$355,000
545 Encarnacion Street
Punta Gorda, FL 33983
Listing updated: June 24, 2026 at 9:40 PM ET
Listing courtesy of Genstone Realty · Helen Marks · MLS #C7525335 · Active · 305-974-1801Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE ADJUSTMENT! Spacious two-story home located in the desirable Deep Creek community of Punta Gorda! Built in 2006 and offering over 3,300 square feet of living space, this 3-bedroom, 2.5-bath residence provides plenty of room for comfortable living and entertaining. The home features a welcoming front porch, generous interior living areas, and a screened rear lanai perfect for enjoying Florida’s outdoor lifestyle year-round. Situated on a .23-acre fenced lot, there is ample space for pets, play, or future outdoor enhancements. The attached 2-car garage adds convenience and additional storage. Ideally located near the scenic Peace River, shopping, dining, golf, parks, and all that Punta Gorda has to offer, this property combines space, comfort, and an excellent location in one exceptional opportunity. *Some photos are virtually staged
Local Insight
At $109/sqft for a 2006 home in Punta Gorda Isles, you're getting decent value, especially with the low $18/month HOA and X flood zone designation that keeps insurance costs down—though you'll want to verify the roof age and AC condition since those are the typical money-pits in this era and climate. The 0.23-acre lot is tight for the area, so if you need significant outdoor space or plan major renovations, this could feel constraining. The three full baths for three bedrooms is solid for resale appeal, but inspect the foundation carefully given the waterfront/canal proximity typical of this subdivision.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history61 days on market
- Status: ActiveApr 24, 2026
- Listed$375,000Apr 24, 2026
- Price reduced$355,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 61
- Subdivision
- Punta Gorda Isles Sec 20
- County
- Charlotte
- Year built
- 2006
- Living area
- 3,248 sq ft
- Price/sq ft
- $109
- Building area
- 3,993 sq ft (Public Records)
- Lot size
- 9,899 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12015C0070G)
- Garage
- 2 spaces
- Annual taxes
- $5,751 (2025)
- Parcel #
- 402303357005
- Zoning
- RSF3.5
- MLS #
- C7525335
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, PrimaryBedroom Upstairs
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $210 / Annually
- Monthly HOA
- $18/mo
- Total monthly fees
- $18/mo
- Total annual fees
- $210
- HOA name
- Deep Creek
- CDD
- No
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify with the HOA for any leasing restrictions
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Tile
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Bathroom 2 | Second | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-04-24
- On market date
- 2026-04-24
- Original list price
- $375,000
- Occupant type
- Vacant
- MLS area
- 33983 - Punta Gorda
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-24
- Tax legal description
- PGI 020 0524 0024 PUNTA GORDA ISLES SEC20 BLK524 LT24 896/1281 AFF2401/236-WEP 2401/237 2610/98 3085/2137 4243/432 4286/385
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Sandhill Blvd to Season Drive, right on Encarnacion St to property
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 9:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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