026-05-08
Original list price
$445,000
Occupant type
Owner
MLS area
34759 - Kissimmee / Poinciana
Listing AOR
Suncoast Tampa
Status changed
2026-05-08
Tax legal description
SOLIVITA - PHASE IIB PB 115 PGS 34 THRU 38 LOT 89

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Cypress Parkway to Main Entrance of Solivita proceed to guard gatehouse & present credentials. Go straight on Solivita Blvd, through round about to Three way stop and turn left on Bell Tower Crossing West to # 276 on the right.

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 9, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA