$955,000
3029 Key Harbor Drive
Safety Harbor, FL 34695
Listing updated: June 6, 2026 at 1:05 PM ET
Listing courtesy of Charles Rutenberg Realty Inc · Jacque Wiest · MLS #TB8502057 · Active · 727-538-9200Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Tucked away on a private cul-de-sac within the highly sought-after waterfront community of Philippe Pointe in Safety Harbor, this estate seamlessly blends timeless elegance with modern functionality. Situated on an expansive, secluded homesite, this 4-bedroom + office, 3.5-bath residence with a 3-car garage offers refined living at its finest. Walk up the circular paver steps to a grand double-swing front entry that welcomes you into an impressive interior defined by soaring 12-foot ceilings, stately 8-foot solid-wood doors, and a sleek, cohesive design throughout. The heart of the home is a chef-inspired kitchen featuring an oversized center island that effortlessly opens to the family room, where a fireplace creates a warm yet refined focal point—perfect for both everyday living and upscale entertaining. Thoughtfully designed with solid wood cabinetry, stone countertops, dual walk-in pantries, and a built-in desk area, the kitchen balances beauty and utility. The intelligently designed three-way split floor plan provides exceptional privacy and flexibility, ideal for multigenerational living or guest accommodations. The luxurious primary suite is a true retreat, complete with its own fireplace, dual walk-in closets, and a spa-like ensuite featuring separate his-and-hers vanities, a walk-in shower, freestanding soaking tub, and a private water closet. An adjacent private office offers the ultimate work-from-home sanctuary. Additional highlights include an interior laundry room with utility sink, recent upgrades include KitchenAid refrigerator and dishwasher, new carpet, fresh interior paint, new sod, and a fully updated irrigation system. Major systems have been thoughtfully addressed with a 2023 roof, dual HVAC units (2023 & 2017), and recent servicing for peace of mind. The spacious 3-car garage is enhanced with a convenient storage loft with pull-down stair access, offering ample room for organization without sacrificing parking space. This exceptional property delivers privacy and functionality in one of Safety Harbor’s most desirable enclaves—just moments to Philippe Park and charming downtown with top-rated amenities.
Local Insight
At $286/sqft, this is a fair price for a 2002 build in Safety Harbor, but the AE flood zone designation is a serious consideration—you'll want to verify current flood insurance costs and any elevation requirements before committing. The 0.31-acre lot is tight for a four-bedroom home in this price range, which limits future expansion potential. Philippe Pointe's $142/month HOA is reasonable, and the three-car garage plus fireplace add practical appeal, but focus your inspection on the roof age and any prior flood mitigation work given the zone risk.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history39 days on market
- Status: ActiveApr 29, 2026
- Listed$995,000Apr 28, 2026
- Price reduced$955,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 39
- Subdivision
- Philippe Pointe
- County
- Pinellas
- Year built
- 2002
- Living area
- 3,344 sq ft
- Price/sq ft
- $286
- Building area
- 4,842 sq ft (Public Records)
- Lot size
- 13,708 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12103C0089H)
- Garage
- 3 spaces
- Annual taxes
- $14,304 (2025)
- Parcel #
- 27-28-16-68624-000-0080
- Zoning
- C-2
- MLS #
- TB8502057
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Tile, Travertine
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $1,700 / Annually
- Monthly HOA
- $142/mo
- Total monthly fees
- $142/mo
- Total annual fees
- $1,700
- HOA name
- David Ormiston PA
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify with HOA.
Exterior & Construction
- Exterior features
- French Doors, Private Mailbox, Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 19x15 |
| Living Room | First | |
| Kitchen | First | 20x14 |
| Dining Room | First | 14x11 |
| Bedroom 2 | First | 16x11 |
| Bedroom 3 | First | 16x11 |
| Office | First | |
| Family Room | First | 18x16 |
Listing Details
- Listing date
- 2026-04-15
- On market date
- 2026-04-28
- Original list price
- $995,000
- Occupant type
- Vacant
- MLS area
- 34695 - Safety Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-29
- Tax legal description
- PHILIPPE POINTE LOT 8
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading north on McMullen Booth Rd, turn right onto Enterprise Rd. At light, turn left onto Philippe Parkway. Turn left onto Oak Crest Dr. Turn left onto Key Harbor Dr. Take first left into cul-de-sac. House straight ahead.
More homes like this
$625,000
415 Dr Ml King Jr St N
Safety Harbor, FL 34695
3 bd · 2 ba · 1,500 sqft
Spring Park Rev
MLS ID #TB8511572, COASTAL PROPERTIES GROUP INTERNATIONAL.
Listing provided by Stellar MLS
$625,000
12004 Steppingstone Blvd
Tampa, FL 33635
3 bd · 2 ba · 2,039 sqft
Countryway Prcl B Trct 21 Ph 2
MLS ID #W7887089, CHARLES RUTENBERG REALTY INC.
Listing provided by Stellar MLS
$850,000
10522 Chambers Dr
Tampa, FL 33626
4 bd · 3 ba · 2,621 sqft
Westchase Sec 117
MLS ID #TB8523391, REALTY ONE GROUP ADVANTAGE.
Listing provided by Stellar MLS
$750,000
1131 Virginia Ave
Palm Harbor, FL 34683
3 bd · 2 ba · 2,136 sqft
Sutherland Town Of
MLS ID #TB8523210, COASTAL PROPERTIES GROUP INTERNATIONAL.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 6, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA