1289 Cr 436, FL
Stellar MLS

$186,800

1289 Cr 436

Lake Panasoffkee, FL 33538

Listing updated: June 11, 2026 at 12:38 PM ET

Active
2
Beds
1
Bath
1,308
Sq Ft
0.25
Acres
1990
Built
$143/sqft360° tour
Single Family Residence

Property type

1990

Year built

10,695 sqft

Lot size

$143

Price / sq ft

No HOA

HOA dues

47

Days on market

AE

Flood zone

About this home

WATERFRONT OPPORTUNITY ON CANAL TO LAKE PANASOFFKEE – FULLY FURNISHED & MOVE-IN READY Tucked away on a canal with direct access to Lake Panasoffkee, this 2-bedroom, 1-bath home delivers the Florida lifestyle without the price tag. Whether you're looking for a weekend fishing retreat, winter getaway, or affordable full-time residence, this one checks the boxes. This property offers space, privacy, and no HOA restrictions—bring your boat, trailer, and toys. Inside, the home has been well maintained and thoughtfully updated: Roof replaced 5 years ago A/C updated 4 years ago LG refrigerator just 2 years old Upgraded shower (2 years) Water softener installed 1 year ago Interior paint and carpet updated 3 years ago The home comes fully furnished, making this a true turnkey opportunity. Outside, you’ll find a shop for storage or hobbies and a carport for covered parking, with canal access right out back for quick trips onto the lake, known for some of the best fishing in Central Florida. Located in a quiet area of Lake Panasoffkee with easy access to I-75, this is the kind of property that’s getting harder to find at this price point. No HOA. Canal frontage. Furnished. Ready to go.

Estimated monthly payment

Principal & interest$945
Property taxes$102
Home insurance (est.)$86

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history47 days on market

  1. Status: Active
    Apr 25, 2026
  2. Listed$189,900
    Apr 25, 2026
  3. Price reduced$186,800

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
47
Subdivision
Emert Acres
County
Sumter
Year built
1990
Living area
1,308 sq ft
Price/sq ft
$143
Building area
1,650 sq ft (Estimated)
Lot size
10,695 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12119C0117D)
Annual taxes
$1,220 (2025)
Parcel #
F32U018
Zoning
R
MLS #
G5111514

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please see County regulations.

Exterior & Construction

Exterior features
Lighting
Construction materials
Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst20x23
KitchenFirst20x10
Dining RoomFirst16x16
Primary BedroomFirst11x16
Bedroom 2First12x13

Listing Details

Listing date
2026-04-25
On market date
2026-04-25
Original list price
$189,900
Occupant type
Owner
MLS area
33538 - Lake Panasoffkee
Listing AOR
Lake and Sumter
Home warranty
Yes
Status changed
2026-04-25
Tax legal description
BEG AT NW COR OF SE1/4 RUN N 39.03 FT N 41 DEG 55 MIN 50 SEC E 1104.04 FT S 48 DEG 04 MIN 10 SEC E 50 FT S 41 DEG 55 MIN50 SEC W 651.04 FT TO POB RUN S 48 DEG 04 MIN 10 SEC E TO WATERS OF IRVING CANAL SWLY 93 FT N 48 DEG 04 MIN 10 SEC W 115 FT N 41 D EG 55 MIN 50 SEC E 93 FT TO POB EMERT ACRES UNRECORDED SUB

Flood risk

High riskFEMA Zone AEPanel 12119C0117D

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 321 for CR-470 toward Lake Panasoffkee. Head east on CR-470, then turn left onto CR-475. Continue north and turn right onto CR-436. Follow CR-436 to 1289 on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026 at 12:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA