$529,000
4307 Gulf Drive
Holmes Beach, FL 34217
Listing updated: June 14, 2026 at 4:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This beautifully updated 2BD/2BA coastal retreat offers the perfect blend of comfort, style, and location in the highly desirable Cayman Cay community on Holmes Beach. Ideally situated mid-island and just steps to the soft powdery sands of the Gulf, this TOP FLOOR residence is TURNKEY FURNISHED and truly MOVE-IN-READY. Inside, you’ll find a bright, open layout with a relaxed beach-inspired feel, HURRICANE IMPACT-RATED Windows and thoughtful upgrades throughout. A MAJOR RENOVATION opened up the kitchen and main living area, creating a more spacious and modern flow with NO CARPET throughout the unit. The well-appointed kitchen features upgraded cabinetry, modern countertops, tile backsplash and stainless steel appliances, making it perfect for both everyday living and entertaining. The main living space features custom wood accent wall detailing, adding a stylish coastal touch, and providing both durability and easy maintenance. Both bathrooms have been tastefully updated, and recent improvements include a NEW HURRICANE IMPACT-RATED TURTLE GLASS sliding door and a REFRESHED LANAI. Step out onto the screened lanai and enjoy peaceful surroundings with PARTIAL GULF VIEWS along with views of the pool and tropical landscaping, creating the perfect space to relax and unwind. Additional features include a private owner’s storage room and a designated covered carport space for Unit #207. Cayman Cay offers a well-maintained community setting with a heated pool, shuffleboard courts, and BBQ grilling area, perfect for relaxing after a day at the beach or enjoying time with family and friends. The location is truly unbeatable, just minutes from local restaurants, shopping, Publix, CVS, and everything that makes Anna Maria Island so special. For added convenience, the island trolley is nearby, making it effortless to explore the surrounding area. Enjoy convenient access on and off the island, along with a short drive to Sarasota Bradenton International Airport. Whether you're seeking a full-time residence, a relaxing vacation retreat, or an investment property, this condo delivers the perfect blend of location, modern updates, and easy island living. UNPACK, UNWIND, and START LIVING the island life from day one—while offering excellent INCOME POTENTIAL when you’re away.
Local Insight
This 1974 beachside condo is priced aggressively at $515/sqft for the area, but that AE flood zone designation means mandatory flood insurance will add real money to your carrying costs on top of the already-steep $1,242 monthly HOA. The 1.15-acre lot is unusually large for a condo unit and could be appealing, but at nearly 50 years old you'll want a thorough inspection to understand what deferred maintenance exists in the building structure and systems. The direct water access and Holmes Beach location are genuine draws for boaters or beach lifestyle seekers, just make sure the actual condition and flood history align with what you're willing to accept at this price point.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history44 days on market
- Status: ActiveMay 1, 2026
- Listed$529,000May 1, 2026
- Price increased$529,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 44
- Subdivision
- Cayman Cay Villas
- County
- Manatee
- Year built
- 1974
- Living area
- 1,027 sq ft
- Price/sq ft
- $515
- Building area
- 1,123 sq ft (Estimated)
- Lot size
- 50,116 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- AE (12081C0277F)
- Annual taxes
- $6,599 (2025)
- Parcel #
- 7381100853
- Zoning
- R3
- MLS #
- A4691396
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate, Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
- Laundry
- Inside, Same Floor As Condo Unit
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air, Humidity Control
Parking
- Parking features
- Assigned, Covered, Ground Level, Off Street, On Street, Reserved
- Carport
- Yes
HOA & Financial
- HOA fee
- $3,725 / Quarterly
- Monthly HOA
- $1,242/mo
- Total monthly fees
- $1,242/mo
- Total annual fees
- $14,900
- HOA name
- Keith Wilking - Nexus Services
- CDD
- No
- Min lease term
- 1 Week
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please refer to Governing Documents
- Approval process
- Please refer to Governing Documents
Exterior & Construction
- Exterior features
- Balcony, Lighting, Outdoor Grill, Sidewalk, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Built-Up, Membrane
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x8 |
| Living Room | First | 12x20 |
| Dining Room | First | 12x10 |
| Primary Bedroom | First | 12x13 |
| Bedroom 2 | First | 12x11 |
| Balcony/Porch/Lanai | First | 12x8 |
Listing Details
- Listing date
- 2026-05-01
- On market date
- 2026-05-01
- Original list price
- $529,000
- Occupant type
- Owner
- MLS area
- 34217 - Holmes Beach/Bradenton Beach
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-05-01
- Tax legal description
- APT 207 CAYMAN CAY VILLAS CONDOMINIUM PI#73811.0085/3
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
SR 64 West to RIGHT on Gulf Drive to 4307 on right side of street approximately 1/8 mile from the intersection. Guest parking at rear of building.
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Based on information submitted to the MLS GRID as of June 14, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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