$499,900
105 Peterson Lane
Palm Harbor, FL 34683
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. OLD FLORIDA ISLAND LIVING ON INDIAN BLUFF ISLAND! Welcome to the kind of Florida people still talk about but can rarely find in Pinellas County…where kids cruise the neighborhood on bikes with fishing poles slung over their shoulders, golf carts outnumber cars, sunsets become part of your daily routine, and nobody thinks twice about flip flops at dinner. Nestled on a quiet cul-de-sac in highly sought-after Indian Bluff Island, this ELEVATED coastal home captures the laid-back charm and sense of community that made people fall in love with Florida in the first place. Set on an oversized lot with peek-a-boo water views and tropical surroundings (ready for your pool inspiration), this 3-bedroom, 3-bath home offers an OPEN floor plan, soaring CATHEDRAL ceilings, warm wood floors, and a spacious upstairs living area designed to bring the outdoors in. Large sliders open to an oversized deck where mornings start with coffee in the sea breeze and evenings end under the stars with almost no light pollution. The SPLIT-bedroom layout provides privacy, while the downstairs bonus area with an additional bath offers flexible space for guests, hobbies, storage, or future possibilities. NEW ROOF installed in 2025 adds peace of mind. Life here feels different. Launch your kayak or paddleboard nearby, bike or walk to the Pinellas Trail or Wall Springs Park, fish with neighbors at sunset, or simply enjoy the quiet island feel surrounded by water in every direction. No stuffy HOA. No through traffic. Just authentic coastal living in one of Palm Harbor’s hidden gems — all zoned for highly rated schools and just minutes from beaches, marinas, dining, and everything the Gulf Coast lifestyle has to offer. Schedule your private tour and experience the magic of Indian Bluff Island for yourself.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history16 days on market
- Status: ActiveMay 7, 2026
- Listed$499,900May 7, 2026
- Price increased$499,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 16
- Cumulative DOM
- 86
- Subdivision
- Indian Bluff Island
- County
- Pinellas
- Year built
- 1985
- Living area
- 1,492 sq ft
- Price/sq ft
- $335
- Building area
- 2,886 sq ft (Public Records)
- Lot size
- 10,054 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0057H)
- Garage
- 2 spaces
- Annual taxes
- $2,895 (2024)
- Parcel #
- 26-27-15-42624-002-0050
- Zoning
- R-3
- MLS #
- TB8501897
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Stone Counters
- Laundry
- In Kitchen, Laundry Closet
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check with Pinellas County for any leasing restrictions.
Exterior & Construction
- Exterior features
- Lighting
- Construction materials
- Frame, Wood Siding
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | |
| Kitchen | Second | |
| Primary Bedroom | Second | |
| Bedroom 2 | Second |
Listing Details
- Listing date
- 2026-05-07
- On market date
- 2026-05-07
- Original list price
- $499,900
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-07
- Tax legal description
- INDIAN BLUFF ISLAND BLK B, LOT 5
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Alternate 19 to indian bluff island
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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