$138,900
82 2nd Street
Cedar Key, FL 32625
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time. Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the full kitchen featuring a refrigerator, stove, oven, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout. Convenience is key, with elevator access just steps away for easy day-to-day living. Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges. Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community. **Highlights:** MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE **Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information. This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history23 days on market
- Status: ActiveApr 30, 2026
- Listed$144,900Apr 30, 2026
- Price reduced$138,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condo - Hotel
- Status
- Active
- Days on market
- 23
- Subdivision
- Cedar Cove Efficiency Condo 02
- County
- Levy
- Year built
- 1982
- Living area
- 480 sq ft
- Price/sq ft
- $289
- Lot size
- 414 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- VE
- Annual taxes
- $2,182 (2025)
- Parcel #
- 17650-000-00
- Zoning
- RESI
- MLS #
- TB8501463
Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Electric Water Heater, Freezer, Microwave, Range, Refrigerator
- Interior features
- Accessibility Features, Elevator, Kitchen/Family Room Combo, Thermostat, Window Treatments
- Laundry
- None
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $0 / Monthly
- Monthly HOA
- $0/mo
- Total monthly fees
- $805/mo
- Total annual fees
- $9,660
- HOA name
- McCormick Mgt & Realty LLC
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer and/or buyer agent to verify lease restrictions.
- Approval process
- Buyer and/or buyer agent to verify approval process.
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Frame, Wood Siding
- Roof
- Shingle
- Foundation
- Slab, Stilt/On Piling
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- No
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x30 |
| Primary Bedroom | First | 15x30 |
| Kitchen | First | 15x30 |
| Studio | First |
Listing Details
- Listing date
- 2026-04-23
- On market date
- 2026-04-30
- Original list price
- $144,900
- Occupant type
- Tenant
- MLS area
- 32625 - Cedar Key
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-30
- Tax legal description
- 32-15-13 CEDAR COVE EFFICIENCY CONDO II UNIT D-5 OR BOOK 1644 PAGE 763
Flood risk
Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Interstate 19 take SR24 into Cedar Key, take a left on Second Street. Take Second Street all the way through town to Cedar Cove. Building is at the end of the road on the right hand side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 11:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA