5440 31st Terrace, FL5440 31st Terrace, FL5440 31st Terrace, FL
Stellar MLS
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$1,165,000

5440 31st Terrace

Ocala, FL 34479

Listing updated: July 10, 2026 at 10:24 AM ET

Active
Stellar MLSListing courtesy of Magnolia & Main Realty Advisors Llc · Alissa Williams · MLS #O6402756 · Active · 352-812-0461
3
Beds
3
Baths
3,269
Sq Ft
4.23
Acres
2002
Built
Fireplace3-car garage4.23 acres$356/sqft360° tour
Single Family Residence

Property type

2002

Year built

184,259 sqft

Lot size

$356

Price / sq ft

$27/mo

HOA dues

60

Days on market

3

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Rarely does a property offer this much flexibility, privacy and move-in-ready value in one setting. Privately positioned behind a gated entrance on 4.23 fully fenced acres, this equestrian-ready Ocala estate combines a beautifully updated 3,269-square-foot home with a four-stall concrete-block barn, two paddocks, a detached three-car garage and covered trailer or equipment storage—approximately 20 minutes from the World Equestrian Center. From the moment you arrive, the property feels private, peaceful and purpose-built for a buyer who wants more than a house. The expansive wraparound porch offers nearly 1,100 square feet of outdoor living space, creating the perfect setting for morning coffee, quiet evenings, entertaining or simply enjoying the acreage around you. Inside, the home blends character with modern upgrades. Ten-foot ceilings on both levels, a dramatic two-story foyer, custom iron railing, a stone fireplace and multiple living areas create a warm, inviting layout with room to live, work and entertain comfortably. The 2025 chef-inspired kitchen is designed to be the heart of the home, featuring quartz countertops, a large island, solid-wood cabinetry, farmhouse sink, beverage bar and premium 36-inch appliances. Major improvements have already been completed, giving the next owner the benefit of reduced near-term maintenance and fewer costly surprises. Updates include a 2023 roof, two HVAC systems replaced in 2025, updated water heaters and Energy Star windows installed in 2025 with a transferable warranty. Outside, the equestrian-ready setup provides the infrastructure buyers often spend years trying to create. The four-stall concrete-block barn, fenced paddocks, water access and generous trailer or equipment space make the property well suited for horses, livestock, hobby use, vehicle storage or a home-based business. Properties that combine acreage, usable equestrian infrastructure, substantial garage space and a fully updated residence are increasingly difficult to find—especially this close to Ocala amenities and the World Equestrian Center. This is not simply a home on acreage. It is a lifestyle property that is ready for its next chapter.

Estimated monthly payment

Principal & interest$5,891
Property taxes$376
Home insurance (est.)$534
HOA dues$27

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history60 days on market

  1. Status: Active
    May 11, 2026
  2. Listed$1,195,000
    May 11, 2026
  3. Price reduced$1,165,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
60
Subdivision
Crosstie Ranches
County
Marion
Year built
2002
Living area
3,269 sq ft
Price/sq ft
$356
Building area
4,462 sq ft (Public Records)
Lot size
184,259 sq ft
Lot category
2 to less than 5
Flood zone
X (12083C0530E)
Garage
3 spaces
Annual taxes
$4,509 (2025)
Parcel #
14906-000-20
Zoning
A3
MLS #
O6402756

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Luxury Vinyl, Tile
Appliances
Bar Fridge, Convection Oven, Dishwasher, Electric Water Heater, Ice Maker, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
No
Parking features
Oversized
Carport
Yes

HOA & Financial

HOA fee
$325 / Annually
Monthly HOA
$27/mo
Total monthly fees
$27/mo
Total annual fees
$325
HOA name
Stephen Williams
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Other
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryOcala Springs Elem. SchoolGreatSchools ↗
MiddleAHoward Middle SchoolGreatSchools ↗
High SchoolVanguard High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-05-10
On market date
2026-05-11
Original list price
$1,195,000
Occupant type
Owner
MLS area
34479 - Ocala
Listing AOR
Orlando Regional
Status changed
2026-05-11
Tax legal description
SEC 27 TWP 14 RGE 22 PLAT BOOK 005 PAGE 061 CROSS TIE RANCHES LOT 20

Flood risk

Minimal riskFEMA Zone XPanel 12083C0530E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

NE 36th Ave North from Silver Springs BV. Turn left on NE 56th ST. Go to Stop Sign turn left on NE 31st Terrace, Homes driveway exits back of cut de sac. This driveway will lead to 2 gates. Proceed to the Gate on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 10, 2026 at 10:24 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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