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$145,000

65 Howard Street

Umatilla, FL 32784

Listing updated: August 25, 2026 at 11:00 AM ET

Active

Listing courtesy of Charles Rutenberg Realty Orlando · Julie Burger · MLS #FC318051 · Active · 407-622-2122

Baths

0.51

Acres

◆$7/sqft◆360° tour

Land

Property type

22,190 sqft

Lot size

Price / sq ft

No HOA

HOA dues

122

Days on market

Flood zone

About this home

FOUR LOTS AVAILABLE IN UMATILLA! We would love to sell them together for this low price BUT WILL DIVIDE. Lots 13 & 14 together for 70K, or Lots 15 & 16 for 80K, impact fee paid on these two. A quiet, historic "Old Florida" town center. The area maintains a nostalgic feel, with many historic structures still in use. Plenty of local eateries and shops to enjoy. Umatilla offers a "sparse suburban" feel, providing a contrast to nearby, more busy cities. While boasting local charm, the town is relatively close to larger amenities in nearby Eustis and Mount Dora. Umatilla is also surrounded by numerous small to medium-sized lakes, with many within 3 miles. Top lakes immediately in or bordering Umatilla include East Lake, Lake Pearl, Lake Umatilla, Lake Enola, and Island Lake. Don't miss this opportunity!

Estimated monthly payment

Principal & interest$733

Property taxes$56

Home insurance (est.)$66

Down payment

20%

$29,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history122 days on market

Status: Active
Apr 25, 2026
Listed$160,000
Apr 25, 2026
Price reduced$145,000

Facts & features

Property type: Land
Status: Active
Days on market: 122
Subdivision: Umatilla Oak Park
County: Lake
Price/sq ft: $7
Lot size: 22,190 sq ft
Lot category: 1/2 to less than 1
Flood zone: X (12069C0220E)
Annual taxes: $671 (2025)
Parcel #: 13-18-26-2300-00A-01300
Zoning: R-12
MLS #: FC318051

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HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
Listing terms: Cash, Conventional
Ownership: Fee Simple

Exterior & Construction

Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Electricity Available, Public, Sewer Available

Schools

ElementaryBUmatilla ElemGreatSchools ↗

MiddleBUmatilla MiddleGreatSchools ↗

High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date: 2026-04-25
On market date: 2026-04-25
Original list price: $160,000
MLS area: 32784 - Umatilla / Dona Vista
Listing AOR: Orlando Regional
Status changed: 2026-04-25
Tax legal description: UMATILLA OAK PARK LOTS 13 14 15 16 BLK A PB 2 PG 16 ORB 1797 PG 1396 ORB 6366 PG 772

Flood risk

Minimal riskFEMA Zone XPanel 12069C0220E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Going South on N Central Ave, Turn left onto Cassady St. Turn Left on Howard. Just before road makes a curve, property is on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 25, 2026 at 11:00 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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