545 Encarnacion Street — $375,000 | MaxLife Realty

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$375,000

545 Encarnacion Street

Punta Gorda, FL 33983

Active

Beds

Baths

3,248

Sq Ft

0.23

Acres

2006

Built

◆$115/sqft

🏠Single Family Residence

Property type

🏗️2006

Year built

📐9,899 sqft

Lot size

📊$115

Price / sq ft

🏘️$18/mo

HOA dues

📅6

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Spacious two-story home located in the desirable Deep Creek community of Punta Gorda! Built in 2006 and offering over 3,300 square feet of living space, this 3-bedroom, 2.5-bath residence provides plenty of room for comfortable living and entertaining. The home features a welcoming front porch, generous interior living areas, and a screened rear lanai perfect for enjoying Florida’s outdoor lifestyle year-round. Situated on a .23-acre fenced lot, there is ample space for pets, play, or future outdoor enhancements. The attached 2-car garage adds convenience and additional storage. Ideally located near the scenic Peace River, shopping, dining, golf, parks, and all that Punta Gorda has to offer, this property combines space, comfort, and an excellent location in one exceptional opportunity. *Some photos are virtually staged

Estimated monthly payment

Principal & interest$1,896

Property taxes$479

Home insurance (est.)$172

HOA dues$18

Down payment

20%

$75,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

Status: Active
Apr 24, 2026
Listed$375,000
Apr 24, 2026
Price increased$375,000

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Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 6
Subdivision: Punta Gorda Isles Sec 20
County: Charlotte
Year built: 2006
Living area: 3,248 sq ft
Price/sq ft: $115
Building area: 3,993 sq ft (Public Records)
Lot size: 9,899 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12015C0070G)
Garage: 2 spaces
Annual taxes: $5,751 (2025)
Parcel #: 402303357005
Zoning: RSF3.5
MLS #: C7525335

Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Ceramic Tile, Luxury Vinyl
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Kitchen/Family Room Combo, PrimaryBedroom Upstairs
Laundry: Inside
Stories / Levels: Two
Direction faces: South

Heating & Cooling

Heating: Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $210 / Annually
Monthly HOA: $18/mo
Total monthly fees: $18/mo
Total annual fees: $210
HOA name: Deep Creek
CDD: No
Min lease term: No Minimum
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Verify with the HOA for any leasing restrictions

Exterior & Construction

Exterior features: Sliding Doors
Construction materials: Block, Stucco, Frame
Roof: Tile
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	Second
Primary Bathroom	Second
Bedroom 2	Second
Bedroom 3	Second
Bathroom 2	Second
Kitchen	First
Living Room	First

Listing Details

Listing date: 2026-04-24
On market date: 2026-04-24
Original list price: $375,000
Occupant type: Vacant
MLS area: 33983 - Punta Gorda
Listing AOR: Suncoast Tampa
Status changed: 2026-04-24
Tax legal description: PGI 020 0524 0024 PUNTA GORDA ISLES SEC20 BLK524 LT24 896/1281 AFF2401/236-WEP 2401/237 2610/98 3085/2137 4243/432 4286/385

Flood risk

Minimal riskFEMA Zone XPanel 12015C0070G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Sandhill Blvd to Season Drive, right on Encarnacion St to property

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 30, 2026 at 2:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA