$532,000
1540 Stone Trail
Deltona, FL 32725
Listing updated: June 2, 2026 at 9:42 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Stunningly upgraded and move-in ready, this solid block waterfront home in Stoney Island has been completely reimagined from top to bottom with quality craftsmanship and attention to detail. Major updates include a brand-new roof, ice-cold A/C system, new water heater, and fully updated plumbing—all completed properly with permits and inspections already passed. Inside, no expense was spared. The home features quartz countertops, full LED lighting, real wood cabinetry, and a brand-new kitchen outfitted with high-efficiency appliances. The spa-inspired bathrooms showcase elegant walk-in showers, creating a relaxing retreat right at home. The open, functional layout flows seamlessly into a spacious backyard—perfect for entertaining or unwinding in a peaceful setting. The upgraded marble-toned driveway adds both curb appeal and long-term durability with low maintenance. And the location? Truly the highlight. Situated directly on the St. Johns River, this property offers waterfront living with access all the way to the open ocean, plus a private dock for your convenience. Tucked away as a hidden oasis, yet ideally located with easy access to both Daytona Beach and downtown Orlando in under 40 minutes. Experience the one-of-a-kind lifestyle that Stone Island has to offer—a golf cart–friendly community nestled along the north shore of Lake Monroe. Residents enjoy exclusive amenities including a private boat ramp with lake access, equestrian stables, tennis and pickleball courts, a playground, and a cozy community fire pit. Rich in history and charm, Stone Island sits just across the water from Sanford, offering both tranquility and convenience. It’s easy to see why this sought-after neighborhood has become such a beloved place to call home. Homes offering this level of renovation, location, and value are rare. Schedule your showing today and experience it for yourself.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history27 days on market
- Status: ActiveMay 6, 2026
- Listed$537,000May 6, 2026
- Price reduced$532,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 27
- Subdivision
- Stone Island Estates Unit 03
- County
- Volusia
- Year built
- 1981
- Living area
- 2,062 sq ft
- Price/sq ft
- $258
- Building area
- 2,952 sq ft (Public Records)
- Lot size
- 18,054 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12127C0755K)
- Garage
- 2 spaces
- Annual taxes
- $3,796 (2025)
- Parcel #
- 9108-04-00-0240
- Zoning
- 01R3
- MLS #
- O6402804
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Stone Counters, Thermostat, Vaulted Ceiling(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $660 / Annually
- Monthly HOA
- $55/mo
- Total monthly fees
- $55/mo
- Total annual fees
- $660
- HOA name
- Wes Whited
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to confirm with HOA & local authorities
Exterior & Construction
- Exterior features
- French Doors, Private Yard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Canal/Lake For Irrigation, Public
- Utilities
- Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | Second | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-05-06
- On market date
- 2026-05-06
- Original list price
- $537,000
- Occupant type
- Vacant
- MLS area
- 32725 - Deltona / Enterprise
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-06
- Tax legal description
- PARCEL BEING 120 FT ON STONE TRAIL & 164 FT ON E/L AKA LOT 24 STONE ISLAND ESTS UNIT NO 3 UNREC NO 230 PER OR 2170 PG 0696 PER OR 4798 PG 0180 PER OR 8309 PG 0971 PER OR 8494 PG 4064 PER OR 8733 PG 0325
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Use exit 108 (Debary) Turn left onto Debary Ave at exit. Turn Right on Main Street. Stay on Main St as it curves along Lake Monroe. Turn right onto Stone Island Rd. Turn right onto Stone Trail
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 9:42 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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